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	<title>Nieuwkomer | FIV | Magazine</title>
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		<title>Cannabis microdosing: low doses of THC &#038; CBD</title>
		<link>https://fivmagazine.com/cannabis-microdosing-low-doses-of-thc-cbd/</link>
		
		<dc:creator><![CDATA[Stephan]]></dc:creator>
		<pubDate>Tue, 24 Mar 2026 17:00:00 +0000</pubDate>
				<category><![CDATA[Cannabis]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[CBD]]></category>
		<category><![CDATA[Dose low]]></category>
		<category><![CDATA[Effect]]></category>
		<category><![CDATA[Microdosing]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[THC]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/cannabis-microdosing-low-doses-of-thc-cbd/</guid>

					<description><![CDATA[The most important thing: THC has a biphasic effect: 1-5 mg can have an anxiolytic and focusing effect. 20-25 mg+ can trigger paranoia and anxiety. Anyone using cannabis for medicinal purposes needs a minimum dose &#8211; not a maximum. At a glance: THC has a biphasic effect: 1-5 mg anxiolytic and focusing, 20+ mg can [&#8230;]]]></description>
										<content:encoded><![CDATA[<div style="background:#f0faf2;border-left:4px solid #2d7a3a;padding:14px 18px;margin:0 0 24px 0;border-radius:0 6px 6px 0;font-size:0.97em;line-height:1.65;"><strong>The most important thing:</strong> THC has a biphasic effect: 1-5 mg can have an anxiolytic and focusing effect. 20-25 mg+ can trigger paranoia and anxiety. Anyone using cannabis for medicinal purposes needs a minimum dose &#8211; not a maximum.</div>
<div style="background:#eef6ff;border:1px solid #b8d4f0;padding:14px 18px;margin:16px 0 24px 0;border-radius:6px;font-size:0.95em;line-height:1.7;"><strong>At a glance:</strong></p>
<ul style="margin:8px 0 0 0;padding-left:22px;">
<li>THC has a biphasic effect: 1-5 mg anxiolytic and focusing, 20+ mg can trigger anxiety</li>
<li>U-curve for CBD in anxiety: 300 mg optimal &#8211; 150 mg and 600 mg both less effective</li>
<li>Protocol: start with 1-2 mg THC, increase by 1 mg every 3 days until optimal effect</li>
</ul>
</div>
<h2>What is cannabis microdosing?</h2>
<p>Microdosing means taking cannabis in such low doses that the therapeutic or mood-enhancing effects are noticeable, but there is no perceptible high. For THC, this is typically 1-5 mg per dose. The concept is particularly relevant for:<br />
&#8211; Medical users who want to maintain everyday functionality<br />
&#8211; People with low THC tolerance<br />
&#8211; Anxiety patients for whom high THC doses trigger panic<br />
&#8211; Creative work (slight opening of perception without functional impairment)</p>
<h2>Biphasic THC effect: less is more</h2>
<p>THC shows a classic biphasic dose-response curve &#8211; a basic principle of cannabinoid pharmacology:</p>
<p><strong>Low dose (1-5 mg):</strong> Anxiolytic, mood enhancing, mildly focusing, analgesic without sedation</p>
<p><strong>Medium dose (10-20 mg):</strong> Euphoria, relaxation, hunger, slight time distortion &#8211; classic recreational high</p>
<p><strong>High dose (25-50 mg+):</strong> paranoia, anxiety, disorientation &#8211; especially in beginners or without tolerance</p>
<p>The paradox: if you want to take cannabis for anxiety, you have to dose low. Higher doses worsen anxiety in many cases.</p>
<h2>Microdosing protocol according to experience level</h2>
<table>
<thead>
<tr>
<th>profile</th>
<th>THC starting dose</th>
<th>CBD supplementation</th>
<th>Frequency</th>
<th>Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Beginners without tolerance</td>
<td>1-2.5 mg THC</td>
<td>10-20 mg CBD</td>
<td>Once a day, in the evening</td>
<td>Familiarization, sleep</td>
</tr>
<tr>
<td>Experienced, medicinal</td>
<td>2.5-5 mg THC</td>
<td>20-50 mg CBD</td>
<td>2-3× daily</td>
<td>Pain, anxiety without high</td>
</tr>
<tr>
<td>Tolerant, creative</td>
<td>5-10 mg THC</td>
<td>Optional</td>
<td>1× daily, in the morning</td>
<td>Focus, flow state</td>
</tr>
<tr>
<td>Palliative/chronic</td>
<td>2.5 mg THC + titration</td>
<td>50-100 mg CBD</td>
<td>On demand</td>
<td>Pain without impairment</td>
</tr>
</tbody>
</table>
<h2>CBD microdosing: why even too little is too little</h2>
<p>CBD also shows a biphasic dose effect:<br />
&#8211; <strong>Too low (&lt;10 mg):</strong> Often no noticeable effect<br />
&#8211; <strong>Moderate (30-100 mg):</strong> Anxiolytic, anti-inflammatory, sleep-inducing<br />
&#8211; <strong>High (150-300 mg):</strong> Sleep-inducing, antiepileptic (clinically relevant)</p>
<div style="background:#fffbf0;border-left:4px solid #e8a000;padding:14px 18px;margin:20px 0;border-radius:0 6px 6px 0;font-size:0.95em;line-height:1.65;"><strong>Practical knowledge:</strong> De Aquino 2020 discovered a U-shaped dose-response curve for CBD in anxiety: 300 mg CBD was significantly more anxiolytic than 150 mg AND 600 mg. More is not always better &#8211; this is the most important lesson in cannabis dosing.</div>
<p>For anxiety: at least 25-50 mg CBD daily for consistent effects. Many users take too little (10 mg softgel) and report no effect &#8211; this is a dosing issue.</p>
<h2>Practical microdosing methods</h2>
<p><strong>Vaporizer:</strong> Most precise method for THC. Small puff = ~1-2 mg THC, depending on strain. Effect noticeable in seconds, quick adjustment possible.</p>
<p><strong>Sublingual oil:</strong> pipette with 1/4 drop of THC oil or precise CBD oil dosage. Good control.</p>
<p><strong>Microdosing capsules:</strong> 2.5 mg THC capsules are medically available; simplest form for precise daily dosing.</p>
<p><strong>Tincture:</strong> dropwise control; alcohol-based = fastest oral absorption.</p>
<div style="background:#f7f7f7;border:1px solid #ddd;padding:12px 16px;margin:0 0 20px 0;border-radius:6px;font-size:0.93em;line-height:1.65;"><strong>More on the topic:</strong></p>
<ul style="margin:8px 0 0 0;padding-left:22px;">
<li><a href="https://fivmagazine.com/thc-tolerance-how-it-develops-and-how-to-reduce-it/" data-type="post" data-origin="de" data-origin-url="https://fivmagazine.com/thc-tolerance-how-it-develops-and-how-to-reduce-it/" data-id="235277">Understanding THC tolerance</a></li>
<li><a href="https://fivmagazine.com/cannabis-edibles-effect-duration-dosage-explained/" data-type="post" data-origin="de" data-origin-url="https://fivmagazine.com/cannabis-edibles-effect-duration-dosage-explained/" data-id="235232">Cannabis Edibles: Dosage</a></li>
</ul>
</div>
<h2>FAQ: Cannabis microdosing</h2>
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"@type": "Question",
"name": "How many mg of THC is a microdose?",
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"text": "A microdose of THC is 1-5 mg per intake. 2.5 mg is the standard recommendation for beginners. Aim: therapeutic or mild mood-enhancing effect without noticeable high. Due to biphasic dose effects, higher doses are less effective than lower doses for some applications (anxiety, focus)."
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"text": "Start with 1 mg THC (or 2.5 mg if no vaporizer available). Observe for 3 days. No noticeable effect: increase to 2.5 mg. Repeat until desired effect. Then stay at this dose for 2 weeks. Start low, increase slowly - smallest effective dose avoids tolerance build-up and side effects."
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"@type": "Question",
"name": "Can you microdose cannabis every day?",
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"text": "Medically yes - that is exactly the goal of many palliative and pain patients. However, tolerance develops in the long term with daily consumption. To avoid this: consume for 5 days, take a 2-day break (cycling). Or incorporate CBD-only days. Tolerance breaks every 4-8 weeks maintain efficacy at low doses."
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"text": "THC has a biphasic effect: low doses (1-5 mg) activate anxiolytic CB1 pathways in the prefrontal cortex. High doses (15-25 mg+) overstimulate CB1 in the amygdala and hippocampus - which triggers anxiety and paranoia. For anxiety patients, less THC is therefore more. CBD supplementation (10-50 mg) additionally buffers the THC effect."
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<h2>Summary</h2>
<p>Microdosing utilizes the biphasic THC dose-response: 1-5 mg THC produces therapeutic effects without intoxication. CBD microdosing starts at 25-50 mg daily for measurable anxiolytic effects. Methods: vaporizer (most precise), sublingual oil, capsules. For daily use: cycling (5 days on, 2 days off) for tolerance avoidance. <a href="https://fivmagazine.com/thc-tolerance-how-it-develops-and-how-to-reduce-it/" data-type="post" data-origin="de" data-origin-url="https://fivmagazine.com/thc-tolerance-how-it-develops-and-how-to-reduce-it/" data-id="235277">Tolerance break guide</a>; <a href="https://fivmagazine.com/cbd-dosage-the-complete-guide-for-all-indications/" data-type="post" data-origin="de" data-origin-url="https://fivmagazine.com/cbd-dosage-the-complete-guide-for-all-indications/" data-id="235142">CBD dosage guide</a> for all indications.</p>
<div style="background:#eaf4ea;border-left:4px solid #2d7a3a;padding:18px 22px;margin:32px 0 16px;border-radius:4px;"><strong>Cannabis prescription online?</strong> Our <a href="https://fivmagazine.com/teleclinic-comparison-best-cannabis-providers-2025/" data-type="post" data-origin="de" data-origin-url="https://fivmagazine.com/teleclinic-comparison-best-cannabis-providers-2025/" data-id="213399">teleclinic comparison</a> shows all 31 providers in direct comparison &#8211; with prices, waiting times and real reviews. Free and independent.</div>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>The path to modeling: Tips and insights from Stephan Czaja (CM Models)</title>
		<link>https://fivmagazine.com/the-path-to-modeling-tips-and-insights-from-stephan-czaja-cm-models/</link>
		
