Real Estate Financing Guidelines

Financing real estate made easy! We have compiled tips, tricks and the most important information on the subject of real estate financing for you, so that you too can realize your dream of owning your own home! Do’s and Don’ts, tips and experiences from experts will guide you and answer all your questions about “How to finance a property”. Become a professional and make no more mistakes in the future!

Real estate financing and purchase (external & free of charge)

Learn from the experts. You can find many, many more guide articles for free at Lukinski. Learn everything you need to know about buying real estate for free. Start in general with buying real estate, go over your specific type of real estate, from apartment, to house, apartment building to buying land. Also important: everything about the purchase contract (who pays the costs?), incidental purchase costs and saving taxes with real estate, through legal forms such as a real estate GmbH or family foundation. Here you can go directly to the topic: Real estate financing in comparison.

Tip! Overview Real Estate XXL

The world of real estate is complex and multifaceted. If you want to keep an overview and avoid making mistakes, you should prepare well and clarify as many open questions as possible in good time. No matter whether you want to build, buy and rent out a property or live in it yourself, or even use a property as an investment to generate passive income: The preparation is the A&O. Here you will find articles, as well as book and video tips with successful and helpful books and videos on the subject of real estate – including tips and tricks from professionals and experts.

• Book & Video Tips Overview: Real Estate

Real estate financing: the right strategy for capital investors

Rating: 4.5 from 5.0 (53 ratings)

The secure way to tailor-made financing: For owner-occupiers of a property, it is all about the favourable financing of the property. For capital investors, it’s about the best possible financing conditions for the rented property. With this pocket book you will find out which financing plan is suitable for you. The guidebook answers all the important questions about money for a house or apartment, whether for the initial financing, a modernization or follow-up financing.

• Income and equity ratio: how much house can you afford?
• Interest rate strategies: How long are you tying yourself down for, and which lender has the lowest mortgage rates?
• Repayment Strategies: As an owner-occupier or landlord, what repayment percentage is best for you to choose?
• Financial aid: How do you use money from the KfW and Wohn-Riester when financing your own home?
• Buy at Amazon

Real estate financing without equity

Rating: 4.3 from 5.0 (40 ratings)

In this guide, you will learn how you can fulfill your dream of home ownership, even if you do not have any equity today. Do not hesitate and deal with the topic of home ownership today. Even if you think real estate is expensive, it won’t get any cheaper in the medium term. The longer you pay rent, the more expensive it will be for you in the end.

Why should you look into buying an owner-occupied property right now?

• Interest rates are at an extremely low level, making financing very favorable
• Real estate, like all tangible assets, is protected against inflation.
• Very often the monthly charge as a tenant is higher than paying off your loan
• Real estate is the ideal retirement provision
• You actively build up your assets through monthly repayments

Also learn in this book

• How to be perfectly prepared for bank interviews
• How to improve your Schufa score
• What grants you may be able to apply for
• Why a granny flat will make you debt free sooner
• How you can get equity from relatives without them having to give you a single euro
• Buy at Amazon

Practical guide to real estate acquisition and financing

Rating: 4.4 from 5.0 (45 ratings)

The practical guide is written for all those who want to buy or build their own (credit-financed) property in Germany. The author presents the topic in a clear and easy-to-understand manner, introducing both legal and economic issues in a concise and detailed manner. The contents are illustrated by examples with concrete calculations and references to the current legal situation. The calculation tool helps to determine the actual costs of loan financing.

• Buy at Amazon

Real estate practice manual for owner-occupiers

Rating: 4.8 from 5.0 (27 ratings)

Buying, building and financing your own home are long-term and far-reaching decisions. In this guide, you’ll find comprehensive information and checklists for buying a used property and building a new one on your own. As a bonus, an Excel calculator tool for real estate loans is available. With this guide, you will be able to organize the purchase and financing well and avoid expensive mistakes.

From the contents:

• Purchase of a second-hand property
• Buying a new property from a developer
• Purchase of a plot of land & construction on own account
• Special features when buying a condominium
• Purchase in the compulsory auction
• Strategies for intelligent financing with loans & equity
• State subsidies for home ownership (e.g. Wohn-Riester)
• Calculation tool for loan financing
• Buy at Amazon

Real estate financing for owner-occupiers

Rating: 4.6 from 5.0 (54 ratings)

Real estate is still considered a solid investment. Interest rates are low, prices vary greatly from region to region. And the small print in banks’ loan agreements is becoming increasingly complex. To see through the pitfalls of buying a house, you need expertise. This book will help you develop it: in estimating the purchase price, in structuring the sales contract, and in financing. In the end, you’ll negotiate smartly and on equal footing with sellers, realtors, and banks to get the best outcome for your family.

