Understanding retirement planning: Tips & Options

Here you will find helpful videos on the topic of retirement planning. How do you save for your old age? How do you become financially independent and how much do you really need? These videos will answer all these questions and much more.

Here’s another tip for you (external). What’s the best way to protect yourself from poverty in old age due to low pensions? The answer is: turning taxes into assets. Tax avoidance means building knowledge yourself. Online you can find a lot of (free) articles and tips on Lukinski.de: From real estate as an investment by renting to asset management to saving taxes with real estate (external). Everything free of charge from the expert.

Tip! Overview Wealth Building XXL – Book, Video, Tips & Tricks

If you want to build up private wealth and create financial reserves, there are a few things you should keep in mind. In addition to the tips you get in this article, you might also be interested in our extensive overview page. There you will find an overview of articles, as well as book and video tips with successful and helpful books and videos on the subject of wealth accumulation – including tips and tricks from professionals and experts.

• Book & Video Tips Overview: Wealth Creation XXL

Understanding retirement planning

Everyone knows by now that you should save for your old age. We want you to be able to decide for yourself what is best for you. Without rip-offs from brokers and banks, but for that you must first understand how it all works. Don’t worry, it’s not that difficult.

Retirement planning needs: How much do I need?

How much do I need to save for my old age provision in order to close my pension gap? How much can I expect from the state pension (net!)? Saidi shows you both a rough rule of thumb and a tool to work it out for yourself.

When to start preventive care?

Should you already be thinking about your old-age provision at 30? Of course! Joana met with an insurance advisor and received advice on the subject of tied and untied old-age provision. But since she doesn’t want to know about disability and death just yet, she also has another offer in mind: Day trading.

Reasons for early retirement planning

Retirement planning at the age of 20? Isn’t that much too early? In the video you can see why it doesn’t hurt to start early with a pension.

https://www.youtube.com/watch?v=_KDSQbPmdNw

Wealth accumulation vs. retirement planning

Wealth accumulation or retirement planning? Isn’t that the same thing? Not really… Even though many people lump asset accumulation and retirement planning together, there are serious differences. And everyone should be aware of these. Only if you can separate asset accumulation and retirement planning from each other, it is possible to develop a suitable strategy for the respective topic. In the video, I explain what I consider to be the biggest differences between asset accumulation and retirement planning and why a combination of the two may make sense for you.

Pension mistake

Mistakes in old-age provision are avoidable. Nevertheless, most Germans make a lot of mistakes when it comes to retirement planning. But you don’t have to make these mistakes! This video explains the most common mistakes Germans make when it comes to retirement planning.

The pension system

How does the German pension system work and what options are there to provide for retirement? This and much more you will learn in this video!

The Riester pension

The Riester pension is probably the best-known old-age provision in Germany. How it works and what you have to consider is explained clearly in the following video.

Finding the right retirement plan: Comparison

Are you asking yourself: What is the best retirement plan for me? In this video, Saidi explains to you which forms of (private) pension provision are available and which is suitable for whom. Because this much is certain: The statutory pension will unfortunately not be enough …

Company pension scheme: Company pension

The aim of a well thought-out old-age provision is to be able to maintain the accustomed standard of living in old age. The statutory pension alone is usually not sufficient for this. Supplementary private and occupational pensions are necessary if people do not want to accept a reduction in their quality of life in old age. Swiss Life explains the advantages of occupational pension provision.

Is the company pension worth it?

When is a company pension worthwhile? Watch the video to find out whether your pension is worth it.

Private old-age provision

In this explanatory video, the necessity of private pension provision is explained. Using a practical example, the pension gap is calculated and the principle of the pension guarantee period is conveyed.

Errors in private pension provision

When it comes to retirement planning, there are a lot of things you can do wrong and it can quickly cost you a lot of money. The video takes up this topic and summarizes the 5 most important pitfalls and how you can avoid them.

Retirement provision for the self-employed

Secure and flexible – that’s what retirement provision for the self-employed should be. We have taken a closer look at the investment options available and the advantages and disadvantages they offer.

Alternative retirement provisions: Real estate

Real estate as an ingenious retirement provision – inflation-protected, stable in value and high-yield. Let third parties pay for your asset accumulation! Real value beats monetary value! The better alternative to saving in monetary assets. See here simply explained which advantages have saving in real estates opposite savings contracts, life insurances, pension insurances and other savings investments in monetary values.

Private old-age provision through real estate

Passive income from real estate for retirement!? How does it work? The do-it-yourself pension. This book is pure practice and structured as a workbook. A piece by piece guide to do the same as the two authors.

Shares as retirement provision

Want to learn more about stocks and stock trading? How to buy shares on the stock market as a beginner, or what an ETF is and how to analyze it?

Further links

We have more helpful video and book lists for you on topics that might interest you. Below are some helpful links for you.

Real estate financing

You want to buy a property but don’t know how to finance your dream? Terms like loan, interest, credit, repayment or building society contract only raise more questions for you? Here you will find all the important information on the subject of real estate financing: from financing with equity to financing without equity to applying for a loan, we cover all the important topics!