		<dc:creator><![CDATA[F_kinski]]></dc:creator>
		<pubDate>Mon, 08 Jan 2024 18:31:00 +0000</pubDate>
				<category><![CDATA[Models]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[Become a model]]></category>
		<category><![CDATA[Beginning]]></category>
		<category><![CDATA[Booker]]></category>
		<category><![CDATA[Connoisseurs]]></category>
		<category><![CDATA[Expert]]></category>
		<category><![CDATA[Instruction]]></category>
		<category><![CDATA[Model]]></category>
		<category><![CDATA[Model bureau]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[Photos]]></category>
		<category><![CDATA[rivet]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/the-path-to-modeling-tips-and-insights-from-stephan-czaja-cm-models/</guid>

					<description><![CDATA[The road to modeling &#8211; In the latest video by Stephan Czaja, founder of CM Models, aspiring models and anyone who wants to dive into the exciting world of modeling will learn valuable insights and tips. Here is some of the most important information from the video: Diversity in the modeling business One of Stephan&#8217;s [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>The road to modeling &#8211; In the latest video by Stephan Czaja, founder of CM Models, aspiring models and anyone who wants to dive into the exciting world of modeling will learn valuable insights and tips. Here is some of the most important information from the video:</p>
<h2>Diversity in the modeling business</h2>
<p>One of Stephan&#8217;s first important messages is that there is room for different looks and types in the modeling business. Whether you think you don&#8217;t fit the classic fashion ideal, there are agencies looking for different profiles. From TV commercials to high fashion &#8211; there is something for everyone.</p>
<h3>From Los Angeles: Stephan on becoming a model</h3>
<p>You can find more videos on <a href="https://www.youtube.com/@CMModels" target="_blank" rel="noopener">YouTube x CM Models</a>.</p>
<div class='avia-iframe-wrap'><iframe title="How To Become A Model: Explained &#x1f334; LA Special  #2 with Stephan #cmmodels" width="1500" height="844" src="https://www.youtube.com/embed/Q17lNjZON6I?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h3>Application to several agencies</h3>
<p>Stephan recommends not just applying to one agency. The application process is often straightforward and only requires a few photos and basic information. You could submit your application to <a href="https://cmmodels.com" target="_blank" rel="noopener">CM Models</a> first and then, after some time, to other agencies to maximize your chances.</p>
<h2>Important: Never pay money</h2>
<p>A particularly important point is never to pay money to a modeling agency. Reputable agencies earn their money by arranging jobs, not by charging prospective models.</p>
<h3>The casting and application phase</h3>
<p>If an agency finds your profile interesting, you will be invited to a casting or video casting. It is important to be authentic and show your natural beauty. No make-up or styling is required. Simple videos and photos are sufficient.</p>
<h2>Patience and the way to the top</h2>
<p>Stephan emphasizes that the path to success as a model requires patience. It&#8217;s unlikely that you&#8217;ll end up on the cover of Vogue straight away. It takes time to gain experience and establish yourself as a model. Quality in photo shoots is more important than quantity.</p>
<h3>The international route</h3>
<p>Once you have gained your first experience in your home city, you can take the next step and work abroad. Stephan explains how this works and provides insights into the requirements for international assignments.</p>
<p>Finally, Stephan encourages aspiring models to be brave and apply. A modeling career can be difficult, but with patience and hard work, it is achievable. His valuable insights provide great guidance for anyone pursuing the dream of becoming a model.</p>
<h3>How modeling agencies work together</h3>
<p>You might also be interested in this! Stephan Czaja talks about his experiences in the international modeling business and gives us a look behind the scenes of cooperation between model agencies. A deep look into the exciting world of modeling to understand how aspiring models can make their way.</p>
<ul>
<li><a href="https://fivmagazine.com/international-model-agency-how-model-agencies-work-together-a-look-behind-the-scenes/" data-type="post" data-origin="de" data-origin-url="/?p=196061" data-id="196089">How modeling agencies work together</a></li>
</ul>
<p><a href="https://fivmagazine.com/international-model-agency-how-model-agencies-work-together-a-look-behind-the-scenes/" data-type="post" data-origin="de" data-origin-url="/?p=196061" data-id="196089"><img fetchpriority="high" decoding="async" class="alignnone size-full wp-image-196030" src="https://fivmagazine.de/wp-content/uploads/2024/01/model-agency-international-jobs-bts-explained-stephan-owner-scout-los-angeles.jpg" alt="" width="1200" height="675"/></a></p>
<h3>Find a good modeling agency? 3 tips</h3>
<p>What to do if you have the dream of becoming a model? Model Agency One (MAO) offers the solution. Here you will find the best model agencies worldwide, whether in New York, Los Angeles, Paris or Tokyo.</p>
<ul>
<li><a href="https://fivmagazine.com/find-the-best-model-agencies-management-for-free-model-agency-one/" data-type="post" data-origin="de" data-origin-url="/?p=196063" data-id="196079">Find a good modeling agency? 3 tips</a></li>
</ul>
<p><a href="https://fivmagazine.com/find-the-best-model-agencies-management-for-free-model-agency-one/" data-type="post" data-origin="de" data-origin-url="/?p=196063" data-id="196079"><img decoding="async" class="alignnone size-full wp-image-196042" src="https://fivmagazine.de/wp-content/uploads/2024/01/model-agency-one-ranking-explained-online-free-become-a-model.jpg" alt="" width="1200" height="675"/></a></p>
<h2>Stephan&#8217;s &#8220;The Model Book&#8221;: Now in German, English, Spanish &#038; Co.</h2>
<p>In &#8220;The Model Book&#8221; you will not only find a guide, but also a source of inspiration for your modeling dreams. Stephan Czaja&#8217;s dedication and passion for the modeling industry shines through in every chapter of the book and in this video. Whether you&#8217;re just beginning your modeling journey or looking to take your career to the next level, &#8220;The Model Book&#8221; is the key to your success in the exciting world of modeling. Let Stephan Czaja guide you along the way and get started!</p>
<ul>
<li><a href="https://amzn.to/496cf56" target="_blank" rel="noopener">The Model Book &#8211; English</a></li>
<li><a href="https://amzn.to/49dtnWN" target="_blank" rel="noopener">The Model Book &#8211; Spanish</a></li>
<li><a href="https://amzn.to/3UfLff5" target="_blank" rel="noopener">The Model Book &#8211; German</a></li>
<li><a href="https://amzn.to/3Si9G94" target="_blank" rel="noopener">The Model Book &#8211; Italian</a></li>
</ul>
<p>Tip! Listen to the book for free in the Model Podcast on Spotify, Deezer &amp; Co.</p>
<ul>
<li><a href="https://modelpodcast.com" target="_blank" rel="noopener">Model Podcast</a></li>
</ul>
<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-178410" src="https://fivmagazine.de/wp-content/uploads/2023/06/podcast-the-model-book-become-a-model-new-york-paris-london-milan-berlin.jpg" alt="" width="1920" height="1080" /></p>
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		<title>Rooftop tent with children experience report: Camping with the family</title>
		<link>https://fivmagazine.com/rooftop-tent-with-children-experience-report-camping-with-the-family/</link>
		
		<dc:creator><![CDATA[Team]]></dc:creator>
		<pubDate>Fri, 27 Oct 2023 09:48:36 +0000</pubDate>
				<category><![CDATA[camping]]></category>
		<category><![CDATA[Campsite]]></category>
		<category><![CDATA[Roof tent]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Aandrijving]]></category>
		<category><![CDATA[Car]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Costs]]></category>
		<category><![CDATA[Environmental protection]]></category>
		<category><![CDATA[Excursion]]></category>
		<category><![CDATA[Experiences]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Irritate]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[Organization]]></category>
		<category><![CDATA[Price]]></category>
		<category><![CDATA[Recommendations]]></category>
		<category><![CDATA[Vacancy]]></category>
		<category><![CDATA[Voorbereiding]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/rooftop-tent-with-children-experience-report-camping-with-the-family/</guid>

