Real Estate Investor | FIV | Magazine https://fivmagazine.com Sun, 15 Feb 2026 13:50:33 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.5 3 Real Estate Mistakes: Self Occupy, Negotiating Room & Viewing – Tips from the Expert https://fivmagazine.com/3-real-estate-mistakes-self-occupy-negotiating-room-viewing-tips-from-the-expert/ Thu, 12 Jan 2023 16:16:19 +0000 https://fivmagazine.de/3-real-estate-mistakes-self-occupy-negotiating-room-viewing-tips-from-the-expert/ 3 Real Estate Mistakes – In times of high inflation and rising costs, many people see real estate as a way to protect their assets and become financially independent. Bader wants to help educate potential buyers in the best way possible and reveals three investment mistakes that should be avoided at all costs. Today, we wanted to get the 3 ultimate tips for getting started in real estate! In the Short Interview, investor and founder of Immobilien-Erfahrung.de Thorsten Bader.

Don’t do this! The top 3 real estate mistakes

In our magazine, we have already given a lot of input when it comes to the first property. For example, this XL guide: Buying your first apartment or self-disclosure for the bank. But before we get started:

What do you need to pay attention to?

Checklist:

  1. Buying a property for your own use instead of as an investment
  2. Shopping without enough negotiating leeway
  3. Buy without accurate verification

Occupy property yourself – Error 1

Mistake 1: Buying a property for your own use instead of as an investment

Investors often make the mistake of using their first purchased property directly for their own use instead of treating it as an investment. When the property is owner-occupied, one loses the ability to finance through rental income. Instead, one must incur costs for management such as taxes, insurance and operating expenses, which increase by an average of 5% each year. In addition, one’s credit rating suffers because no rental income is generated. Instead, the first property should be used exclusively as an investment, with the return from the rental income used to pay off the loan and build up capital.

Too little room for negotiation – Error 2

Mistake 2: Buying without enough negotiating leeway

Another mistake is to buy a property without enough room to negotiate. The price of a property is usually negotiable, but investors should have enough leeway to negotiate with the seller and get the best price. It is also important to keep a sufficient reserve for unforeseen costs.

Buying without accurate check – error

Mistake 3: Buying without accurate verification

A third and most important problem with buying a property is purchasing it without a thorough inspection. It is important to check the property thoroughly before making a purchase decision.

Thorsten Bader

Interview with Thorsten Bader

Thorsten Bader, an experienced real estate expert, has built up the online portal “Immobilien-Erfahrung.de” together with his team in order to provide interested parties with comprehensive knowledge and tips on buying and financing real estate.

More expert tips (free of charge) can be found here:

]]> Crowdinvesting real estate: Invest in real estate with little money! Basics https://fivmagazine.com/crowdinvesting-real-estate-invest-in-real-estate-with-little-money-basics/ Thu, 30 Dec 2021 11:44:37 +0000 https://fivmagazine.de/crowdinvesting-real-estate-invest-in-real-estate-with-little-money-basics/ Crowdinvestment real estate – In a real estate to invest, is not always completely simple, particularly, if one stands straight before the purchase of the first dwelling. Not everyone has the necessary equity or a regular income to show, which one must show for a real estate financing. The so-called Crowdinvesting offers here a good alternative, in order to be able to invest nevertheless into a real estate as capital investment for the age precaution. What exactly crowdinvesting is and how it works, you can find out here.

Crowdinvesting: basics and rental yields

Invest in real estate instead of the next sneaker? Sounds strange, but that’s no longer a problem with crowdinvesting. Crowdinvestment means as much as real estate investment for everyone. But what exactly is crowdinvesting?

Here in short, before we go into details, the most important summarized on the subject of crowdinvestment:

  • Many shares of a property divided to private individuals
  • Only a small outlay of equity
  • Loan is not paid to developer, but only participation in property

What does crowdinvestment mean exactly?

Crowdinvestments are very similar to a corporation that sells many company shares to private individuals and institutions in order to obtain the necessary financing for the company’s growth. So too, with crowdinvestments, individual shares of a property are sold to private investors. The advantage? You can invest in such real estate even with a small amount of equity and thus secure your pension.

  • Comparison: stock corporation
  • Many shares of a property divided to private individuals
  • Only a small outlay of equity

How does crowdinvestment work in the first place?

Let’s stay with the example of the stock corporation. When a property is newly built or renovated, it is published on a special crowdinvestment platform. This is responsible for the distribution of the real estate shares to capital investors. Through the platforms, the owners are considerably relieved.