“This is by far the best book on financing your own four walls that I have read. Anyone who reads this book and heeds its advice is sure to save a lot of money and, most importantly, avoid unnecessary risks. Anyone who thinks they don’t need this book has only themselves to blame.”
Dr. Rainer Zitelmann, real estate investor, founder of the consulting firm Dr. ZitelmannPB. GmbH

• Buy at Amazon

Real estate financing: Understanding banks

Rating: 4.3 from 5.0 (26 ratings)

What is the best way to prepare for a real estate purchase? What do you need to consider when financing? There are many books and financial magazines on this topic, but this guide is different. With this book you get a practical guide to the topic of real estate financing. In an entertaining and reader-friendly way, the author succeeds in explaining the pitfalls of real estate financing in a simple and understandable way. With the help of many practical examples, Dirk Nopp clarifies even the most difficult topics and explains technical terms in such a way that even laymen understand them.

• Buy at Amazon

Construction financing guide

Rating: 4.6 from 5.0 (4 Reviews)

This book helps with the important question of financing:

• How do I draw up a budget?
• How do I calculate the monthly charge?
• What additional costs should I expect?
• How much real estate can I afford?
• After how many years will I be debt free?
• What financing options and loans are available?
• What do all the financial terms mean?
• Buy at Amazon

Construction financing: The best way to a house or condominium

Rating: 4.2 from 5.0 (7 ratings)

The foundation stone for your own four walls!

Important building block for old-age provision, independence from landlords – owning a property offers a number of advantages. That’s why many people dream of owning their own house or condominium. To ensure that the dream does not turn into a nightmare, the financing must be on a solid footing – because the decision to buy usually means an economic burden that lasts for decades.

This guidebook supports you on your (financing) way to your own property Well structured and understandable, it answers, among other things, the questions:

• How do I calculate the cost of purchase or construction?
• How do I determine my financial resilience?
• Which type of construction financing is most favorable for me?
• How can I benefit from the Wohn-Riester subsidy?
• With many tips, examples, checklists and the “ABC of construction financing”.
• Buy at Amazon

Related links about the topic Real estate

The real estate financing is now covered quite extensively for you, but you are still looking for more literature on the topics of renting property, real estate agents or passive income? Here you will find more book tips for you.

Let property

Renting out property is a great way to provide for your retirement and stop worrying financially. There is a lot of money to be made in real estate – how it all works is explained in these books so you don’t make any mistakes!

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Real estate agent

Earning money with real estate is a lifelong dream for many. Marketing and selling luxurious homes in the most beautiful cities in the world. That’s the image that comes to mind when we think of real estate agents. We want to show you the way to get there and give you a jump start. We offer you a list of the best book recommendations with tips and tricks from the experts: everything from training books, job aids with forms, and guides with how-to’s on getting started in real estate. Our guides to success in the real estate industry

• Video Tips: Real Estate Agent
• Book Recommendations: Real Estate Agent

Passive income through real estate

Passive income – Some people are considering it, or have already done it: buy a property and rent it out. By doing so, they hope to generate passive income. You can find information on the subject in these book tips.

• Video Tips: Passive income
• Book recommendations: Passive Income

Overview real estate XXL: Investment, broker, renting & Co.

Here you get back to the overview of book and video recommendations on the subject of real estate in Germany. Investment cases, capital investment, passive income, house or apartment buy and rent and much more is explained to you here by experts and understandable. In this XXL guide you will find information and articles on the most diverse questions on the subject of real estate.

• Back to Book & Video Tips Overview: Real Estate

Real Estate Financing Guidelines

Financing real estate made easy! We have compiled tips, tricks and the most important information on the subject of real estate financing for you, so that you too can realize your dream of owning your own home! Do’s and Don’ts and tips and experiences from experts will guide you and answer all your questions about “How do I finance (m)a property”.

Real estate financing and purchase (external & free of charge)

Learn from the experts. You can find many, many more guide articles for free at Lukinski. Learn everything you need to know about buying real estate for free. Start in general with buying real estate, go over your specific type of real estate, from apartment, to house, apartment building to buying land. Also important: everything about the purchase contract (who pays the costs?), incidental purchase costs and saving taxes with real estate. through legal forms such as a real estate GmbH or family foundation. Here you come directly to the topic: Real estate financing in comparison.

Tip! Overview Real Estate XXL

The world of real estate is complex and multifaceted. If you want to keep an overview and avoid making mistakes, you should prepare well and clarify as many open questions as possible in good time. No matter whether you want to build, buy and rent out a property or live in it yourself, or even use a property as an investment to generate passive income: The preparation is the A&O. Here you will find articles, as well as book and video tips with successful and helpful books and videos on the subject of real estate – including tips and tricks from professionals and experts.

• Book & Video Tips Overview: Real Estate

Common mistakes: tips for doing better

Many people who want to finance their property make the same mistakes over and over again. What these are and how you can avoid them is explained to you in the following videos by experts. In these videos, you will learn how to strategically approach your real estate financing in the best possible way and how to optimally save money! In addition, you will learn what you should definitely consider when financing your property.

5 mistakes in construction financing

This video is about the 5 biggest mistakes in home financing. You should definitely watch the video if you are about to make your first purchase. With small tips you can often save a lot of money. This in turn determines in the end whether a property is really worth it.