					<description><![CDATA[Rooftop tent with children experience report &#8211; Solitude in the wilderness, campfire romance &#038; pure nature &#8211; camping with a rooftop tent exerts an irresistible fascination on many people. This was the challenge that Tino, Yvonne and Samiya Gittel from North Rhine-Westphalia set themselves. An idea that originated in Tino&#8217;s head and was initially met [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Rooftop tent with children experience report &#8211; Solitude in the wilderness, campfire romance &#038; pure nature &#8211; <a href="https://fivmagazine.com/camping-xxl-camping-site-accessories-destinations-tips-free-guide/" data-type="post" data-origin="de" data-origin-url="/?p=68113" data-id="72166">camping</a> with a <a href="https://fivmagazine.com/buy-roof-tent-price-people-car-brands-setup-xxl-advisor/" data-type="post" data-origin="de" data-origin-url="/?p=61131" data-id="123619">rooftop tent</a> exerts an irresistible fascination on many people. This was the challenge that Tino, Yvonne and Samiya Gittel from North Rhine-Westphalia set themselves. An idea that originated in Tino&#8217;s head and was initially met with skepticism and reservations. Here we take you on the Gittel family&#8217;s fascinating journey and give you an insight into their experiences, decisions and adventures during their camping vacation. You can also learn from this for your own family camping trip.</p>
<h2>Camping adventures planned: from the idea to the roof tent</h2>
<p>The video is about a family called Gittel, consisting of Tino, Yvonne and their daughter Samiya, who are preparing for a camping adventure. Tino has the idea of getting his family excited about camping, although Yvonne has always preferred hotel vacations. In the video you can see their thoughts on how to choose the roof tent from iKamper and plan their trip, including the choice of campsite.</p>
<p>iKamper is a popular brand for roof tents. You can read more about it here:</p>
<ul>
<li><a href="https://fivmagazine.com/ikamper-roof-tent-relaxed-camping-in-all-weathers/" data-type="post" data-origin="de" data-origin-url="/?p=180564" data-id="183004">IKamper roof tent</a></li>
</ul>
<p>You can watch the video here:</p>
<p>https://www.youtube.com/watch?v=Uf5K8JMaoKE</p>
<h2>The fascination of camping adventures: costs, equipment &#038; family</h2>
<p>The camping trend is enjoying great popularity, and many people cherish the desire for unrestricted freedom. They long for a vacation in the great outdoors that allows them to sleep in the most beautiful places and move on flexibly, depending on their mood. Whether you opt for a caravan, motorhome or tent depends on your personal preferences. According to a <a href="https://www.adac.de/reise-freizeit/ratgeber/reisetipps/umfrage-camping-vorlieben-der-deutschen/#:~:text=15%20Millionen%20Camper%20gibt%20es,mit%20Wohnmobil%2C%20Caravan%20und%20Zelt." target="_blank" rel="noopener no follow noreferrer">study by the ADAC</a>, there are already 15 million enthusiastic campers in Germany. But how do you find your way around this wide range?</p>
<h3>Between skepticism &#038; anticipation: camping on vacation</h3>
<p>Tino, Yvonne and Samiya Gittel live in North Rhine-Westphalia. Tino has come up with something special for his next vacation: he wants to get his family interested in camping. He thinks camping is very exciting, while his wife Ivonne is skeptical at first. She is worried that she will have to restrict herself too much in terms of space and comfort. However, their nine-year-old daughter is also enthusiastic about the idea. She has already been on a camping vacation with her aunt and had a lot of fun. So her mother is going to try it out for her sake.</p>
<blockquote><p>This family tests camping: Ivonne, Tino and daughter Samiya.</p></blockquote>
<h2>Camping solution: roof tent, tent trailer &#038; caravan</h2>
<p>Sure, this year the decision has been made to go camping. However, there are different types of camping. Should it be a caravan or motorhome, or would you prefer a tent or caravan? The variety of options is considerable. A motorhome or caravan undoubtedly offers a certain level of luxury. But Tino has heard from relatives and friends who are faced with the problem of having to put their vehicle somewhere at the end of the season year after year.</p>
<p>A folding caravan or tent trailer, which is more compact than a caravan, is ruled out as it is too time-consuming for the family to set up. After extensive research on the Internet, the Gittels finally decide on a roof tent. Most rooftop tents on the net only offer a standard sleeping area of 1.40 meters maximum, which is too narrow for three people. Finally, they came across a suitable option &#8211; the X-Cover from iKamper, which is large enough to accommodate four people, measuring 2.10 by 1.90 meters.</p>
<p>Here you can quickly compare the considerations of the Gittel family:</p>
<table>
<thead>
<tr>
<th>Camping solution</th>
<th>+</th>
<th>&#8211;</th>
</tr>
</thead>
<tbody>
<tr>
<td>Caravan / motorhome</td>
<td>+ Luxurious furnishings</td>
<td>&#8211; Space problem when storing</td>
</tr>
<tr>
<td>Folding caravan / tent trailer</td>
<td>+ Compact</td>
<td>&#8211; Long &amp; complicated structure</td>
</tr>
<tr>
<td>Roof tent</td>
<td>+ Compact, inexpensive &amp; fast assembly</td>
<td>&#8211; Less space</td>
</tr>
</tbody>
</table>
<blockquote><p>The solution to the space problem: a larger roof tent! (Tip: You can find suitable sizes under: <a href="https://fivmagazine.com/roof-tent-2-persons-singles-couples-prices-manufacturer-setup-for-your-car/" data-type="post" data-origin="de" data-origin-url="/?p=108503" data-id="123848">Roof tent for 2 people,</a> <a href="https://fivmagazine.com/roof-tent-3-4-or-5-persons-family-prices-manufacturer-setup-for-your-car/" data-type="post" data-origin="de" data-origin-url="/?p=108514" data-id="123740">Roof tent for 3 people</a>, <a href="https://fivmagazine.com/roof-tent-4-people-vacation-with-children-camping-tips-setup-for-the-car-price/" data-type="post" data-origin="de" data-origin-url="/?p=180525" data-id="183014">Roof tent for 4 people</a> and <a href="https://fivmagazine.com/roof-tent-5-people-family-with-children-tips-for-camping-price-assembly-explained/" data-type="post" data-origin="de" data-origin-url="/?p=180527" data-id="183009">Roof tent for 5 people</a>).</p></blockquote>
<p><strong>Price of roof tents: Search for bargains</strong></p>
<p>In terms of price, roof tents range between 800 and 4,000 euros. The decisive criteria for buying a roof tent are a sleeping area of at least 1.60 meters wide, quick set-up and an affordable price, with a pain threshold of 3,000 euros. The Gittels&#8217; dream roof tent is somewhat expensive at 3,300 euros. However, you can also find second-hand tents on the Internet, which means you can make considerable savings. They browse for new items and bargains. Tino and Yvonne find what they are looking for: their dream tent now costs just 2,500 euros.</p>
<blockquote><p>Price: 800 &#8211; 4,000 euros (used: around 2,500 euros)</p></blockquote>
<p><a href="https://fivmagazine.com/roof-tent-3-4-or-5-persons-family-prices-manufacturer-setup-for-your-car/" data-type="post" data-origin="de" data-origin-url="/?p=108514" data-id="123740"><img loading="lazy" decoding="async" class="alignnone size-full wp-image-182597" src="https://fivmagazine.de/wp-content/uploads/2023/08/dachzelt-auto-familie-kinder-raise-ulaub-camping-natur-ferien-outdoor.jpg" alt="" width="1200" height="800"/></a></p>
<h2>Searching for the campsite: preparation &#038; planning</h2>
<p>Tino&#8217;s next challenge is to find the right campsite, which is no easy task given that there are almost 2,800 campsites in Germany. But which of these campsites is the right one for the family? The selection criteria are many and varied, because it&#8217;s not just about the campsite&#8217;s facilities. The family is looking for cleanliness and peace and quiet, which is why Tino believes that it is important to find out about the campsites in advance, for example by reading reviews and ratings.</p>
<p>They also want the campsite to have certain facilities, including a playground and a restaurant, to ensure they can cater for themselves on site. A site with at least four stars is preferred, and it should be a reasonably priced alternative to a hotel. In addition, they need to consider what sights they want to see and what activities they want to do. For more comfort, the roof tent is mounted on a trailer.</p>
<p>If you want to go camping with your child, these criteria can also help you find the right campsite:</p>
<ul>
<li>Reviews &#038; ratings</li>
<li>Cleanliness, relaxation &#038; tranquillity</li>
<li>Amount of the price</li>
<li>Sights &#038; activities</li>
<li>Playground &#038; restaurant?</li>
</ul>
<h3>Not just planning a campsite: buying accessories</h3>
<p>Before the journey can begin, Tino and Yvonne have to do some shopping, including two sleeping bags, two sleeping mats as well as pots, crockery and cutlery to ensure that they are well supplied during the trip. Of course, a second-hand camping kitchen is also a must in the trailer. Tino is particularly concerned about the provisions, as he appreciates a certain level of comfort.</p>
<p>You need this absolute basic equipment in any case:</p>
<ul>
<li>Sleeping bags</li>
<li>Sleeping mats</li>
<li>Kitchen</li>
<li>Pots</li>
<li>Tableware</li>
<li>Cutlery</li>
</ul>
<blockquote><p>Tip! You can read about what else you should take with you and other important camping tips here: <a href="https://fivmagazine.com/camping-accessories-xxl-from-tents-and-caravans-to-sleeping-bags-leisure-articles-outdoor-clothing/" data-type="post" data-origin="de" data-origin-url="/?p=70092" data-id="72550">Camping accessories</a>.</p></blockquote>
<h3>Environmental protection &#038; choice of destination: car &#038; travel</h3>
<p>A big advantage for Tino and Yvonne are the operating costs, as they use an electric car. This means that they only have to pay around 70 euros in electricity costs for a 500 km journey, compared to almost 100 euros if they were to use an older petrol car. It is also a more environmentally friendly travel option. For a shorter trip, the family opts for the <a href="https://fivmagazine.com/north-sea-holidays-sights-holiday-apartments-houses-camping-sites-co/" data-type="post" data-origin="de" data-origin-url="/?p=62739" data-id="65047">North Sea coast</a> and Cuxhaven as their destination. Friends of theirs are also camping there, and they like it too.</p>
<p>These tips will help you protect the environment and your wallet:</p>
<ul>
<li>Electric car: lower operating costs</li>
<li>Choice of destination: not too far away</li>
</ul>
<p><a href="https://fivmagazine.com/camping-accessories-xxl-from-tents-and-caravans-to-sleeping-bags-leisure-articles-outdoor-clothing/" data-type="post" data-origin="de" data-origin-url="/?p=70092" data-id="72550"><img loading="lazy" decoding="async" class="alignnone size-full wp-image-81437" src="https://fivmagazine.de/wp-content/uploads/2020/07/Camping-Dachzelt-Outdoor-Offroad-Abenteuer-Sonnenuntergang-Grillen-Hund-scaled.jpg" alt="" width="2560" height="1707"/></a></p>
<h2>Is it worth it? Camping adventures with the family</h2>
<p>In conclusion, the question arises as to whether the financial outlay was worth it and whether a camping vacation can be considered a cost-effective alternative to a hotel stay. The Gittel family is satisfied with their camping adventure. Samiya sleeps restfully in the roof tent and all family members can switch off in the fresh North Sea air without an all-inclusive program and time pressure. This vacation has brought the family closer together and they are ready for more camping adventures.</p>
<p>Here is the conclusion of our tester family in a nutshell:</p>
<ul>
<li>Satisfied Gittel family</li>
<li>Restful sleep in the roof tent</li>
<li>Relax in the fresh North Sea air</li>
<li>Strengthening family cohesion</li>
<li>More camping adventures with pleasure</li>
</ul>
<h2>Rooftop tent manufacturer: Overview for beginners</h2>
<p>Would you also like to buy your first roof tent for the family? You can find many different manufacturers here:</p>
<ul>
<li><a href="https://fivmagazine.com/roof-tent-manufacturer-list-models-prices-buy-roof-tent/" data-type="post" data-origin="de" data-origin-url="/?p=109054" data-id="123731">Rooftop tent manufacturer</a></li>
</ul>
<h2>Roof tent comparison: the best roof tent?</h2>
<p>To help you find the right one, you can take a look at this comparison.</p>
<ul>
<li><a href="https://fivmagazine.com/roof-tent-comparison-top-roof-tent-manufacturers-for-campers/" data-type="post" data-origin="de" data-origin-url="/?p=180476" data-id="226542">Rooftop tent comparison</a></li>
</ul>
<p><a href="https://fivmagazine.com/roof-tent-comparison-top-roof-tent-manufacturers-for-campers/" data-type="post" data-origin="de" data-origin-url="/?p=180476" data-id="226542"><img loading="lazy" decoding="async" class="alignnone size-full wp-image-178574" src="https://fivmagazine.de/wp-content/uploads/2023/06/kinder-camping-zelt-draussen-outdoor-natur-urlaub-reise-familie-tipps.jpg" alt="" width="1200" height="800"/></a></p>
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		<title>Investment risk checklist: avoid mistakes when investing in real estate</title>
		<link>https://fivmagazine.com/investment-risk-checklist-avoid-mistakes-when-investing-in-real-estate/</link>
		
