Retirement: Avoid mistakes and follow tips

Here you will find everything you need to know about pensions. With our book recommendations, you can really get smart and avoid mistakes when concluding the pension. Whether you’re a beginner or an advanced reader, we’ll show you the best and most helpful books.

Here’s another tip for you (external). What’s the best way to protect yourself from poverty in old age due to low pensions? The answer is: turning taxes into assets. Tax avoidance means building knowledge yourself. Online you can find a lot of (free) articles and tips on Lukinski.de: From real estate as an investment by renting to asset management to saving taxes with real estate (external). Everything free of charge from the expert.

Tip! Overview Wealth Building XXL – Book, Video, Tips & Tricks

If you want to build up private wealth and create financial reserves, there are a few things you should keep in mind. In addition to the tips you get in this article, you might also be interested in our extensive overview page. There you will find an overview of articles, as well as book and video tips with successful and helpful books and videos on the subject of wealth accumulation – including tips and tricks from professionals and experts.

• Book & Video Tips Overview: Wealth Creation XXL

Retirement for beginners

Rating: 4.6 / 5.0 (557 ratings)

For decades, you showed up for work every goddamn workday. Always dutiful, often on time, and usually in a good mood. You put up with no grumbling about missing raises, countless hours of overtime, and merry Christmas parties. You never thought about what it would be like when it was all over. And then suddenly it’s here: retirement. And now?
This book helps you prepare for the new phase of your life and is an indispensable companion for the time after work! Because in the huge, pitch-black hole into which you inevitably threaten to fall after your last day at work, there are plenty of pleasant surprises waiting for you!

• Buy at Amazon

Retirement in sight: Your financial guide to retirement

Ratings: 4.3 / 5.0 (10 ratings)

Well positioned for the third stage of life:

• What needs to be considered with regard to statutory pensions and occupational pension schemes?
• Tax liability and saving taxes: What applies to different incomes in retirement?
• Making the most of financial investments: How the transition to retirement influences financial strategy
• Health insurance, long-term care insurance and other insurance policies: This is how the insurance portfolio is reorganized
• Enjoying retirement abroad: What to consider when it comes to pensions, property and insurance? Pensioners and retirees are in a special financial situation: income, expenses and time horizon have become more manageable. Restrictions apply, for example on loans, and special rules apply, for example on taxation. In addition to retirement income, many men and women aged 60 and over have to take care of other financial areas, such as reducing investment risks or making well-considered arrangements for their estate.
• Buy at Amazon

My pension – Planning for retirement – Early retirement options

Ratings: 4.2 / 5.0 (5 ratings)

The new guidebook from Stiftung Warentest clarifies all the important questions using many clear practical examples: How do I manage to have enough money available after my working life? What can I do as an employed person to collect more pension points? What do part-time work, self-employment, child-raising periods and maternity pensions, mini-jobs, periods spent abroad or divorce mean for my pension provision? How can private pension provision supplement the state pension?

• Your personal roadmap: How to make the right decisions for more retirement at key life junctures
• Work and family: getting more out of life as an employee, self-employed person and in family times
• The pension in front of your eyes: Increase your pension with voluntary payments, find the right date to jump ship
• Buy at Amazon

You don’t get retirement for free, you have to earn it!

Ratings: 4.7 / 5.0 (122 ratings)

Your father, a friend or a colleague is retiring? Then give the retiree in Spe with this small gift book a farewell gift with a wink. The booklet is an amusing substitute for a greeting card on retirement. It also makes a wonderful addition to a bouquet of flowers or a monetary gift. The combination of colourful illustrations, funny texts and wise words give the retirement gift that certain something.

• Buy at Amazon

Private old-age provision: Provision requirements – Financial roadmap

Ratings: 4.5 / 5.0 (8 ratings)

Close the pension gap. Start your retirement planning now and time will work for you. Every year, the Finanztest experts test more than 10,000 products on the subject of old-age provision. Make more of your money – despite low interest rates. This guide shows you which investments you can use to build up a comfortable financial cushion even in times of low interest rates. Determine your individual pension needs and develop your personal financial roadmap.

• Personal roadmap: How to get to the optimal provision step by step
• Statutory pension: What you can get out of it
• Pension provision with state assistance: Which offers are worthwhile – and which are not
• Private pension provision: How to find top providers
• Practical examples: Which investments fit your life situation
• Buy at Amazon

The pension consultant

Ratings: 5.0 / 5.0 (2 ratings)

The expert guide to all pension issues and retirement provision (including Riester pension and Rürup pension). The book includes all legal changes through the latest pension package, the new regulations, the Flexi-Rente.

• When can I retire without deductions?
• How much will my pension be?
• What are pension deductions?
• Which periods are taken into account for my pension?
• What can I earn in addition to my pension?
• Buy at Amazon

State Pension Practice: The expert guide

Ratings: 5.0 / 5.0 (3 ratings)

When can I retire?, How much is the pension?, What are pension deductions?, Which periods are taken into account for my pension? The book provides answers to these and many other questions. The authors place great emphasis on the connection to practice.

• 55 years of reforms in the statutory pension insurance
• The three pillars of old-age provision
• Periods under pension law
• Minijob and Midijob
• Insured persons’ pensions
• Survivor’s pension claims
• Pension equalisation and pension splitting
• The most important facts about pension calculation
• The tax treatment of pensions and contributions
• The insurance account and information
• Private old-age provision in the form of a Riester pension
• Private pension provision in the form of the Rürup pension
• Company pension scheme
• Basic income support in old age and in the event of reduced earning capacity
• Buy at Amazon

Further links

We have more helpful video and book lists for you on topics that might interest you. Below are some helpful links for you.

Retirement provision

The topic of old-age provision is one of the most important issues Germans are concerned about. Already at a young age, one is made aware of the need to provide for later. But how exactly do I do that? When do I start with the old-age provision? Which mistakes should I avoid? Where can I get tips? And why do I need a pension at all? We answer all these questions and more here.

• Video tips on the subject of old-age provision
• Book recommendations on the subject of old-age provision

Tax return

Why, why, why are tax returns so important? Not only professionals, but also students or pensioners can benefit from a tax return. If you have never deducted anything from your taxes and have no previous knowledge, you can get super informed in our tax return guide. We show you tips and tricks on how to avoid mistakes and provide you with tutorials that will help you with your first or next tax return. If you want to know even more, then we have a great article on the tax basics: income, sales & Co.

• Video tips on the subject of tax returns
• Book recommendations on the subject of tax returns

Buying real estate

With our book and video list on buying real estate, you can’t go wrong with your next real estate purchase. Our book tips cover all topics from the right inspection to the closing and the possible resale. What do you have to pay attention to? How do you finance your purchase? How do you evaluate a property? And how do you conclude the contract? You will find the answers here.

• Video tips on buying real estate
• Book recommendations on the subject of buying real estate

Advisor Wealth Accumulation XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? Whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the subject of asset building. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

• Book and Video Tips: Wealth Building XXL