• Video tips on the subject of real estate financing
• Book recommendations on the subject of real estate financing

Tax return

Why, why, why are tax returns so important? Not only professionals, but also students or pensioners can benefit from a tax return. If you have never deducted anything from your taxes and have no previous knowledge, you can get super informed in our tax return guide. We show you tips and tricks on how to avoid mistakes and provide you with tutorials that will help you with your first or next tax return. If you want to know even more, then we have a great article on the tax basics: income, sales & Co.

• Video tips on the subject of tax returns
• Book recommendations on the subject of tax returns

Buying real estate

With our book and video list on buying real estate, you can’t go wrong with your next real estate purchase. Our book tips cover all topics from the right inspection to the closing and the possible resale. What do you have to pay attention to? How do you finance your purchase? How do you evaluate a property? And how do you conclude the contract? You will find the answers here.

• Video tips on buying real estate
• Book recommendations on the subject of buying real estate

Successful investing

Successful investing is a dream of many people. But unfortunately, it is not as easy as it seems. How can you start as a beginner in the investment industry? What do you have to consider and which mistakes should you try to avoid? What is worth investing in? And what does the term “investment” mean anyway? We present you the best books on the subject of investment!

• Video tips on the subject of investment
• Book recommendations on the subject of investment

Advisor Wealth Accumulation XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? Whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the subject of asset building. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

• Book and Video Tips: Wealth Building XXL

James Charles – From sandbox to make-up table

Let’s rewind a few years first. To be more precise, let’s go back to the year 1999 – on May 23rd, James Charles Dickinson, born in Bethlehem, New York, saw the light of day.

At the tender age of only twelve, he came out as gay. To support his love for make-up, his father built him a glam room in the basement of the house. The official launch of his YouTube channel followed in 2015.

He received worldwide attention when he spread the word on Twitter that he had a ring light with him during his prom so that the highlight on his face would look good in the photos. This was followed by his collaboration with Covergirl and his famous appearance on the US-American Ellen Show.

Since his high school graduation in 2017, the king of make-up has been concentrating full-time on his work as a YouTuber, make-up make-up artist and influencer. His net worth was estimated at 12 million US dollars in 2019. Charles has also won several awards for his channel, opened several stores in collaboration with Morphe, and made up Australian rapper Iggy Azaela for her music video for “Sally Walker”. Just as long as the list of his successes is the list of his scandals.

• 1999: James Charles is born in New York City
• 2011: Public Outing
• 2015: Launch of his YouTube channel
• 2017: High school graduation and start of his professional YouTube career

We have summarized for you the three most blatant controversies about James Charles. Here you can find one of his most popular videos of the beauty icon:

Quick Facts: This is how many subscribers he has

• Name: James Charles
• Born: 23 May 1999
• Active since: 02.12.2015
• Subscribers: 18.8 million
• Total hits: 2.16 billion
• Net worth: $12 million dollars

The biggest controversies: Ebola jokes and betrayal of friendship

The Ebola Tweet

On 16 February 2017, James Charles pulled out his mobile phone on his way to South Africa to spread the following joke on Twitter:

“‘I can’t believe we’re going to Africa today omg what if we get Ebola.’ ‘James we’re fine we could’ve gotten it at chipotle last year'”

Criticism quickly came from Twitter users. The then 17-year-old YouTuber quickly apologized and deleted the tweet.

Discreditation of transsexual men

On April 12, 2019, Charles also spoke about his sexuality during a collab with Vlogger Jeff Witteck. They discussed the Kinsey scale, a measuring instrument used in sexology to determine an individual’s sexual orientation. Charles said that he saw himself on a 5.5 – that is, in the middle. He gave the following reasons for this: “I mean… there have been girls in the past that I’ve considered very, very beautiful. There were also transsexuals in the past whom I was really, really keen on for a moment. His fans found his statement insulting as it discredited transsexual men as “real men”. Again an apology from James Charles followed quickly.

The loss of one million subscribers…

How did James Charles a million subscriptions on his channel?

Long Story Short: On April 22, 2019, Charles published a recommendation for the Sugar Bear Hair product on Instagram. The background: The company had helped him with security problems during the California Coachella Festival. As the company’s direct competitor to Sugar Bear Hair, beauty guru Tati Westbrook expressed her displeasure on YouTube and accused Charles of betraying her friendship: Instead of promoting Sugar Bear Hair’s products, he should have promoted her company as a good friend of hers. She also accused him of disgusting sexual expressions at private events. The situation escalated quickly and YouTube stars like Nikkita Dragun and Jeffree Star joined in.

This led to another (probably unwanted) record for James Charles: After the publication of the first accusation video by Westbrook, he lost more than one million subscribers. And this only within one hour! There has never been anything like this in the history of YouTubes. When the Feud finally ended in Charles’ favor, his subscriber numbers recovered and made him the most famous Beauty YouTuber of all time.