		<dc:creator><![CDATA[Team]]></dc:creator>
		<pubDate>Wed, 18 Oct 2023 08:46:55 +0000</pubDate>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Advantages]]></category>
		<category><![CDATA[Avoid mistakes]]></category>
		<category><![CDATA[Capital investment]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Disadvantages]]></category>
		<category><![CDATA[Error]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[First capital investment]]></category>
		<category><![CDATA[Guidebook]]></category>
		<category><![CDATA[Huis]]></category>
		<category><![CDATA[learn]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Question]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[Reply]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Risk management]]></category>
		<category><![CDATA[Secure your pension]]></category>
		<category><![CDATA[Wealth creation]]></category>
		<category><![CDATA[What to look out for]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/investment-risk-checklist-avoid-mistakes-when-investing-in-real-estate/</guid>

					<description><![CDATA[5 mistakes investors make &#8211; that you should avoid. If you want to be successful with your first investment, avoiding these 5 mistakes should be your top priority. Learn from the mistakes of others and become a real estate professional! Click here to return to the guide: Real estate as an investment. 5 mistakes! What [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>5 mistakes investors make &#8211; that you should avoid. If you want to be successful with your first investment, avoiding these 5 mistakes should be your top priority. Learn from the mistakes of others and become a real estate professional! Click here to return to the guide: <a href="https://fivmagazine.com/real-estate-as-an-investment-secure-financial-freedom-passive-income-pension-guide/" data-type="post" data-origin="de" data-origin-url="/?p=185420" data-id="226562">Real estate as an investment</a>.</p>
<h2>5 mistakes! What to look out for when investing?</h2>
<p>Your goal is financial freedom? Anyone can build wealth with real estate. Investments allow you to build up money over the long term. By investing, you can make your real estate work for you and benefit from interest, dividends and price gains over time. However, investing in real estate without any knowledge is too risky. You don&#8217;t have to reinvent the wheel. Every real estate professional has already made mistakes that you can benefit from. Stick to this checklist, avoid the 5 mistakes and minimize your risk of failure. Let&#8217;s go!</p>
<h3>Risk checklist: What you should avoid</h3>
<p>Stick to these points and nothing will stand in the way of your successful investment:</p>
<ol>
<li>Don&#8217;t invest in real estate with too low a return</li>
<li>Designing financing for the long term instead of the short term</li>
<li>Bring in enough equity</li>
<li>Financing compared</li>
<li>Calculate net return not just gross return</li>
</ol>
<p>Find out now what the 5 biggest mistakes are that you can make when investing.</p>
<div class="no-mobile"><a href="/go/erste-immobilie-kaufen/" title="Videokurs erste Immobilie kaufen 2024: Haus & Wohnung - Empfehlung"><img loading="lazy" decoding="async" src="https://fivmagazine.de/wp-content/uploads/2024/01/videokurs-haus-wohnung-immobilie-kaufen-2024-beginner-1.jpg" alt="Videokurs erste Immobilie" width="970" height="250" class="alignnone" /></div>

<div class="only-mobile"><a href="/go/erste-immobilie-kaufen/" title="Videokurs erste Immobilie kaufen 2024: Haus & Wohnung - Empfehlung"><img loading="lazy" decoding="async" src="https://fivmagazine.de/wp-content/uploads/2024/01/videokurs-haus-wohnung-immobilie-kaufen-2024-beginner-3.jpg" alt="Videokurs erste Immobilie" width="485" height="500" class="alignnone" /></div>
<h2>Real estate as an investment: avoid mistakes</h2>
<p>Investing in real estate as a capital investment can be a wise decision to achieve long-term income and asset growth. However, there are also risks and mistakes that should be avoided. Here are some tips from real professionals on how to avoid mistakes when using real estate as an investment.</p>
<h3>1st error: yield below 9%</h3>
<p>Why should the return on an investment be over 9%? When buying an investment, you shouldn&#8217;t just ask yourself the question: How much will the property earn me? You should also ask yourself: How much do I actually need to cover the costs? As a rule, you should assume a 2% repayment of the purchase price and 2% maintenance costs. After all, an investment property has to be paid off and rented out, which involves financial obligations. With the current 5 % interest rate, you then arrive at a return of 9 %, which the property must generate. So if the yield is currently below 9%, you are making a loss on the investment. It is better to stay away from such properties.</p>
<h3>2nd error: short-term loan</h3>
<p>Why should you choose long-term financing over short-term investments? In two words: Inflation and capital appreciation. When financing an investment and considering the impact of inflation, it is crucial to consider long-term strategies. Inflation leads to a loss in the purchasing power of money over time, which is why it is more favorable to finance long-term.</p>
<p>What are the advantages of long-term financing for you as an investor? Long-term loans usually have lower interest rates than short-term loans. This can significantly reduce the overall cost of the investment. Long-term financing offers stability and planning security. You know exactly what your monthly payments will be and can manage your budget better. Real estate generally increases in value over the long term. If you are buying real estate to benefit from the increase in value, long-term financing makes sense, as you need time to let the value of your property increase.</p>
<p>Long-term financing can also offer tax advantages, such as mortgage interest, which is tax-deductible in some countries. Long-term financing reduces the risk of interest rate changes. With short-term financing, you are more susceptible to interest rate increases that could increase your costs. Long-term financing can stabilize your monthly cash flow, as the installment payments are often lower than with short-term loans. This makes it easier to cover ongoing costs. Long-term financing offers flexibility. You can use your capital over the longer term and have the option of renting out the property, which can generate additional income.</p>
<p>The advantages of long-term financing at a glance:</p>
<ul>
<li>Lower interest rates</li>
<li>Planning security</li>
<li>Benefit from real estate appreciation</li>
<li>Tax advantages</li>
<li>Risk minimization</li>
<li>Stable monthly cash flow</li>
<li>Flexibility</li>
</ul>
<h3>3rd error: below 20 % equity ratio</h3>
<p>Why should you use at least 20% equity to finance an investment? A higher equity base often leads to lower monthly repayments, which can improve the stability of your cash flow. This is especially important if you are using rental income to cover loan installments.</p>
<h3>4th mistake: do not compare financing</h3>
<p>Comparing financing is important to ensure a successful investment. Why? By comparing financing options, you can identify the most favorable loan terms, such as lower interest rates and lower fees. This helps to minimize the overall cost of the investment. Depending on your financial goals and investment timeframe, different financing options may be more suitable. A comparison will help you choose the one that best suits your goals.</p>
<h3>5th mistake: relying solely on gross return</h3>
<p>The gross return merely serves as a basic measure for initial considerations and decisions. It provides a rough overview of the profitability of a capital investment. It can be helpful for quick orientation. However, the net return is the more meaningful indicator. Its importance lies in the fact that it is more comprehensive and precise, as it includes all actual income and expenses. This includes expenses such as taxes, insurance, maintenance, administration and financing costs. By taking this into account, the net yield provides a more realistic assessment of the actual return on your investment.</p>
<h2>Tips: become successful with a capital investment</h2>
<p>More tips from experts on becoming successful with an investment in this informative video.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="10 Fehler beim Kauf einer Kapitalanlage" width="1500" height="844" src="https://www.youtube.com/embed/BEOeElqaZHI?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h2>Real estate as an investment for beginners: Guide</h2>
<p>Want to get started with real estate now? Read one article, that&#8217;s all you need for the most important basics of investing in capital assets. Start your career in real estate now with the investor&#8217;s guide.</p>
<ul>
<li><hiddenlink href="https://fivmagazine.de/immobilie-kapitalanlage-anfaenger-leitfaden-beginner/" data-type="post" data-origin="de" data-origin-url="/?p=185434">Guide for beginners</hiddenlink></li>
</ul>
<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-175308" src="https://fivmagazine.de/wp-content/uploads/2022/03/richtige-fenster-finden-tipps-rahmen-verglasung-oeffnung-tipps-haus-wohnung-immobilie-schlafzimmer-tisch-stuhl-bett.jpg" alt="" width="1200" height="800" /></p>
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		<title>Real estate as an investment: secure financial freedom, passive income &#038; pension &#8211; Guide</title>
		<link>https://fivmagazine.com/real-estate-as-an-investment-secure-financial-freedom-passive-income-pension-guide/</link>
		
		<dc:creator><![CDATA[F_kinski]]></dc:creator>
		<pubDate>Wed, 18 Oct 2023 08:46:48 +0000</pubDate>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Advantages]]></category>
		<category><![CDATA[Capital investment]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Disadvantages]]></category>
		<category><![CDATA[Error]]></category>
		<category><![CDATA[Example]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[First capital investment]]></category>
		<category><![CDATA[Guidebook]]></category>
		<category><![CDATA[Huis]]></category>
		<category><![CDATA[learn]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[passive income]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Question]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[Reply]]></category>
		<category><![CDATA[Secure your pension]]></category>
		<category><![CDATA[Wealth creation]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/real-estate-as-an-investment-secure-financial-freedom-passive-income-pension-guide/</guid>

					<description><![CDATA[Real estate as a capital investment &#8211; investing money in real estate for the long term: What really matters! Are you looking for a clever way to invest your hard-earned money wisely? Then you should definitely consider investing in real estate as a capital investment. But be careful, not every property is automatically a cash [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Real estate as a capital investment &#8211; <a href="https://fivmagazine.com/capital-investment-real-estate-money-long-term-in-real-estate-property-invest/" data-type="post" data-origin="de" data-origin-url="/?p=40338" data-id="41324">investing money in real estate for the long term</a>: What really matters! Are you looking for a clever way to invest your hard-earned money wisely? Then you should definitely consider investing in real estate as a capital investment. But be careful, not every property is automatically a cash cow. In this article, we&#8217;ll show you what really matters in order to get the best return on your investment.</p>
<h2>Is it worth investing in capital assets?</h2>
<p><a href="https://fivmagazine.com/does-a-property-make-sense-as-a-capital-investment/" data-type="post" data-origin="de" data-origin-url="/?p=53250" data-id="53711">Does real estate make sense as an investment?</a> Capital investments are currently becoming increasingly popular as protection against inflation. Inflation reduces the purchasing power of your money over time. Real estate increases in value over time and can therefore serve as inflation protection and wealth accumulation. For more and more people, capital investments are the path to financial freedom and a secure pension.</p>
<p><a href="https://fivmagazine.com/for-whom-is-real-estate-a-worthwhile-investment-requirements-for-asset-accumulation/" data-type="post" data-origin="de" data-origin-url="/?p=185452" data-id="226557">For whom is a property worthwhile as an investment?</a> Purchasing <a href="https://fivmagazine.com/condominium-as-a-capital-investment-investing-sensibly/" data-type="post" data-origin="de" data-origin-url="/?p=53292" data-id="54133">condominiums</a> as an investment has become a proven strategy for generating passive income. However, this approach is not equally suitable for everyone. To assess whether a property as an investment is worthwhile for you, you should consider your individual goals, financial resources and risk tolerance.</p>
<div class="no-mobile"><a href="/go/erste-immobilie-kaufen/" title="Videokurs erste Immobilie kaufen 2024: Haus & Wohnung - Empfehlung"><img loading="lazy" decoding="async" src="https://fivmagazine.de/wp-content/uploads/2024/01/videokurs-haus-wohnung-immobilie-kaufen-2024-beginner-1.jpg" alt="Videokurs erste Immobilie" width="970" height="250" class="alignnone" /></div>

