What exactly are business expenses?

The income tax law regulates in § 4 quite clearly what is meant by the term business expenses: It is all expenses that are necessary to make your business functional and to keep it. In other words, all purchases and expenses that are caused by your entrepreneurial activities and without which you would not be able to run your business. You can enter these necessary expenses in your tax return, they reduce your profit and therefore your tax burden. However, tax law does not accept all business expenses equally, immediately or even in full.

What types of business expenses are distinguished?

The legislature has sorted all conceivable business expenses into four different categories which are mandatory and decide the respective tax reduction status. These are as follows:

Anticipated operating expenses

The most important rule for all solo self-employed people: Carefully collect all receipts – and start doing so before you even get started with your business. All costs incurred in the preparation phase, i.e. before you are officially registered, can be claimed later as anticipated business expenses. This includes, for example, travel and financing costs, expenses for seminars and the like.

Immediately deductible business expenses

This drawer includes all the bills you need to pay in order to run your business at all. Classically, these include:

• Occupancy costs (rent, electricity, water and heating, cleaning and maintenance),
• Telephone, fax, Internet connection,
• Office supplies (paper, postage, pens) and office equipment (printer, copier, scanner),
• Insurance and car expenses, costs of travel by public transport,
• Training costs,
• Bank Charges.

The acquisition of an asset, such as a company car, is an immediately deductible business expense, but the costs are split over the expected useful life. Here, the so-called depreciation for wear and tear (Afa) applies.

Limited deductible business expenses

Not all costs that you incur in principle but not exclusively in connection with your business are recognised by the legislator as tax-reducing. This is especially true if there is no clear dividing line between private living and business. Thus, in the case of a study in one’s own living quarters, small details often make the difference. The same applies, for example, to the cost of meals while travelling (additional expense) or the expenses for coffee and biscuits that you offer your business partner.

Non-deductible operating expenses

Anything under this heading doesn’t reduce your tax payment. The catalogue is long, here are the most important points:

• Gifts over 35 euros (if 35.01 euros is on the invoice, the whole amount is void!),
• Travel expenses between home and work,
• Entertainment expenses “for business reasons” are accepted at 70 percent, the remaining 30 percent are not,
• Penalties and warnings, reminder fees or interest for evasion.

How can I deduct my business expenses from my taxes?

You simply enter your business expenses in your tax return. They reduce your profit and thus your tax liability. But be careful: In order for the tax office to recognize your costs, you have to prove them meticulously. You should therefore always and consistently keep all receipts and sort them regularly. If you lose an invoice or receipt, the tax officials can estimate the item or cancel it altogether – both are usually bad for you.

If you deliberately or even accidentally declare private expenses as business expenses, then you risk not only a “hefty” penalty payment in the event of a tax audit, you can also rely on the fact that the tax officials will henceforth keep a particularly critical eye on your tax return.

Who can claim business expenses as a lump sum?

Some self-employed people are granted the right by law to have their business expenses credited at a flat rate. These include:

• Childminders (flat rate 300 euros per month),
• Self-employed midwives (25 percent, maximum 1,535 euros per year),
• Freelance journalists and writers (30 percent, maximum 2,455 euros per year).

Members of these professions can, of course, still choose to itemise their business expenses if this is more favourable to them.

Bottom line: how can you lower your tax burden?

All costs and expenses that you incur in direct or indirect connection with your business are part of your business expenses. You should keep all receipts and invoices carefully and sort them regularly so that you can enter these expenses correctly in your tax return. There, they will then reduce your profit and thus reduce your tax liability. With smart accounting software, this is all a little easier to do. You can claim even the smallest amounts, because the proverbial little things save taxes. Just don’t forget to always separate private and business expenses – the tax office reacts very sensitively to such “inaccuracies”.

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The ultimate advisor for passive income from residential real estate.

• With a real estate yields of up to 8 % are possible (if the investor manages cleverly).
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The ultimate tax guide for private investments in residential real estate. Secure maximum tax advantages through superior knowledge!

• Maximum recognition of income-related expenses
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A real estate millionaire in five years without start-up capital

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The ultimate guide to entrepreneur basics, investing, equity and managing money.