Check out the last video he posted regarding the scandal here. Random fact: It is also the video with the most clicks on his channel:

Vera Wang: Ageless fashion icon of the modern age

Youngest fashion journalist ever hired by the popular Vogue magazine. Former figure skater. Hardworking businesswoman. Innovative designer. The list of Vera Wang’s titles is endless. Originally known for her original bridal wear, she later designed evening wear, sunglasses, jewelry and even bathroom rugs. Her road to success was long and rocky, and her breakthrough was long in coming.

• Read more about Vera Wang here

Ready to Wear: Extravagant and innovative fashion for everyday life

The everyday clothes from the house of Wangs are always characterized by dark nobility. The main characteristics here: Sparkling sequins, sheer lace and voluminous tull. Lingerie and boudoir pieces are also often used. The models are mostly not excitingly made up. Their faces are expressionless. Their hair is casual, almost effortlessly styled. Wang wants to let their fashion speak for itself.

An autumn collection characterized by androgynous elegance

For her autumn collection 2014, Vera Wang took inspiration from male sportswear and refined it with bold lace, sparkling rhinestones and metallic sequins.

Casual everyday wear with a touch of coquetry

For spring 2017, Vera Wang relied on corsetry and peplum shorts that exposed the models’ off-the-shoulder silhouettes. Check out the complete fashion show here.

Dreamy lingerie and sheer dresses for spring

After taking a break for two years, Wang finally came back with her spring collection 2020 with transparent bra tops, loose chain mail and dizzying platform heels.

Ready to wear in Wang’s style: Romantic tull and egdy make up looks

For her ready to wear collection in autumn 2020, Wang did not shy away from wicked boudoir pieces, asymmetrical frill shirts and pleated tulle. Here is the complete runway show:

Innovative wedding dresses: romance meets rebellion

If you think wedding dresses always have to be white, you are wrong here. On the contrary: Vera Wang loves to challenge the status quo and redefine the standards of bridal fashion for herself. So she always uses the entire colour palette for her collections. From pink to red and even black, all colours are represented here. Eye-catching accessories such as opera gloves and pathetic overskirts are also often seen.

White wedding dresses with innocent sophistication

With the title ‘All about Lace’ Vera Wang presented her new bridal fashion collection in autumn 2013. Striking here: Romantic embroidery, voluminous skirts and elaborate neckpieces.

A wedding in bold red

In the style of Wang, she broke all bridal fashion taboos in spring 2013. The result? Strapless dresses, floral motifs and draped tull in shades of red. Convince yourself of Wang’s innovative bridal fashion in the clip.

Avant-garde bridal fashion and a lot of style break

After the red tones of before, Vera Wang ventured into another colour palette a year later. So here she skilfully mixed the two opposites black and white with predominantly white dresses with black accents.

Who is Vera Wang?

Although much is known about the ageless designer, very few people are familiar with her life and career. What is the creative innovator up to apart from the fashion shows? Who inspired her in her profession? How did she find her first job at Vogue? Find all answers to your questions here.

A merciful fashion legend away from the glitz and glamour

For her 30th anniversary Vera Wang surprised members of the American military with wedding dresses, tuxedos and wedding rings from her latest collections. Tears are guaranteed here.

The designer about the beginning of her career and the women in her life

During a conversation with CCTV Americas presenter Shraysi Tandon, Wang answers all questions about women and business.

Fifteen things you did not know about Vera Wang

Every Friday Alux.com presents fashion icons of the modern era. This video summarizes 15 facts about Vera Wang – from her most expensive dress to her Hollywood customers.

Smokepurpp – Top Songs:

• Nephew (feat. Lil Pump)
• Audi.
• Ski Mask [Explicit]
• 123
• Phantom

Smokepurpp – Top Albums:

• Bless Yo Trap
• Deadstar
• Up Now Fuck Next

Smokepurpp – Nephew ft. Lil Pump

Smokepurpp x Murda Beatz – 123

Smokepurpp “Audi”

lil Baby – Top Songs

• Yes Indeed
• Close Friends
• Freestyle
• My Dawng

Lil Baby – Top Alben

• Harder Than Ever
• Too Hard
• Harder Than Ever
• Drip Harder

Lil Baby’s most successful song in Switzerland was “Yes Indeed”. The song stayed in the charts for 1 week and reached number 94. Yes Indeed” was also the most successful song of Lil Baby in the USA. Here he reached the highest position 6 and was 25 weeks in the charts. “Drip Too Hard” was Lil Baby’s biggest charter success in the UK and reached 28th place (8 weeks).

Lil Baby – Close Friends

Interview mit Lil Baby

Gunna – Top Songs:

• OH Okay
• Drip To Hard
• Sold Out Dates

Gunna – Top Albums :

• Drip Season 2
• Drip Harder
• Drip Season 3
• Drip Season

The most successful song by Gunna [US] in the UK was “Drip Too Hard”. The song stayed in the charts for 8 weeks and reached number 28. Drip Too Hard” was also the most successful song of Gunna [US] in the USA. Here he reached the highest position 4 and was 7 weeks in the charts.

Gunna – Oh Okay ft. Young Thug & Lil Baby

Gunna – Sold Out Dates ft. Lil baby

Lil Baby x Gunna – Drip Too Hard