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	<title>Site plan | FIV | Magazine</title>
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		<title>Documents for the bank: financing your first property</title>
		<link>https://fivmagazine.com/documents-for-the-bank-financing-your-first-property/</link>
		
		<dc:creator><![CDATA[Elisa]]></dc:creator>
		<pubDate>Mon, 10 Jan 2022 10:19:26 +0000</pubDate>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Data]]></category>
		<category><![CDATA[Documents]]></category>
		<category><![CDATA[Floor plan]]></category>
		<category><![CDATA[Funding]]></category>
		<category><![CDATA[Huis]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Lijst]]></category>
		<category><![CDATA[Owners' association]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Site plan]]></category>
		<guid isPermaLink="false">https://fivmagazine.de/documents-for-the-bank-financing-your-first-property/</guid>

					<description><![CDATA[Documents for the bank &#8211; You have found the perfect apartment? Great, now it&#8217;s down to the nitty-gritty &#8211; the financing, with the self-disclosure and all documents for the bank. Here, the completeness, neatness and seriousness is particularly important. What else you need for your financing and what you should pay attention to, you can [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Documents for the bank &#8211; You have found the perfect apartment? Great, now it&#8217;s down to the nitty-gritty &#8211; the financing, with the <a href="https://fivmagazine.com/self-disclosure-for-the-bank-buying-a-house-apartment-sparkasse-volksbank-co/" data-type="post" data-origin="de" data-origin-url="/?p=132851" data-id="136421">self-disclosure</a> and all documents for the bank. Here, the completeness, neatness and seriousness is particularly important. What else you need for your financing and what you should pay attention to, you can find out here!</p>
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<h2>Portfolio of your financing: folder for the bank</h2>
<p>Banks receive financing requests for real estate on a daily basis. To ensure that your request goes through as quickly and smoothly as possible, you should make sure that your documents are in order. For this purpose, we recommend two folders that you can hand over to the bank.</p>
<p>Folder for the Bak:</p>
<ol>
<li>Folder: Credit rating</li>
<li>Folder: Object</li>
</ol>
<h2>Object folder: summary of the data</h2>
<p>We have listed everything you need for your object folder so that you are guaranteed not to forget anything.</p>
<h3>General data: Exposé and photos of your object</h3>
<p>First of all, there should be a synopsis or a fact sheet in your folder, on which all basic data of the object are noted. In addition, the bank should get a visual impression of your building or your apartment, whereby the submission of photos is very important.</p>
<p>What you need first:</p>
<ul>
<li>Real Estate Exposé/ Fact Sheet</li>
<li>Photos of the apartment / building</li>
</ul>
<h3>More specifics: Parcel map, floor plans &#038; insurance</h3>
<p>In addition to the general facts about your dream property, you should have the site plan, the floor plan and the cadastral map ready. On the cadastral map you will find official key figures, which are defined in a limited accessible register (real estate cadastre). Furthermore, you need an excerpt from the land register , which determines the respective ownership and living conditions. Other important documents are the building insurance and the energy certificate. If you buy your property as an investment, you should include the lease agreement.</p>
<p>Other documents you will need are:</p>
<ul>
<li>Parcel map and site plan</li>
<li>Floor plans</li>
<li>Living space calculation</li>
<li>Land register excerpt</li>
<li>Building insurance</li>
<li>Energy certificate</li>
<li>Rental agreement</li>
</ul>
<h3>Condominium case: details of the entire property</h3>
<p>When you buy a condominium, you are automatically part of a community of owners and therefore have to attach other plans to the entire property. This includes the declaration of division, which contains the agreements between all owners, as well as other plans of the building. In addition, the minutes of the last owners&#8217; meetings are an important part.</p>
<p>Documents in the case of a condominium:</p>
<ul>
<li>Declaration of division &#8211; with certificate of seclusion</li>
<li>Collection of resolutions &#8211; last 3 owners&#8217; meetings</li>
<li>WEG manager contract</li>
<li>House service charge statement</li>
<li>Property tax notice</li>
</ul>
<h3>Last document: The draft purchase agreement</h3>
<p>Last but not least, the bank will be happy if you already have a draft of your purchase contract. If this exists, you add it as the last document in your real estate portfolio.</p>
<ul>
<li>Draft of the contract of sale</li>
</ul>
<h2>The next step: contract of sale of your apartment</h2>