<div class="only-mobile"><a href="/go/erste-immobilie-kaufen/" title="Videokurs erste Immobilie kaufen 2024: Haus & Wohnung - Empfehlung"><img loading="lazy" decoding="async" src="https://fivmagazine.de/wp-content/uploads/2024/01/videokurs-haus-wohnung-immobilie-kaufen-2024-beginner-3.jpg" alt="Videokurs erste Immobilie" width="485" height="500" class="alignnone" /></div>
<h2>Real estate as an investment: that&#8217;s what counts!</h2>
<p>Investing in real estate can be a smart investment if you pay attention to the right factors. The choice of location, return targets and the right financing are crucial to your success. Remember that real estate investments require patience and are best invested for the long term. If you keep these points in mind, real estate as an investment can be a lucrative investment that offers you long-term financial stability.</p>
<p>That&#8217;s basically what matters:</p>
<ul>
<li>The right location for the property</li>
<li>Cost-covering return and positive cash flow</li>
<li>Long-term financing with 20 % equity</li>
</ul>
<p>Let&#8217;s take a closer look at the whole spectacle.</p>
<h3>The right real estate location: (A, B, C location)</h3>
<p><a href="https://fivmagazine.com/the-right-location-owner-occupier-or-capital-investment-the-factors/" data-type="post" data-origin="de" data-origin-url="/?p=139686" data-id="153152">The right location</a>: The first rule of real estate investment is: location makes all the difference! You need to be aware that not every area provides the same returns. A-locations, such as sought-after city center locations, often offer the highest rental and appreciation opportunities. B-locations, i.e. areas close to the city, can also be attractive. C-locations, the outskirts or less popular neighborhoods, are often less expensive, but also involve more risks. Choose the location wisely, as it has a significant influence on your return.</p>
<h3>Return and positive cash flow</h3>
<p>How to <hiddenlink href="https://fivmagazine.de/immobilien-akquise-wohnungen-haeuser-guter-immobilienrendite-finden/" data-type="post" data-origin="de" data-origin-url="/?p=152067">find real estate with good returns</hiddenlink>: Your investment should be worthwhile, right? To achieve a solid return, aim for at least 9%. This means that after deducting all costs (maintenance, taxes, insurance), you still achieve a positive return. A positive cash flow is crucial to generate profits beyond cost recovery. Remember that real estate investments are for the long term, so it&#8217;s worth waiting patiently for a good return.</p>
<h3>The right financing for capital investments</h3>
<p>Financing is a key aspect of your real estate investment. We recommend putting at least 20% <a href="https://fivmagazine.com/equity-tips-for-owner-occupation-and-capital-investment-of-your-first-apartment/" data-type="post" data-origin="de" data-origin-url="/?p=146570" data-id="153038">equity</a> into the property. This reduces the risk and increases the chances of a positive return. The loan should pay for itself through the rental income. This means that the monthly rental payments cover the loan installments and also generate a profit after some time.</p>
<p>These were the essential basics of what is important when investing in capital assets. Do you want to get started with real estate now?</p>
<h2>The first capital investment: guide &#038; tips</h2>
<p>Read an article and take away the most important tips for investing in capital assets. Start your career in the real estate industry now with the investor&#8217;s guide. Learn how to do it:</p>
<ul>
<li><hiddenlink href="https://fivmagazine.de/immobilie-kapitalanlage-anfaenger-leitfaden-beginner/" data-type="post" data-origin="de" data-origin-url="/?p=185434">Real estate as an investment for beginners</hiddenlink></li>
</ul>
<h3>5 mistakes! What to look out for when investing?</h3>
<p>Successful investments are the key to financial stability and independence. But how do you achieve this goal? In this article, we present you with a useful step-by-step guide on how to invest successfuly. Whether you already have experience or are new to the world of investing, this checklist will help you achieve your financial goals. Get started with real estate now!</p>
<ul>
<li><a href="https://fivmagazine.com/investment-risk-checklist-avoid-mistakes-when-investing-in-real-estate/" target="_blank" rel="noopener" data-type="post" data-origin="de" data-origin-url="/?p=185459" data-id="226552">Risk checklist</a></li>
<li><a href="https://fivmagazine.com/buying-your-first-condominium-criteria-purchase-price-capital-investment-11-point-checklist/" data-type="post" data-origin="de" data-origin-url="/?p=139374" data-id="152846">Buying an apartment: 11-point checklist</a></li>
</ul>
<p>Our readers were subsequently interested in these articles:</p>
<ul>
<li><a href="https://fivmagazine.de/wp-admin/post.php?post=139069&#038;action=edit&#038;lang=de">Owner-occupation vs. real estate as an investment: advantages and disadvantages of owning your own home</a></li>
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<li><a href="https://fivmagazine.com/your-own-property-in-mallorca-safe-investment/" data-type="post" data-origin="de" data-origin-url="/?p=58486" data-id="123590">Your own property in Mallorca: a secure investment</a></li>
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<li><a href="https://fivmagazine.com/leasehold-tips-for-capital-investors-advantages-and-disadvantages/" data-type="post" data-origin="de" data-origin-url="/?p=146347" data-id="153056">Leasehold: tips for investors &#8211; advantages and disadvantages</a></li>
<li><a href="https://fivmagazine.com/determine-maximum-purchase-price-creditworthiness-equity-co-4-steps-to-creditworthiness/" data-type="post" data-origin="de" data-origin-url="/?p=139779" data-id="153148">Determine maximum purchase price</a></li>
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<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-174491" src="https://fivmagazine.de/wp-content/uploads/2023/03/wohnung-richtig-einrichten-wohnzimmer-ideen-inspiration-moebel-dekoration-beleuchtung-sofa-couch-schrank-tisch-stuhl.jpg" alt="" width="1200" height="800" /></p>
<h2>Investment book recommendations: Basics &#038; C0.</h2>
<p>Would you like to invest in a property as a capital investment? For the bookworms among you, here are some great book recommendations on specific real estate topics such as taxes.</p>
<ul>
<li><a href="https://fivmagazine.com/real-estate-as-an-investment-book-recommendations-passive-income-taxes-tips-for-beginners/" data-type="post" data-origin="de" data-origin-url="/?p=94595" data-id="124285">Real estate as an investment Book recommendations: Passive income, taxes &#038; tips for beginners</a></li>
<li><a href="https://fivmagazine.com/real-estate-investment-book-recommendations-basics-investment-tax-tips/" data-type="post" data-origin="de" data-origin-url="/?p=93125" data-id="124206">Real estate investment book recommendations: Basics, investment &#038; tax tips</a></li>
<li><a href="https://fivmagazine.com/buy-real-estate-book-recommendation-mistakes-process-taxes-and-investment/" data-type="post" data-origin="de" data-origin-url="/?p=90636" data-id="124434">Buy real estate book recommendation: mistakes, process, taxes and investment</a></li>
</ul>
<h2>Video tips: Real estate as a capital investment</h2>
<p>Do you prefer to learn with helpful videos? Then these video tips are just right for you. Find out about the basics of real estate investment now!</p>
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<li><a href="https://fivmagazine.com/buying-real-estate-video-tips-mistakes-process-taxes-and-investment/" data-type="post" data-origin="de" data-origin-url="/?p=90492" data-id="124013">Buying real estate video tips: Mistakes, process, taxes and investment</a></li>
</ul>
<h2>Learning tips: Building wealth with real estate</h2>
<p>No time to study? With these real estate podcasts and real estate apps, you can get all the important information you need to be successful in real estate on the side.</p>
<ul>
<li><a href="https://fivmagazine.com/real-estate-podcast-the-9-best-podcasts-on-apple-spotify-co-prices-management-investment/" data-type="post" data-origin="de" data-origin-url="/?p=178336" data-id="178362">Real estate podcast: The 9 best podcasts on Apple, Spotify &#038; Co. &#8211; prices, management, investment</a></li>
<li><a href="https://fivmagazine.com/apps-for-real-estate-knowledge-online-tools-rent-buy-recommendations/" data-type="post" data-origin="de" data-origin-url="/?p=174291" data-id="179404">Apps for real estate: knowledge, online tools, renting &#038; buying</a></li>
</ul>
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		<title>Rental yield and purchase price factor: Calculations for comparing properties</title>
		<link>https://fivmagazine.com/rental-yield-and-purchase-price-factor-calculations-for-comparing-properties/</link>
		