Construction financing: What you should pay attention to

Here you will learn what you should pay attention to when financing a property. Equity, repayment and interest: Here you will find an explanation of how these parameters are put together for optimal real estate financing.

Building savings contract for real estate financing: Mistakes

Home loan financing – Poorly planned home loans can ruin families. What the consequences of a badly planned financing or a building society contract are, is explained in this video. You will also learn how you can avoid this yourself.

Real estate financing without equity

You want to finance a property because it is your dream or the circumstances are currently perfect, but you don’t have enough equity to finance it? No problem! That’s how some investors feel, but that shouldn’t stop you. In these videos, you’ll learn how – even without providing any equity – you can finance your property without going into debt.

Financing real estate with little or no equity

How do you finance a property with little equity? Is that possible at all? What is legal, what is not? What does the bank say if I have little equity? What are the misconceptions about particularly cheap properties? This and more on the subject of equity you will learn in this video.

Financing real estate without equity

In this video, we talk about construction financing issues, such as real estate financing without equity. Especially the real estate financing is one of the most important building blocks in the long-term real estate economic success, here insider knowledge is very valuable.

Equity finance

Financing a property with equity is probably the most common way of financing a property. How this works, how much money you should actually take in hand and what you should absolutely consider, you will learn here. In addition, different options are presented to you in order to find and develop the financing strategy that is perfectly suited to you.

Equity share in real estate financing

How much money do you need to buy a property? This video explains how much equity is needed for a property, what forms of financing there are and why it makes sense to use as little equity as possible for the real estate investment.

Equity: How much do you need to have and how much should you put in?

Every one of us wonders: How much equity should I use for my property? In this video you will learn the basics of real estate financing. To be able to calculate equity, it is important to know what all equity is. This and other explanations you will find in this video.

Private real estate financing

Financing a property as a private person is possible, but not a simple matter. In this video you will learn how private financing of real estate works and what you should pay attention to. The whole thing is explained with everyday examples to make the information as accessible as possible.

How does private real estate financing work?

This video explains how traditional private real estate financing works. Based on simple everyday examples, the most important basic elements of financing are clearly conveyed.

Optimal redemption

Taking out a loan or credit to finance a property is a common method. In these videos you will learn more about real estate financing, interest rates, loan rates and the optimal repayment, With these tips you will also find the perfect loan to buy your next property without a guilty conscience.

Financing real estate: How much you should repay?

The real estate loan or real estate financing has a huge impact on whether a property works as an investment or a home works as an investment. Financing a property is therefore something you should definitely understand before buying. One important question to ask is how much to amortize or what is the optimal amount of amortization. This video explains whether you should pay off a lot / pay off quickly or pay off a little / pay off slowly and what role your personal situation plays in this. You will also learn how you can make clever use of unscheduled repayments and what repayments we have agreed on for our own apartments.

Construction financing: Purchase price, rate, interest & Co.: How much house can I afford?

In this video, you’ll learn what your own property may cost, how to determine the right loan rate, and how to get the best interest rate on your financing.

Bank interview – What documents do I need?

To finance your property, you may need a loan or credit. You can usually only get this through a personal interview at a bank branch. In this video you will learn which documents you need for your bank interview and how you can appear most serious and well prepared to emerge from the interview as successful as possible.

What documents you need for a bank interview

This video explains which documents you should bring with you for your bank interview for real estate financing in order to be optimally prepared. You will also learn what is really important for the perfect appearance.

Related links about the topic Real estate

Want to learn even more about buying, financing, renting, or real estate agents? Then check out our other video tips and tricks on these topics to become a real estate pro!

Build property

To build or to buy a house? This question is on the minds of many prospective buyers. In this article, we show you the advantages and disadvantages of both options and offer interesting tips on financing. Both options have their advantages. A new building has the great advantage that you can determine the layout of the rooms according to your wishes. In an existing property, you no longer have to deal with the complicated construction phases and you can live in your own home much faster. Here you will find videos that will help you finance your dream home and explain to you what you should pay attention to.

• Video Tips: Build property
• Book Recommendations: Building real estate

Buy and rent real estate

Buying and renting real estate – It’s hard to get started, but with the right recommendations and tips, it’s easy. So that you too can make a smooth start in the world of real estate, we provide you with tips and tricks. Everything from how to prepare to buy your first home, to finding the right rent, to solving problems like rent default and vacancy. This guide provides you with the best videos from the field of buying and renting real estate.

• Video Tips: Buy and rent real estate
• Book Recommendations: Buying and renting real estate

Overview Real Estate XXL: Investment & Co.

Here you get back to the overview of book and video recommendations on the subject of real estate in Germany. Investment cases, capital investment, passive income, house or apartment buy and rent and much more is explained to you here by experts and understandable. In this XXL guide you will find information and articles on the most diverse questions on the subject of real estate.

• Back to Book & Video Tips Overview: Real Estate