<p>Your dream property has been found! After a detailed <a href="https://fivmagazine.com/a-b-c-location-basic-locations-location-types-co-the-comparison/" data-type="post" data-origin="de" data-origin-url="/?p=139539" data-id="153177">assessment of the location</a>, a <a href="https://fivmagazine.com/commercial-audit-recognizing-and-evaluating-criteria-of-a-property/" data-type="post" data-id="153033">commercial check</a> and a <hiddenlink href="https://fivmagazine.de/technische-pruefung-immobilien-bewerten-leicht-gemacht-checkliste/" data-type="post" data-origin="de" data-origin-url="/?p=148596">technical check</hiddenlink>, you can now draw up the draft purchase contract for the notary appointment and to complete your <a href="https://fivmagazine.com/documents-for-the-bank-financing-your-first-property/" data-type="post" data-id="152861">bank documents</a>. But what does such a purchase contract actually consist of? You can learn everything you need to know to draw up the purchase contract for your first <a href="https://fivmagazine.com/buy-your-own-apartment-procedure-costs-advantages-disadvantages/" data-type="post" data-origin="de" data-origin-url="/?p=50390" data-id="54131">own apartment</a> here.</p>
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		<title>Lanterna holidays: Luxury in Croatia &#8211; Camping Resort, Site plan &#038; Info</title>
		<link>https://fivmagazine.com/lanterna-holidays-luxury-croatia-camping-resort-site-plan-info/</link>
		
		<dc:creator><![CDATA[Lisa-Marie]]></dc:creator>
		<pubDate>Mon, 20 Apr 2020 05:00:48 +0000</pubDate>
				<category><![CDATA[camping]]></category>
		<category><![CDATA[Croatia]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Campsite]]></category>
		<category><![CDATA[Old Town]]></category>
		<category><![CDATA[Site plan]]></category>
		<category><![CDATA[Vacancy]]></category>
		<guid isPermaLink="false">https://fivmagazine.com/?p=72478</guid>

					<description><![CDATA[Lanterna &#8211; Sun, sea, camping and pure relaxation! The travel season is just around the corner and numerous tourists are attracted to the most beautiful corners of the world. Are you also longing for a break from everyday life, pure relaxation, adventure and interesting culture? Then the small village of Lanterna on the coast of [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Lanterna &#8211; Sun, sea, camping and pure relaxation! The travel season is just around the corner and numerous tourists are attracted to the most beautiful corners of the world. Are you also longing for a break from everyday life, pure relaxation, adventure and interesting culture? Then the small village of Lanterna on the coast of Croatia is the right place for you. Here you can enjoy the picturesque landscapes and enjoy your holiday to the full in bright weather, fun and good spirits.</p>

<h2>Camping: Adventure, Resort &amp; Site plan &#8211; Luxury in Croatia</h2>
<p>Nature, camping, resort and adventure. Where is the best place to start? In this natural paradise, both young and old get their money&#8217;s worth, which is why Lanterna is particularly suitable for a family holiday. Apart from idyllic nature, this rather unknown holiday destination has much more to offer. Here are my tips for your Lanterna holiday!</p>
<h3>Holiday secret tip: The sunny Lanterna (Croatia)</h3>
<p>Whether you want to relax at the beach, swim in the crystal clear sea, go for a walk on the natural hiking trails or go on a city tour with Croatian flair &#8211; in sunny Lanterna you will never get bored, so that you will have an adventurous and eventful holiday where you can really switch off and relax. We have written down here what you need to know about this secret holiday tip and which are the best places to visit.</p>
<p>Lanterna offers you:</p>
<ul>
<li>Premium Camping Resort</li>
<li>Crystal clear sea</li>
<li>City tours</li>
<li>Hiking trails in the nature</li>
<li>Perfect for a family vacation</li>
</ul>
<h3>Lanterna: Map</h3>
<p><iframe style="border: 0;" tabindex="0" src="https://www.google.com/maps/embed?pb=!1m16!1m12!1m3!1d11224.801493345668! 2d13.589008941504184!3d45.30437785768473!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!2m1!1slanterna%20croatia!5 e0!3m2!1sde!2sde!4v1585766972745!5m2!1sde!2 sde" width="100%" height="450" frameborder="0" allowfullscreen="allowfullscreen" data-mce-fragment="1" aria-hidden="false"><span class="mce_SELRES_start" style="width: 0px; line-height: 0; overflow: hidden; display: inline-block;" data-mce-type="bookmark"> </span></iframe></p>
<h3>Camping holiday in the nature</h3>
<p>Lanterna is the number one destination for a camping holiday in nature. From small campsites to fascinating resorts, this multifaceted town has a lot to offer and, due to its picturesque and breathtaking nature, not only makes the hearts of enthusiastic campers beat faster, but also inspires a large number of tourists from all over the world. Nowadays camping is becoming more and more popular with young and old and is being chosen as a holiday option more and more often. With amazing nature you can enjoy the peace and quiet and switch off from the otherwise stressful everyday life and enjoy an unforgettable holiday of a different kind. Camping guarantees you an exciting and adventurous time, which you will not forget so quickly.</p>