		<dc:creator><![CDATA[Elisa]]></dc:creator>
		<pubDate>Fri, 19 Nov 2021 12:54:11 +0000</pubDate>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Capital Asset]]></category>
		<category><![CDATA[Comparison]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[Equity]]></category>
		<category><![CDATA[Gross rental yield]]></category>
		<category><![CDATA[Landlord]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Purchase price]]></category>
		<category><![CDATA[Purchase price factor]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[Rental yield]]></category>
		<category><![CDATA[Tenant]]></category>
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					<description><![CDATA[Rental yield and purchase price factor &#8211; How do I find good yield properties? This question is mainly asked by capital investors, as they are mainly looking for positive and fastest possible cash flow. With a sufficient yield, you are lucky that the tenant pays off the purchased property. Here you&#8217;ll learn all about how [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Rental yield and purchase price factor &#8211; How do I find good yield properties? This question is mainly asked by <a href="https://fivmagazine.com/owner-occupation-vs-real-estate-as-an-investment-advantages-and-disadvantages-of-owning-a-home-a-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139069" data-id="153205">capital investors</a>, as they are mainly looking for positive and fastest possible cash flow. With a sufficient yield, you are lucky that the tenant pays off the purchased property. Here you&#8217;ll learn all about how to earn the best rental return.</p>
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<h2>Rental yield &#038; purchase price factor: calculations</h2>
<p>A property can be evaluated in terms of its profitability by two factors &#8211; the rental yield and the purchase price factor. The rental yield indicates the amount of costs generated by the rental income. The purchase price factor indicates how many years one would have to pay off the property to be purchased. These two values can be used to decide which real estate offer to accept.</p>
<p>Here you can learn more about the <a href="https://www.immobilien-erfahrung.de/mietrendite-immobilienrendite-erklaert-rendite-berechnen-haus-wohnung/">calculation of rental yield and purchase price factor/</a> Immobilien-Erfahrung.de</p>
<h3>Rental yield: Does the rental income cover my costs?</h3>
<p>The rental yield is an amount generated by the rental income of your property. This must always be checked before buying a yield property. 2 factors tell whether a property covers the monthly costs through rental income. If this is above 6%, the monthly costs are covered at current interest rates. Anything above that means additional capital accumulation for you.</p>
<p>A good rental yield:</p>
<blockquote><p>From 5% upwards at current interest rates</p></blockquote>
<p>A simple formula can be used to calculate the gross rental yield:</p>
<blockquote><p>Annual yield (rent) / investment x 100 = rental yield</p></blockquote>
<h3>Purchase price factor: How long do I have to pay off?</h3>
<p>The purchase price factor puts the purchase price in relation to the annual rental income. The result indicates in how many years the purchased property will be paid off. In this way, you can make a comparison between offered properties, which shows you the most profitable property.</p>
<p>The formula for calculating the purchase price factor is as follows:</p>
<blockquote><p>Investment / annual net income = purchase price factor</p></blockquote>
<h2>The next step: minimum rental yield</h2>
<p>How high must the rental yield be at least so that I can let my tenant pay off the purchased property without worrying about having to pay interest and repay the principal? This is a question that <a href="https://fivmagazine.com/owner-occupation-vs-real-estate-as-an-investment-advantages-and-disadvantages-of-owning-a-home-a-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139069" data-id="153205">capital investors</a> in particular ask themselves when they want to invest in an <a href="https://fivmagazine.com/return-vs-investment-property-cash-flow-or-appreciation-advantages-and-disadvantages/" data-type="post" data-id="153197">income property</a> and thus achieve efficient asset accumulation. Here you will learn everything about the minimum amount of the gross rental yield.</p>
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		<title>8 mistakes when buying real estate: location, personal use and resale value &#8211; our tips</title>
		<link>https://fivmagazine.com/8-mistakes-when-buying-real-estate-location-personal-use-and-resale-value-our-tips/</link>
		
		<dc:creator><![CDATA[Elisa]]></dc:creator>
		<pubDate>Tue, 16 Nov 2021 15:40:32 +0000</pubDate>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[A-location]]></category>
		<category><![CDATA[Apartment house]]></category>
		<category><![CDATA[B-location]]></category>
		<category><![CDATA[C-location]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Error]]></category>
		<category><![CDATA[Financial investment]]></category>
		<category><![CDATA[Huis]]></category>
		<category><![CDATA[Initial property]]></category>
		<category><![CDATA[Investering]]></category>
		<category><![CDATA[Landlord]]></category>
		<category><![CDATA[Location]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[Redemption]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[Resale value]]></category>
		<category><![CDATA[Self-interest]]></category>
		<category><![CDATA[Single-family house]]></category>
		<category><![CDATA[Special real estate]]></category>
		<category><![CDATA[Wealth creation]]></category>
		<category><![CDATA[Yield]]></category>
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					<description><![CDATA[Mistakes when buying real estate &#8211; Buying your own home for the first time can be overwhelming. Mistakes creep in again and again gladly into the purchase process of a real estate. Whether a bad location of the property, reasons against self-interest or a purchase out of emotion &#8211; mistakes cost you a lot of [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Mistakes when buying real estate &#8211; Buying your own home for the first time can be overwhelming. Mistakes creep in again and again gladly into the purchase process of a real estate. Whether a bad <a href="https://fivmagazine.com/a-b-c-location-basic-locations-location-types-co-the-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139539" data-id="153177">location of the property</a>, reasons against <a href="https://fivmagazine.com/owner-occupation-vs-real-estate-as-an-investment-advantages-and-disadvantages-of-owning-a-home-a-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139069" data-id="153205">self-interest</a> or a purchase out of emotion &#8211; mistakes cost you a lot of money. To make sure you get through the buying process of your first property safely, and to avoid all mistakes, we have put together a guide for you, with which you are guaranteed never to make another mistake when buying your next property.</p>
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<h2>Mistake 1 &#8211; The location is decisive</h2>
<p>A property in a poor location without high demand quickly becomes a problem. Therefore, one should always buy in an attractive location.</p>
<p>Property in a bad location:</p>
<ul>
<li>Low demand</li>
<li>Renting becomes difficult</li>
<li>Consequence: Vacancy</li>
</ul>
<p>Therefore our tip: Pay attention to <a href="https://fivmagazine.com/a-b-c-location-basic-locations-location-types-co-the-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139539" data-id="153177">A- B- and C- layers</a>!</p>
<p>Real estate in good location:</p>
<ul>
<li>Buying in large cities (not metropolises in top A locations), example Bonn or Leipzig</li>
<li>Conurbations, the famous Speckgürtel, with good B-location like everything around Munich, Darmstadt near Frankfurt</li>
<li>B-location cities in demand, such as Kassel, Braunschweig or Heidelberg</li>
</ul>
<h2>Mistake 2 &#8211; A property that is too specific</h2>
<p>Special real estate requires a special group of buyers &#8211; and this group is not easy to find. That&#8217;s why you should always go for real estate whose utility and use covers the needs of the broad masses. In our article on <a href="https://fivmagazine.com/types-of-real-estate-house-apartment-co-everything-you-need-to-know/" data-type="post" data-origin="de" data-origin-url="/?p=138631" data-id="153299">real estate types</a> you can learn everything about apartment, house and co. So what are you looking for on the real estate market?</p>
<p>So what&#8217;s there to keep your hands off of?</p>
<ul>
<li>Loft/ Villa/ Apartment, everything that exceeds the normal consumer</li>
<li>This type of property must be in a top A location in order to sell/rent it.</li>
</ul>
<h3>Our tip: 1-2 room apartment</h3>
<p>In all locations, be it A, B, or even C, 1-2 room apartments can be found and the demand is constantly increasing. Since more and more people live alone, a look at the single apartments is always worthwhile.</p>
<p>An example of a special property in C- location: hard to sell.</p>
<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-139328" src="https://fivmagazine.de/wp-content/uploads/2021/11/haus-immobilie-eigentumswohung-markler-rendite-miete-grunderwerbssteuer-kaufnebenkosten-einfamilienhaus-mehrfamilienhaus-kauf-villa-luxus-spezialimmobilie-speziell-pool-eigennutz.jpg" alt="" width="1200" height="900" /></p>
<h2>Mistake 3 &#8211; Self-interest instead of investment</h2>
<p>You can read a lot about <a href="https://fivmagazine.com/owner-occupation-vs-real-estate-as-an-investment-advantages-and-disadvantages-of-owning-a-home-a-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139069" data-id="153205">owner-occupation</a> in our article on the subject. Here you will learn again in a nutshell why it is not advisable to use your first property for personal use. Therefore, our tip: Do not buy an owner-occupied property without capital investment, because you are responsible for 100% of the operating costs, neither tenants nor the tax office comes to your financial aid.</p>
<p>Reasons against self-interest</p>
<ul>
<li>Self-interest is the most expensive way to live</li>
<li>One will never be completely rent free due to ongoing costs</li>
<li>You pay off the property yourself</li>
<li>Self-interest reduces credit rating</li>
<li>Property is not suitable for old age later</li>
</ul>
<h2>Mistake 4 &#8211; A house as a first property</h2>
<p>If you choose a house as your first property, you must also be aware that this means that you will have to bear 100% of the costs. Therefore our tip: Buy a <a href="https://fivmagazine.com/buying-your-first-condominium-criteria-purchase-price-capital-investment-11-point-checklist/" data-type="post" data-origin="de" data-origin-url="/?p=139374" data-id="152846">condominium</a> as your first property.</p>
<h3>Condominium: Cost allocation made easy</h3>
<p>As soon as you acquire an apartment in a multi-party building as your property, you become part of a community of owners. Thus, all running costs incurred for repair, maintenance and modernization are divided among all parties of the house.</p>
<p>Here is a small example:</p>
<ul>
<li>Homeowner (100%): 12,000 euros</li>
<li>4-party house (25%): 3,000 euros (-9,000 euros)</li>
<li>8-apartment house (12.5%): 1,500 euros (-10,500 euros)</li>
</ul>
<h2>Mistake 5 &#8211; Let the emotions flow in</h2>
<p>Real estate should always be viewed rationally instead of emotionally. Therefore, our tip: Never buy a property out of emotion. Even if you find the property at first sight insanely beautiful, think again well about it. Often such buildings are due to the <a href="https://fivmagazine.com/year-of-construction-and-condition-of-real-estate-defects-damage-co-checklist/" data-type="post" data-origin="de" data-origin-url="/?p=140001" data-id="153110">year of construction and the condition</a> dilapidated or in need of modernization, whereby for you in the end much more costs than actually jump out.</p>
<p>So what should you do?</p>
<ul>
<li>Avoid impulse buying!</li>
<li>Testing at commercial and technical level</li>
<li>Examination of yield, purchase and resale value</li>
</ul>
<p>A typical property that is bought out of emotion: A lot of charm, little profit.</p>
<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-139358" src="https://fivmagazine.de/wp-content/uploads/2021/11/haus-immobilie-eigentumswohung-markler-rendite-miete-grunderwerbssteuer-kaufnebenkosten-einfamilienhaus-mehrfamilienhaus-kauf-aus.emotion-eigennutz-renovierungsbeduerftig.jpg" alt="" width="1200" height="799" /></p>
<h2>Mistake 6 &#8211; No attention to resale value</h2>
<p>A really great purchase price! &#8211; And now? How much do you get out of it in the end? Many people don&#8217;t pay attention to the resale price when buying a property, but you definitely should!</p>
<p>The decisive factors for the resale value are:</p>
<ul>
<li>Property type</li>
<li>Location of the property (see <a href="https://fivmagazine.com/return-vs-investment-property-cash-flow-or-appreciation-advantages-and-disadvantages/" data-type="post" data-origin="de" data-origin-url="/?p=139121" data-id="153197">return or investment</a>)</li>
</ul>
<h3><span id="Vergleich_Lage_und_Wertsteigerung">Comparison: location and increase in value</span></h3>
<p>Let&#8217;s compare the <a href="https://www.immobilien-erfahrung.de/lage-immobilie-a-b-c-lage-haus-wohnung-beispiele/">3 types of location</a> and the increase in value:</p>
<ul>
<li>A- location: value increase at 4-6% per year</li>
<li>B- location: value increase at 1-2% per year</li>
<li>C- location: no increase in value</li>
</ul>
<p>As a beginner, they opt for a condominium in a good C- location or B- location.</p>
<h2>Mistake 7 &#8211; Top equipment- bad property</h2>
<p>Great kitchen, great furniture, you bought the property only because of its great equipment? That&#8217;s bad for you, because you&#8217;ll make less profit. What you are looking for are properties in need of renovation, because this way you can renovate them yourself and then sell them, making a profit.</p>
<h2>Mistake 8 &#8211; Paying in huge installments</h2>
<p>You want to pay off your loan as quickly as possible and think large sums will help you? Unfortunately, this is wrong. Here&#8217;s our tip: It&#8217;s better to agree on small repayment installments with the bank.</p>
<ul>
<li>The tenant pays off the property, all surpluses are direct asset accumulation</li>
<li>Inflation reduces the loan for a long time</li>
<li>The higher you set the repayment, the less is left at the end of the month</li>
<li>The faster a property brings cash flow, the higher the surplus</li>
</ul>
<h2>Next step: criteria to the condominium</h2>
<p>The property for first-time buyers. Want to buy a condo as your first property, but don&#8217;t know where to start? Here we&#8217;ve created a checklist of 11 items for you to determine the basics and criteria of your real estate search. Whether determining the<a href="https://fivmagazine.com/determine-maximum-purchase-price-creditworthiness-equity-co-4-steps-to-creditworthiness/" data-type="post" data-origin="de" data-origin-url="/?p=139779" data-id="153148"> maximum purchase price</a>, the question of <a href="https://fivmagazine.com/owner-occupation-vs-real-estate-as-an-investment-advantages-and-disadvantages-of-owning-a-home-a-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139069" data-id="153205">owner-occupancy or capital</a> investment, <a href="https://fivmagazine.com/return-vs-investment-property-cash-flow-or-appreciation-advantages-and-disadvantages/" data-type="post" data-id="153197">yield or investment property</a> as well as <a href="https://fivmagazine.com/existing-or-new-building-purchase-price-yield-co-advantages-and-disadvantages/" data-type="post" data-origin="de" data-origin-url="/?p=139990" data-id="153118">existing or new construction</a> &#8211; here you will get all the answers to your questions.</p>
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<h2 class="post-title entry-title ">Owner-occupation vs. real estate as an investment: advantages and disadvantages of owning a home</h2>
<p>The dream of owning a home is a goal that many people have in mind. But does it make sense to choose a house for personal use as the first type of property? Or is it not perhaps more sensible to use the first property as an investment? Living rent-free in old age will never quite come true, even with a home of your own, because you are always 100% responsible for all running costs. Therefore, in this article you will find a comparison between owner-occupancy and a property as an investment, which should help you make the decision to use your first property.</p>
<ul>
<li><a href="https://fivmagazine.com/owner-occupation-vs-real-estate-as-an-investment-advantages-and-disadvantages-of-owning-a-home-a-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139069" data-id="153205">Personal use vs. real estate as an investment</a></li>
</ul>
<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-139318" src="https://fivmagazine.de/wp-content/uploads/2021/11/haus-immobilie-eigentumswohung-markler-rendite-miete-grunderwerbssteuer-kaufnebenkosten-einfamilienhaus-mehrfamilienhaus-kauf-apartment-balkone-singleapartments.jpg" alt="" width="1200" height="900" /></p>
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		<title>Return vs. investment property: cash flow or appreciation &#8211; advantages and disadvantages</title>
		<link>https://fivmagazine.com/return-vs-investment-property-cash-flow-or-appreciation-advantages-and-disadvantages/</link>
		