• 43 timeless laws of success, with which you become financially, professionally and privately more successful and achieve your goals.
• Precise step-by-step guidance to financial freedom so you can avoid frustrating mistakes while following your passion.
• In total, the book contains 668 Learnings that specifically help you enjoy a happier and more fulfilling life
• Proven strategies, tools and techniques to help you build passive income and a fortune (with real estate), even without any start-up capital.
• The secrets of rich, happy and successful people, presented in such an inspiring and practical way that you will be able to put them into practice even without any previous knowledge.
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The 1×1 of the real estate millionaire: your precise guide to investing

Rating: 4.3 / 5.0 (257 ratings)

• The ultimate guide on how to become a millionaire in real estate.
• How do I build wealth with real estate and generate equity returns of over 30%?
• How to achieve high returns with very little risk?
• How do I choose the right object and how do I find it?
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How to successfuly invest & get drastically closer to financial freedom.

Rating: 4.6 / 5.0 (110 ratings)

The ultimate guide on how you can successfuly invest as a beginner or advanced investor to get closer to financial freedom.

• Learn to master passive investing and make high profits!
• You will achieve strong returns with the lowest possible risk and the highest security!
• You learn to be an investor and finally walk the path to financial freedom.
• You will learn everything about passive investing and will no longer be afraid of retirement!
• You develop a successful mindset and understand the difference between stocks, ETFs and funds.
• You’ll really get started with the detailed step-by-step instructions!
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Understanding finance: 100 graphics from Finanztest – Investment, law, finance

Ratings: 4.8 / 5.0 (15 ratings)

The ultimate guide to the visual explanation of all things financial.

• Immediately see what matters in everyday finance: With the 100 best infographics from Finanztest, complex relationships around money and finance can be easily understood.
• When does the airline have to pay for flight delays?
• How does crowdfunding work?
• Under what conditions can I retire earlier?
• Who inherits according to intestate succession?
• Any number of financial questions that you encounter in everyday life, from retirement planning to investments and taxes to supplementary insurance are explained here in a visually appealing way.
• In this way, the dry subject matter comes to life and you quickly see what is important in the respective topic.
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Investment strategy, tax strategy & tax-optimised choice of legal form

Rating: 4.8 / 5.0 (72 ratings)

The Secret to Rising from Middle Class to Millionaire – The ultimate guide to becoming successful through investing.

• Many middle class people fail to make it to millionaire status only because they lack the critical information to reduce their tax burden and build wealth through smart investments.
• This is particularly true for highly qualified workers and smaller medium-sized entrepreneurs.
• To achieve financial freedom and economic independence, the accumulation of greater wealth is essential.
• To this end, three crucial building blocks need to be adressed:
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  • Intelligent investment of capital to generate passive income
  • Limitation of the tax burden

• This guidebook provides the critical knowledge needed to create a sophisticated investment and tax strategy that anyone can implement, paving the way to financial freedom and independence.
• A self-made millionaire and best-selling author, Goldwein is a trained lawyer specializing in real estate and tax law.
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Ratings: 4.6 / 5.0 (61 ratings)

Old-age provision – a topic that is often suppressed but is nevertheless important. How long will I have to work? And will I be sufficiently provided for? These are questions that everyone has to deal with sooner or later. But there is hardly any other topic where there is more confusion and uncertainty, and very few people enjoy the subject. Have you also been putting off the subject for far too long? Or do you not know whether what you have already done is really profitable? This book is simple, understandable (without jargon) and offers you a clear and quickly implementable step-by-step guide. With a lot of humor, red thread and the best practical tips, you can use the book to develop a perfect retirement plan and a solid hedging concept in just a few hours.
Dieter Homburg creates clarity in this book, adresses the important problem of old-age provision and provides the reader with practically applicable knowledge, so that he can face the banking and insurance world and its not always attractive offers in a well-informed way.