<h3>Holiday on the coast of Croatia? Go camping!</h3>
<p>So if you are looking for a holiday on the coast of Croatia, you should definitely go camping to enjoy the scenic highlights and idyllic atmosphere and get the most out of your holiday. Whether you want to make bread on a stick over a campfire, watch the stars in the sky or just sit together comfortably &#8211; in the quiet nature you will have the opportunity to spend an extensive time with your loved ones. Far away from technology, internet and everyday life you can use this time optimally to exchange old stories, relax and enjoy your holiday. Most campsites are generously equipped and have a wide range of leisure activities and offers, so there is something for everyone to feel comfortable. Whether in a tent, roof tent, caravan or a camping hut is up to everyone. Either way, you can be sure of an unforgettable holiday with fairytale nature, adventure and pure relaxation during your camping holiday in Lanterna.</p>
<p>Special camping highlights:</p>
<ul>
<li>Scenic flair</li>
<li>Campfires and constellations at night</li>
<li>Rest and relaxation</li>
<li>Family-friendly leisure activities</li>
</ul>
<h3>Hotel? Holiday home? Camping is much cheaper!</h3>
<p>Camping is in itself cheaper than staying in a hotel or a holiday apartment, but at Top Campingspot Lanterna you have a range of camping options, which therefore vary in price. Depending on your budget, you can choose a more hidden, secluded campsite in the quiet countryside or, for example, the lively luxury camping resort close to the beach.</p>
<h2>Lanterna Premium Camping Resort</h2>
<p>Luxury in Croatia? This is the Lanterna Premium Camping Resort! The most famous and popular campsite in Lanterna is the four star Camping Resort. Would you like to spend a relaxing holiday in a natural environment without giving up comfortable accommodation? The Premium Luxury Resort in Croatia makes this possible! Behind the entrance thousands of square meters of sun, fun and relaxation await you.</p>
<h3>Rating and directions</h3>
<blockquote><p>4.3 stars / 3,729 ratings</p></blockquote>
<ul>
<li>Address: Lanterna Bb, 52465, Tar, Croatia</li>
<li>Telephone: +385 52 465 010</li>
</ul>
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<h3>All in one: Leisure, wellness, relaxation &amp; luxury</h3>
<p>The course extends over 3 kilometres along the Croatian sea coast and is situated between the towns of Novigrad and Poreč. The lively resort is composed of various camping areas with different types of tents from the modern camping home to exclusive glamping tents, which are also suitable for families.</p>
<p>Several theme villages await you on the site, as well as leisure activities, such as the Aquamar Lanterna Family Water Park or the Maro Club, which is particularly suitable for families with children. But also for relaxation and wellness is provided, where you can withdraw on the extensive complex and sunbathe in a quiet place, read a book or just relax a little. The spa area also provides for wellness and recreation during your holiday, where you can visit the sauna or treat yourself to a massage.</p>
<p>The campsite is also located on the beach, so that you are only a few metres away from the sound of the waves and the soft sand. You can swim in the sea, take a walk on the beach or enjoy a cocktail in your hand.</p>
<p>The popular and diversified camping resort therefore convinces with its wide range of facilities and excellent location and enables its visitors to enjoy luxurious camping in nature. This holiday combines beach holidays with nature, relaxation and adventure. It is not for nothing that every year numerous tourists of all ages come to this place to enjoy an eventful, relaxing and unforgettable holiday.</p>
<h4>Highlights of the Lanterna Premium Camping Resort:</h4>
<p>Here I have once again listed all the advantages and facilities of this first-class camping resort for you.</p>
<ul>
<li>Breathtaking coastal location: Direct access to the beach</li>
<li>Maro Premium Village: Glamping tents, children&#8217;s playgrounds, pools with splash zone</li>
<li>Glamping Village: Luxury tents with communal pool</li>
<li>Aquamar Lanterna: Family water park and outdoor pools</li>
<li>Mediterranean Spa: Wellness Oasis</li>
<li>Sports Park: Tennis, multi-purpose sports field, bowls, skate park, table tennis, mini golf</li>
<li>Sports and entertainment programmes (May to September)</li>
<li>Stay fit: Daily leisure, fitness and exercise programme</li>
<li>Music and fun: A varied evening programme</li>
<li>Dinner: First class restaurants, barbecue areas, bars on the beach and by the pool</li>
<li>For the quick hunger: Kiosks with baked goods</li>
<li>Food and fish market and 3 supermarkets</li>
<li>Pets are allowed in certain areas of the campsite</li>
</ul>
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<h3>Lanterna Premium Camping Resort: Site plan</h3>