		<dc:creator><![CDATA[Elisa]]></dc:creator>
		<pubDate>Tue, 16 Nov 2021 10:20:49 +0000</pubDate>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[A- B- C- Position]]></category>
		<category><![CDATA[Advantages]]></category>
		<category><![CDATA[Cash flow]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Disadvantages]]></category>
		<category><![CDATA[Gross rental yield]]></category>
		<category><![CDATA[Increase in value]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[Investment property]]></category>
		<category><![CDATA[Landlord]]></category>
		<category><![CDATA[Location]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Rental yield]]></category>
		<category><![CDATA[Single-family house]]></category>
		<category><![CDATA[Tenant]]></category>
		<category><![CDATA[Yield]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/return-vs-investment-property-cash-flow-or-appreciation-advantages-and-disadvantages/</guid>

					<description><![CDATA[Yield vs. investment property &#8211; You have decided: Finally buy your first own property! But am I buying an income property or an investment property? But what is it anyway? What is the basic difference between these two types of investment? And what exactly is an A, B or C location? The most important thing [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Yield vs. investment property &#8211; You have decided: Finally buy your first own property! But am I buying an income property or an investment property? But what is it anyway? What is the basic difference between these two types of investment? And what exactly is an <a href="https://fivmagazine.com/a-b-c-location-basic-locations-location-types-co-the-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139539" data-id="153177">A, B or C location</a>? The most important thing is that both types of investment generate profit for you. In which form, you can read here. Here you can find out everything you need to know about the yield and the investment of a property.</p>
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<h2>Yield or investment property: the difference lies in the goal</h2>
<p>The direct difference between the two forms of investment lies in their objectives. Depending on how you would like to invest your money, both forms bring you profit. In short, through the return through rent you get a direct cash flow, through an investment property an increase in value takes place in the long term. But what do the terms mean in detail?</p>
<h3>Return on property: Constant cash flow</h3>
<p>Yield Real estate generates a high <a href="https://fivmagazine.com/rental-yield-and-purchase-price-factor-calculations-for-comparing-properties/" data-type="post" data-origin="de" data-origin-url="/?p=139833" data-id="153140">rental yield</a>. This means that after all deductions, such as repayment, interest and management, a surplus remains which you can credit to your own pocket. The goal when buying a yield property should always be in front of your eyes:</p>
<ul>
<li>Primary: Direct profit through surplus from rentals</li>
<li>Corresponding rental yield should be guaranteed &gt;6%.</li>
<li>Properties are located in C+ (higher risks) to B+ (hardly any risk) locations</li>
</ul>
<h3>Investment property: long-term value enhancement</h3>
<p>When buying investment real estate, one keeps the goal of value enhancement in mind. The profitable sale of the property at a profit is the main focus, not the income from the rent. The goal when buying an investment property is therefore the following:</p>
<ul>
<li>Primary: Increase in value of the property with profit from the sale</li>
<li>Real estate should be located in A- locations</li>
</ul>
<h2>Advantage yield real estate: Top profit in B and C locations</h2>
<p>Investment property requires a lot of capital, since there is no immediate income from renting &#8211; ergo no immediate cash flow. It therefore takes years before the property can be sold again at a profit.</p>
<p>What is worthwhile here for the beginning to enter significantly more, are yield real estate.</p>
<h3>Yield real estate: advantages</h3>
<p>An investment property offers many advantages. We have listed them for you here.</p>
<ul>
<li>Instant source of income</li>
<li>Surpluses can offset other properties with shortfalls</li>
</ul>
<h3>Yield real estate: Disadvantages</h3>
<p>However, we also have to note disadvantages here, even if this is the best way for beginners. What they are, read here yourself:</p>
<ul>
<li>Surpluses are subject to taxation, tax burden increases</li>
<li>Higher yield comes at the expense of value enhancement</li>
<li>Not to be found in A- locations</li>
</ul>
<h2>Excursus A- B- and C- position: Alternatives</h2>
<p>You can&#8217;t find a yield property for you in an A- location like Berlin or Hamburg? Our tip: Look for properties in B- or C- locations, this will make your search easier.</p>
<h3>B- and C- position &#8211; Why?</h3>
<ul>
<li>Real estate search is less complicated</li>
<li>Moderate prices</li>
<li>The supply of yield properties is greater here</li>
</ul>
<p>Here you can learn more about <a href="https://www.immobilien-erfahrung.de/rendite-investment-immobilie-cashflow-wertsteigerung-vergleich-empfehlung/" target="_blank" rel="noopener">A- B- and C- locations</a>./ Immobilien-Erfahrung.de</p>
<h2>Next step: self-disclosure for the bank</h2>
<p>You want to buy your <a href="https://fivmagazine.com/buy-your-own-apartment-procedure-costs-advantages-disadvantages/" data-type="post" data-id="54131" data-origin="de" data-origin-url="/?p=50390">first apartment</a> or house and the bank wants a self-disclosure from you? Learn here what a self-disclosure is, what it says and download a free PDF template that you can use to convince your bank!</p>
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<p><img loading="lazy" decoding="async" class="alignnone size-full wp-image-139049" src="https://fivmagazine.de/wp-content/uploads/2021/11/haus-immobilie-architekt-bauen-investition-eigenkapital-markler-mehrfamilienhaus-einfacmilienhaus-grunderwerbssteuer-wohnung-eigentumswohnung-plan-bauzeichner-mensch-wiese.jpg" alt="" width="1200" height="798" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Entry level real estate industry videos: Tips, Tricks &#038; Know-How</title>
		<link>https://fivmagazine.com/entry-level-real-estate-industry-videos-tips-tricks-know-how/</link>
		
		<dc:creator><![CDATA[Lisa-Marie]]></dc:creator>
		<pubDate>Fri, 02 Oct 2020 05:00:23 +0000</pubDate>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Build property]]></category>
		<category><![CDATA[Buy property]]></category>
		<category><![CDATA[Entry into the real estate industry]]></category>
		<category><![CDATA[Error]]></category>
		<category><![CDATA[let property]]></category>
		<category><![CDATA[Nieuwkomer]]></category>
		<category><![CDATA[Onroerend goed]]></category>
		<category><![CDATA[Real estate agent]]></category>
		<category><![CDATA[Real estate financing]]></category>
		<category><![CDATA[Real estate investment]]></category>
		<category><![CDATA[real estate purchase]]></category>
		<category><![CDATA[Returns]]></category>
		<category><![CDATA[risks]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[Trainee]]></category>
		<guid isPermaLink="false">https://fivmagazine.com/entry-level-real-estate-industry-videos-tips-tricks-know-how/</guid>

					<description><![CDATA[Entering the real estate industry &#8211; You want to enter the real estate industry? Do you want to buy a house or an apartment, approach real estate as a long-term investment and generate passive income in the future? However, you are still completely new to the world of real estate and are looking for the [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Entering the real estate industry &#8211; You want to enter the real estate industry? Do you want to buy a house or an apartment, approach real estate as a long-term investment and generate passive income in the future? However, you are still completely new to the world of real estate and are looking for the right entry? Here you will find tips and important know-how on how to become successful in the real estate world. How do you make the right start, what risks are there or can arise? Most important: which mistakes are often made and how can you avoid them? We enlighten you!</p>