Differences from a normal investment:

  • No targeted partners for financing, but division of the property by platform
  • Loan is not paid to developer, but only participation in property
  • Share is not used for personal use, one obtains the part of a yield

How do I find profitable real estate?

In order to know which property is worth investing in, one should know what the return on investment of the respective property is. Here you can use a simple formula to calculate this.

Formula Rental Yield:

Annual rent / investment x 100 = rental yield

If you want to know even more about rental yield, read our article Rental yield and purchase price factor here.

Financing real estate yourself? Equity

When you’re young, you often don’t have the equity directly available to invest in a property. Thus, equity probably plays the biggest role in real estate purchases for first-time investors. Many ask themselves the question, how much equity do you need at all for a regular property?

Equity depending on the situation

The answer is always related to the location of the property. If your property is in an A location such as Munich, Cologne or Hamburg, it is unaffordable for most people. In a B – location or good C- location, however, the prices fall. Depending on the micro-location, prices can also vary depending on how far into the city center you want to live.

  • A- location (big city) extremely expensive
  • B- location and good C- location moderate prices
  • Microlocation is crucial

Equity investment depending on financing

No matter what the final purchase price of a property, the bank usually always requires an equity contribution of 15%, especially for first-time investors. In addition, one must always reckon with the addition of the ancillary purchase costs, brokerage costs (if commissioned) and the land transfer tax.

  • 15% equity investment

Real estate as an investment: Provision for old age

Our pension is getting smaller and smaller and our money in the bank is subject to inflation in any case. So we are left with real estate as a good way to invest our money, as it neither loses its value due to inflation nor is it always in demand. Moreover, after a few years we benefit from the increase in value of the property.

The great advantage of a property as an investment is that it is rented out, unless you want to buy your property for your own use. The income from the rent generates a constant cash flow, with which the property and all costs incurred can be covered. By earning a high return at best, you build wealth on top of that. In addition, real estate always remains fairly constant on the market, which means that you minimize risk when you buy.

  • Real estate is stable in value
  • Real estate offers inflation protection
  • Real estate provides constant cash flow
  • Asset building

Crowdinvesting: Videos

To better illustrate crowdfunding, we have two videos here for you to illustrate the point.

What is crowdinvesting?

Here, crowdinvesting is explained to you with the help of graphics and drawings.

]]> Successful Investing Videos: Explanation, Strategies, Tips & Tricks for Beginners https://fivmagazine.com/successful-investing-videos-explanation-strategies-tips-tricks-for-beginners/ Sat, 10 Oct 2020 05:00:48 +0000 https://fivmagazine.com/successful-investing-videos-explanation-strategies-tips-tricks-for-beginners/ Successful investing is a dream of many people. But unfortunately, it is not as easy as it seems. How can you start as a beginner in the investment industry? What do you have to consider and which mistakes should you try to avoid? What is worth investing in? And what does the term “investment” mean anyway? We enlighten you! If you are interested in the topic of successful investing, then perhaps the topic of finance is also relevant for you.

Investment statement

The term investment refers to the use of financial resources to increase private or commercial wealth through income. Investment involves the use of financial resources to acquire cash and tangible assets. Investment is usually divided into tangible assets, intangible assets (licenses, rights) and financial assets, depending on the subject. However, a distinction can also be made according to purpose. In this way, a distinction can be made between start-up and replacement investments. On the other hand, divestment means the release of funds from the return of securities or the sale of real estate, factories and equipment.

Learn more about investment strategies, common mistakes as well as the most popular investment hype and tips & tricks on how to get rich quick.

Tip! Overview Wealth Building XXL – Book, Video, Tips & Tricks

If you want to build up private wealth and create financial reserves, there are a few things you should keep in mind. In addition to the tips you get in this article, you might also be interested in our extensive overview page. There you will find an overview of articles, as well as book and video tips with successful and helpful books and videos on the subject of wealth accumulation – including tips and tricks from professionals and experts.

Buy and sell (external & free of charge)

Learn from the experts. You can find many, many more guide articles for free at Lukinski. Here you can learn everything you need to know about buying real estate for free. Start in general with buying real estate, go over your specific type of real estate, from apartment, to house, apartment building to buying land. Also important, everything about the purchase contract (who pays the costs?), ancillary purchase costs and saving taxes with real estate. through legal forms such as a real estate GmbH or family foundation.

However, Luxury Realtors also write new articles on selling property every week. With more specific advice pages on selling a house, selling an apartment, and multi-family house and land.