<p>The luxury camping resort is located on the west coast on the Lanterna peninsula. It is a popular destination for nature lovers, adventurers and camping enthusiasts, as it combines action and leisure, for example in the pool or water park, with relaxation on the beach or in the wellness oasis, guaranteeing a rich and promising holiday.</p>
<p>The huge complex extends over several campsites and is surrounded by a pine and oak forest and the pebble beach, which is about 3 kilometres long. The resort has several campsites with different themes, offers and price categories and is ideal for families due to its many services and location. You can choose between the different areas Maro Premium Village, Marbello Premium Village, Happy Dog Premium Village, Mediterranean Garden Premium Village, Istrian Village, Marine Premium Village and Glamping Village, and depending on your budget and preferences you can decide which type of camping suits you best.</p>
<p>The resort is very spacious and some of you might get lost. For a first orientation I have selected the map of the camping resort for you here, so that you are already well prepared for your holiday.</p>
<ul>
<li>Luxury resort directly on the beach</li>
<li>Family-friendly facility</li>
<li>Several camping sites with themed areas (depending on budget)</li>
<li>Widespread course with a variety of offers</li>
</ul>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Camping Resort Lanterna Map 2017" width="1500" height="844" src="https://www.youtube.com/embed/MbrWf3zClpU?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h2>Poreč: Old town, cathedral &amp; grotto</h2>
<p>Apart from the popular camping resort, where you can enjoy relaxation and adventure, a trip to the popular summer swimming resort Poreč is also worthwhile during your holiday here. The historic old town is famous for its mosaics covered with precious stones and attracts many tourists because of its charming ambience. Whether art, culture or historical sights &#8211; the multifaceted coastal town is definitely worth a visit. The layout of the old town, with its ancient buildings and historic fortifications, makes it a popular destination for many tourists, so make sure you stop here for your holiday.</p>
<p>Poreč offers you:</p>
<ul>
<li>Historical old town and ancient buildings</li>
<li>Charming atmosphere</li>
<li>Art and culture</li>
<li>Interesting sights</li>
</ul>
<div class='avia-iframe-wrap'><iframe loading="lazy" title="Porec Istria in 4K" width="1500" height="844" src="https://www.youtube.com/embed/vnNRMUxUC74?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div>
<h3>Porec old town: Houses, shopping &amp; cathedral</h3>
<p>Probably the most important thing you have to see on your trip to Poreč are the alleys of the charming old town. The mediterranean houses romp around along the coast and form a colourful, vivid picture, which is always nice to look at when tourists visit. In the middle of the old town is the famous Euphrasius Basilica, which is followed by the lively 2,000 year old shopping mile. A special highlight are the nice cafés and restaurants at the harbour, which are always well visited and offer you the best insight into Croatian life. A day trip to the beautiful historic old town of Porec should be part of your holiday, not only for culture lovers.</p>
<h3>Euphrasius Basilica: Culture, art &amp; architecture</h3>
<p>A very special highlight of the historically and culturally influenced city is the Cathedral Euphrasius Basilica in the heart Porečs. It was already built in the 6th century and is still the most important and best-known attraction of the coastal city. The building is richly decorated with mosaics and combines historical architecture with contemporary art, so that both culture lovers and art enthusiasts will find what they are looking for. In 1997, the landmark was listed as a UNESCO World Heritage Site and attracts numerous visitors and tourists every year.</p>
<h3>Baredine Dripstone Cave: Fascinating shapes &amp; climbing in the grotto</h3>
<p>One last highlight in Porec worth seeing is the Baredine Grotto, which delights its visitors with five halls. It impresses with fascinating shapes and arrangements and inspires numerous tourists, for example during a guided tour. You will learn everything about the historical stalactite cave and explore an exciting world of rare grotto olmes in the approximately 300-metre-long cave. Climbing courses can also be booked to round off your excursion. The popular grotto is a special highlight, especially for families, and offers a change of pace from bathing, nature and beach holidays, so a day here should definitely be planned.</p>
<ul>
<li>300 meters long</li>
<li>Five halls for visitors</li>
<li>Fascinating forms and arrangements</li>
<li>Guided tours with information</li>
<li>Climbing courses</li>
<li>Family-friendly</li>
</ul>
<h2>Lanterna: Temperature &amp; Trend</h2>
<h3>Wetter Heute / in drei Tagen</h3>
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