<h2>Entry into the real estate industry</h2>
<p>Getting started in real estate as an investment isn&#8217;t easy: buying your first property means first of all having to learn and understand a lot. Here you can find out how to get started in real estate (buying your first property). We always refer to properties that are to be used as an investment. Here you will be guided through six steps that will introduce you to a structured approach to getting started in real estate. So that <a href="https://fivmagazine.com/buying-real-estate-video-tips-mistakes-process-taxes-and-investment/" data-type="post" data-origin="de" data-origin-url="/?p=90492" data-id="124013">buying property</a> is soon no longer just an investment idea for you &#8211; but something you successfuly implement alongside your everyday life. So we&#8217;ll help you become a landlord or <a href="https://fivmagazine.com/buying-and-renting-real-estate-video-tips-profit-calculation-and-rental-contracts/" data-type="post" data-origin="de" data-origin-url="/?p=90575" data-id="124377">buy</a> a condo and rent it out.</p>
<h3>Tip. Book recommendation for beginners</h3>
<p>These videos will give you a comprehensive look into the world of real estate and give you the know-how you need to get yourself started in the real estate industry. But that&#8217;s not enough for you, you&#8217;re looking for comprehensive sources that give you something in black and white? Then check out our book recommendations on getting started in real estate.</p>
<ul>
<li>Getting started in real estate: <a href="https://fivmagazine.com/getting-started-in-real-estate-book-recommendations-reviews-for-beginners/" data-type="post" data-origin="de" data-origin-url="/?p=90598" data-id="124235">book recommendation</a></li>
</ul>
<p>Here&#8217;s another tip for you! Online you can find a lot of articles and tips on Lukinski.de. Here you can learn everything: from <a href="https://lukinski.de/steuern-verstehen-umwandeln-vermoegen-aufbauen-steueroptimierung-steuerfrei/" target="_blank" rel="noopener noreferrer">tax basics for asset accumulation</a>, to <a href="https://lukinski.de/immobilie-als-kapitalanlage-worauf-muss-ich-achten-interview-experten/" target="_blank" rel="noopener noreferrer">real estate as an investment</a> through <a href="https://lukinski.de/wohnung-haus-vermieten-was-ist-zu-beachten-immobilie-steuer-ratgeber/" target="_blank" rel="noopener noreferrer">renting</a>, to saving taxes with real estate (external). Everything free of charge from the expert.</p>


<h2>Buying real estate in six steps</h2>
<p>This video gives you a comprehensive insight into the world of real estate and provides you with the necessary know-how to get started in the real estate industry yourself. Here, experts explain how you can buy your first own property and what you should pay attention to.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Erste Immobilie erfolgreich kaufen in 6 Schritten. Teil 1: Chancen und Risiken." width="1500" height="844" src="https://www.youtube.com/embed/D1UBnJ6xCjU?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h2>Finance a property</h2>
<p>Here you will learn some important tips on the topic: What do I need to be able to buy a property in the first place? How much equity should you have for the planned investment? What does the bank expect from you as an investor? And how do I behave towards my bank advisor? You will learn all this and much more about this topic in this video!</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Erste Immobilie kaufen - Wie startet man den Einstieg?" width="1500" height="844" src="https://www.youtube.com/embed/cw9nmoVoDwk?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h2>Risks &amp; Errors</h2>
<p>Entering the world of real estate is no easy feat. But as with everything, with the right preparation and the necessary knowledge, you too can manage to make as much profit as possible with your real estate. But to do so, you should avoid common mistakes above all else. In these videos, you&#8217;ll learn what the most common mistakes are when starting out in real estate and how you can avoid them in order to encounter as few problems as possible.</p>
<h3>9 biggest mistakes when getting into real estate</h3>
<p>Real estate is not an easy profession. Only the smartest people make it. But once you&#8217;ve made it, you&#8217;re successful. This video explains the most common mistakes and how you can avoid them. For example, mistakes such as overcharging, the length of time you spend marketing (too long can arouse suspicion), or making an attempt without sufficient preparation. Here you will learn how to do everything right when starting out in real estate!</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Immobilien Investments – die 9 größten Fehler von Anfängern &#x1f648; und wie man sie vermeidet" width="1500" height="844" src="https://www.youtube.com/embed/1GmxuxEvJEE?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h3>Biggest mistakes when buying real estate</h3>
<p>In this video, three experts introduce you to the biggest mistakes when buying real estate. What do most buyers do wrong, and why? Most importantly, how can you avoid these mistakes yourself to do better than everyone else. With this know-how, you won&#8217;t get into trouble when buying your first property.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Die größten Fehler beim Kauf von Immobilien vermeiden | Immobilien kaufen | Immocation Interview #2" width="1500" height="844" src="https://www.youtube.com/embed/FWLAvQIPFh8?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h2>Tips &amp; Opportunities</h2>
<p>Successfuly buying, renting or reselling real estate is no mystery, but there are some key things to keep in mind. In these videos, experienced experts provide you with tips and tricks so that you, as a newcomer to the real estate industry, know what to look out for. With these tricks, you&#8217;re sure to become a successful entrepreneur in the real estate world!</p>
<h3>What to look out for when buying real estate</h3>
<p>Some aspects are central to the purchase of real estate and you should pay attention to them. This video explains important factors that can determine your success. For example, it is about the need for an entrepreneurial mindset, the correct assessment of the respective time or even the frequent fall for embellished returns. If you take these tips into account, nothing will stand in the way of your success.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Worauf muss ich achten beim Immobilienkauf (als Vermieter, Kapitalanlage, Investment) #74/99" width="1500" height="844" src="https://www.youtube.com/embed/8mF39XtzH8c?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h3>6 steps to your first property</h3>
<p>In this video you will learn how to successfuly buy your first property in 6 steps. The two experts focus on the starting conditions, the location of the respective property and the topic of house hunting. This guide should make the process of buying a property easier for you in the future. You will learn what you should pay attention to and will be made aware of factors that you might not have thought of even as a beginner.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Erste Immobilie erfolgreich kaufen in 6 Schritten. Teil 2: Startbedingungen, Standort, Wohnungssuche" width="1500" height="844" src="https://www.youtube.com/embed/2mtbZMgDZpA?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h2>Buy real estate as a student or trainee</h2>
<p>Is it possible to get a real estate financing as a student/pupil? Surely it will be difficult if you want to convince the bank as a student or trainee. Especially if your credit rating with these starting conditions is not yet so good and you want to approach a real estate financing with little (or no) equity. Without the guarantee of a parent or relative it is almost impossible. In this video you will learn how experts assess your chances as a student or trainee and how you should best approach the real estate purchase.</p>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Immobilie kaufen als Student oder Azubi? Das ist möglich mit 5.000€ Eigenkapital." width="1500" height="844" src="https://www.youtube.com/embed/5U28M0u1_bQ?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>


<h2>Related links about the topic Real estate</h2>
<p>Are you wondering how to buy, sell, rent or finance a property? What exactly does a real estate agent do? If you&#8217;re looking for answers to these questions, then check out our advanced real estate video lists!</p>
<h3>Buy property</h3>
<p>Buying real estate &#8211; Buying real estate is not like shopping in a mall. Before you buy a house or an apartment, many aspects must be clarified in advance. Many mistakes can happen. With our guide you avoid problems and get in the best case the perfect property.</p>
<ul>
<li>Video Tips: <a href="https://fivmagazine.com/buying-and-renting-real-estate-video-tips-profit-calculation-and-rental-contracts/" data-type="post" data-origin="de" data-origin-url="/?p=90575" data-id="124377">Buy property</a></li>
<li>Book Recommendations: <a href="https://fivmagazine.com/buying-and-renting-real-estate-book-recommendations-the-dos-and-donts-of-the-experts/" data-type="post" data-origin="de" data-origin-url="/?p=90695" data-id="124325"> Buying real estate</a></li>
</ul>
<p><a href="https://fivmagazine.com/buying-and-renting-real-estate-video-tips-profit-calculation-and-rental-contracts/" data-type="post" data-origin="de" data-origin-url="/?p=90575" data-id="124377"><img decoding="async" src="https://fivmagazine.de/wp-content/uploads/2020/09/bella-hadid-wohnung-newyork-leben-wohnzimmer-stuhle-tisch-fenster-sofa.jpg" alt="Bella Hadid, house Tour, Penthouse, New York" /></a></p>
<h3>Build property</h3>
<p>To build or to buy a house? This question is on the minds of many prospective buyers. Here we show you the advantages and disadvantages of both options and offer interesting tips on financing. Both options have their advantages. A new build has the great advantage that you can determine the layout of the rooms according to your wishes. In an already existing property you don&#8217;t have to deal with the complicated construction phases and you can live in your own home much faster. Here you will find videos that will help you finance your dream home and what you should pay attention to.</p>
<ul>
<li>Video Tips: <a href="https://fivmagazine.com/build-property-video-tips-financing-equity-tips-and-tricks/" data-type="post" data-origin="de" data-origin-url="/?p=90650" data-id="124411">Build property</a></li>
<li>Book Recommendations: <a href="https://fivmagazine.com/building-real-estate-book-recommendations-quick-success-guidebook-financing-co/" data-type="post" data-origin="de" data-origin-url="/?p=90813" data-id="124423">Building real estate</a></li>
</ul>
<p><a href="https://fivmagazine.com/build-property-video-tips-financing-equity-tips-and-tricks/" data-type="post" data-origin="de" data-origin-url="/?p=90650" data-id="124411"><img decoding="async" src="https://fivmagazine.de/wp-content/uploads/2020/09/bau-immobilie-deutschland-holz-wohnung-bauen-haus-fertighaus-neubau.jpg" /></a></p>
<h3>Let property</h3>
<p>Real estate rentals are the perfect way to finance your property, or better yet, have your tenant pay the monthly payments.</p>
<p>You&#8217;ll learn what you need to know here:</p>
<ul>
<li>Video Tips: <a href="https://fivmagazine.com/real-estate-rentals-video-tips-experience-landlords-utilities-taxes-know-how/" data-type="post" data-origin="de" data-origin-url="/?p=90497" data-id="124036">Rent out property</a></li>
<li>Book recommendations: <a href="https://fivmagazine.com/real-estate-renting-book-recommendation-experience-landlord-service-charges-taxes-know-how/" data-type="post" data-origin="de" data-origin-url="/?p=90662" data-id="124043">Renting a property</a></li>
</ul>
<p><a href="https://fivmagazine.com/real-estate-rentals-video-tips-experience-landlords-utilities-taxes-know-how/" data-type="post" data-origin="de" data-origin-url="/?p=90497" data-id="124036"><img decoding="async" src="https://fivmagazine.de/wp-content/uploads/2020/09/haus-villa-pool-blau-weiss-liegen-palmen-luxus.jpg" /></a></p>





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