12 Tips for Successful Investing

Are you interested in investing? Then you’ll love these 12 tips!

Becoming a billionaire with an investment strategy

Florian Homm, Germany’s best-known ex-hedge fund manager – once a dollar billionaire enlightens. After Florian has helped the richest over several decades to increase their money and could look deep behind the scenes of the financial industry, it is now his mission to share this knowledge with the entire population.

Invest, Make Money & Get Rich

There are professions where you earn an extreme amount of money .But what are the skills that fund managers, investment bankers and the like bring to the table that other people don’t have and that make them filthy rich? What can a real dealmaker do that others can’t? Gerald Hörhan speaks from over 20 years of experience as an investment banker about what qualities you need to become extremely successful and wealthy.

Investing for beginners

Investing your money the right way is extremely difficult, especially as a beginner with all the options available these days… Real estate, cryptocurrencies, gold stocks, ETFs and much more are available to choose from and it’s easy to lose track, which in the worst case leads to doing nothing with your money or spending it on crap. So let’s take a look at how anyone can get started investing as a beginner.

Tips for Successful Investing

for beginners it is very important to understand that there is no panacea – in good times you can hardly save yourself from advice, but when prices fall or the economy cools down, constructive suggestions are rather scarce. Besides, investing also takes time and the “overnight to millionaire” story may sound tempting, but it has little to do with reality. So if you want to get rich quickly with little money without doing anything, you should prefer lotto or other gambling. All others have to be prepared for some work. Here we show you interesting tips & tricks on how you can successfuly enter the investment business as a beginner.

Waren Buffett: Tips for investing

Investment expert Warren Buffett gives a lot of advice on investing in the following video, which is especially helpful for beginners. Take a look!

https://www.youtube.com/watch?v=yRr0_gJ-3mI

Investment error

Successful investing is easy? Unfortunately, there are many mistakes that especially beginners make quickly at the beginning. We tell you about all the risks in the industry and give you advice on how to avoid them.

Real Estate Investment: Biggest Mistakes & Avoidance

This video explains the 9 biggest mistakes beginners make in real estate investing. Solutions to these are also presented. It is about buying real estate with the buy&hold strategy.

Tips & Tricks to get rich

What’s the fastest way to get rich by investing? We enlighten you! In the following video you will be shown the 9 best investment insider tips.

Investment Hypes & Long Term Investments

What are the most popular investment hypes? We show you how and where you can best invest your money.

Investment Hypes: Passive Income & Tips

The following video educates you on the path to passive income and gives you five investment examples that are worthwhile.

Earlier retirement through investment

Don’t want to work all your life? We explain how you can retire at 40 without worrying about money.

Real estate – investment for earlier retirement

How can you use real estate as an investment? Here you can find out why real estate is an indispensable pension component.

Related links about the topic Investment

Have you ever wondered how to invest successfuly? What are your options, what is the best way to invest and what are the tips for successful investing? You can find out all this in our other video recommendations!

Finances Basics

Finance is a very important topic in today’s society, and in principle every citizen comes into contact with it in one way or another. We explain the most common terms in the world of finance and give advice on loans, overnight money, shares, etc. If you want to know how investments work, what different financial products there are and which credit card is particularly recommended, you are in the right place.

  • Video Tips: Finances Basics
  • Book Recommendations: Finance Basics

Taxes real estate / home

Taxes on real estate/home ownership – what tips and tricks are there to consider? Our videos show you how you can best save on the taxes that apply to real estate and how you can best reconcile real estate transfer tax and income tax.

Real estate financing

Real estate financing – You want to buy a property, but do not know how you can finance your dream? Terms like loan, interest, credit, repayment or building society contract only raise more questions for you? Here you will find all the important information on the subject of real estate financing: from financing with equity to financing without equity to applying for a loan, we cover all the important topics!

Advisor Wealth Accumulation XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? Whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the topic of wealth accumulation. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

]]> Real Estate Make Money Book Tips: Capital Investment, Real Estate Investor & Co. https://fivmagazine.com/real-estate-make-money-book-tips-capital-investment-real-estate-investor-co/ Thu, 01 Oct 2020 15:00:20 +0000 https://fivmagazine.com/real-estate-make-money-book-tips-capital-investment-real-estate-investor-co/ Make money with real estate – Do you already have a property that you would like to make money with? Or you want to buy a property and then have it make money for you? Making money with real estate is a common and common strategy to generate income, but getting there isn’t necessarily easy. Find out what you should consider, what’s important and what mistakes you should avoid in our roundup of book recommendations with tips and tricks from experts on the topic of making money with real estate. If you are interested in the topic of making money with real estate, then perhaps the topic of buying and renting real estate is also relevant for you.

Make money in real estate: How does it work?

How you can make money with real estate is not witchcraft, it can be a variety of property types such as semi-detached, terrace apartment, maisonette apartment, half-timbered house and more. However, there are many facts and rules to consider in order to avoid common mistakes and to be as successful as possible with renting out your house or apartment or simply earning money with a property. We have compiled a list of recommended books on the subject so that you too can soon become a professional in this field!

Here’s another tip for you! Online you can find a lot of articles and tips on Lukinski.de. Here you can learn everything: from tax basics for asset accumulation, to real estate as a capital investment through renting, to saving taxes with real estate (external). Everything free of charge from the expert.

Tip! Overview Real Estate XXL

The world of real estate is complex and multifaceted. If you want to keep an overview and avoid making mistakes, you should prepare well and clarify as many open questions as possible in good time. No matter whether you want to build, buy and rent out a property or live in it yourself, or even use a property as an investment to generate passive income: The preparation is the A&O. Here you will find articles, as well as book and video tips with successful and helpful books and videos on the subject of real estate – including tips and tricks from professionals and experts.

Making money with residential real estate: Success as a private real estate investor

Rating: 4.7 / 5.o (915 ratings)

  • Real estate as an investment
  • Search for investment properties
  • Real estate valuation
  • Purchase: negotiation strategies and testing
  • Calculate cash flow & return & Excel calculation tool
  • Real estate law (basics) + in the rental of condominiums
  • Tenancy law (basic right) + Rent increases
  • Buy at Amazon

Buy real estate, rent it out and earn money

Rating: 4.5 / 5.0 (147 ratings)

  • 8 % return on real estate possible, if well managed
  • If you go about investing the right way, you can get an additional source of income. Also ideal as a retirement plan. Also possible: to do this professionally.
  • The demand for housing is growing and there is no end in sight. Due to the housing shortage, higher and higher yields can be achieved, especially in cities.
  • How to save on taxes by investing in real estate.
  • Buy at Amazon

SuccessRich with real estate investments

Rating: 4.4 / 5.0 (98 ratings)

  • How to find the right property: Examination of the documents, the object and the place.
  • Options for ideal financing
  • How the right calculation is
  • Tenant and property management
  • Exit Strategies

Making Money: How to generate passive income and

Enjoy financial freedom

Rating: 4.8 / 5.0 (35 ratings)

  • How to get passive income through little effort
  • Earn money easily with niches
  • Investment methods and increase money
  • Online trading and how to invest correctly in real estate
  • Buy at Amazon

The basics of real estate investment

Rating: 4.1 / 5.0 (116 ratings)

  • Build your own wealth
  • Here you can find out why some properties can be profitable
  • Why you can buy real estate with your later retirement in mind.
  • Here you will be told that not only people in the field, but anyone can learn how to invest in real estate.
  • Buy at Amazon

The 1×1 of the real estate millionaire

Rating: 4.3 / 5.0 (257 ratings)

  • How to build wealth with real estate + how to get over 30% in equity returns.
  • Low risk but high returns, how?
  • Choosing the right property and then how to find it
  • Real estate financing and possible mistakes to avoid
  • Selection of the future tenant
  • Dealing with brokers and sellers
  • Buy at Amazon

Related links about the topic Real estate

You want to become an absolute connoisseur in the field of real estate and are now really curious about the possibilities and what is actually feasible when it comes to real estate? Then take a look at our other book tips on topics such as real estate financing, renting property and much more!

Let property

Renting out property – Are you looking for a sensible investment or just a way to generate extra income without having to do too much? Renting out property is a great way to provide for your retirement and stop worrying financially. There is a lot of money to be made in real estate – how it all works is explained in the following books so you don’t make any mistakes!

Real estate financing

Real estate financing – You want to buy a property, but do not know how you can finance your dream? Terms like loan, interest, credit, repayment or building society contract only raise more questions for you? Here you will find all the important information on the subject of real estate financing: from financing with equity to financing without equity to applying for a loan, we cover all the important topics!

Overview real estate XXL: Investment, broker, renting & Co.

Here you get back to the overview of book and video recommendations on the subject of real estate in Germany. Investment cases, capital investment, passive income, house or apartment buy and rent and much more is explained to you here by experts and understandable. In this XXL guide you will find information and articles on the most diverse questions on the subject of real estate.

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