• Buy at Amazon

Immocation – The do-it-yourself pension

Ratings: 4.4 / 5.0 (277 ratings)

Savings are worth less every day, the state pension will probably remain a drop in the ocean, and the usual forms of investment are not enough to even maintain one’s standard of living in old age. We all need passive income at some point in our lives – at the latest when we can no longer work or no longer want to. This book is a step-by-step guide to buying and renting a small apartment. In such a way that it works as an optimal financial investment.
It is aimed at beginners, requires little equity and no prior knowledge.
This book is also based on the experience of working with over 10,000 customers. With our startup immocation, we support people in buying an apartment as a financial investment – with the necessary knowledge and the right tools.

• We’ll show you how buying a small apartment changed our lives.
• We teach you all the basics about how an apartment works as an investment: What advantages this form of investment offers and what is true about the typical concerns about rental nomads, expenses and financing risks.
• We describe a search profile and search procedure to find worthwhile and future-proof apartments.
• We’ll show you how to put homes through their paces, evaluate and price them.
• We will help you to convince the bank of your plans.
• We prepare you for the notary appointment and the transfer of ownership.
• Buy at Amazon

Pensions explained simply: For successful retirement planning

Ratings: 4.6 / 5.0 (26 ratings)

You don’t want to be subject to old-age poverty later on? You want to get an insight into the topic of old-age provision with possible solutions? With a reading time of just under an hour, you will receive the most important information to take your old-age provision into your own hands. I would be pleased if you also start to deal with this important topic. Gladly also with the help of this guide.

• Buy at Amazon

The pension is safe: This is how safe our retirement provision really is!

Ratings: 4.8 / 5.0 (14 ratings)

Have you often wondered how much your pension will pay in the future and whether you will be able to make ends meet? Will the pension be enough? And is the pension really secure? Or do you have to make your own provisions, and if so, which ones and how much?
The legal situation and the possibilities for retirement are not easy to understand and it is not really made public how the actual state of affairs is. Especially on the subject of pensions and retirement planning there are many smoke candles and the uncertainty of the people is palpable. This book should bring you the necessary enlightenment on the subject of pensions and retirement planning and show you your own way to a sufficient pension.

• Is the pension really safe?
• What about the pension funds?
• How much will your personal pension be in old age?
• What are the differences between pension and annuity?
• What’s the best way to provide for your old age?
• What additional options are there for topping up the pension?
• When can you retire?
• What is the tax position on pensions?
• Buy at Amazon

Financial independence for women

Ratings: 4.2 / 5.0 (43 ratings)

Many women today are financially on their own feet. But there are still those who rely on a “provider” and trust that the great love will last. But after a separation, women who have given up their jobs for the family often lose their financial basis. In the long run, they are even threatened with old-age poverty.
Helma Sick and Renate Schmidt call on women to recognize the need for their financial independence and to act accordingly. In this updated edition, they show what politics and business – and women themselves – need to change to enable them to better reconcile family and career.

• Buy at Amazon

Understanding Retirement Planning, Stocks & ETFs

Ratings: 5.0 / 5.0 (5 ratings)

We hear it everywhere: our pension will not be sufficient if we do not make private provision. But how should we make provisions so that we can really enjoy our pension? Can we trust the banks and other financial advisors with their opaque financial products? Or are there simpler, cheaper and better solutions? So you’ll be able to take care of your own retirement planning with ease. Among other things, you will learn how to invest in a wide range of companies. This way you minimize your risk and maximize your return. You can achieve this even with small monthly amounts of money. It will be shown what high returns companies have generated in the last (up to 100 years) and how you can participate in these companies through ETFs (exchange traded funds).

• What stocks & ETFs are and how you can build a fortune with them
• What profits are possible when you invest for the long term
• How to make your money investment without much effort
• How financial advisors work and don’t give you the best advice in the process
• Buy at Amazon

Further links

We have more helpful video and book lists for you on topics that might interest you. Below are some helpful links for you.

Tax return

Why, why, why are tax returns so important? Not only professionals, but also students or pensioners can benefit from a tax return. If you have never deducted anything from your taxes and have no previous knowledge, you can get super informed in our tax return guide. We show you tips and tricks on how to avoid mistakes and provide you with tutorials that will help you with your first or next tax return. If you want to know even more, then we have a great article on the tax basics: income, sales & Co.

• Video tips on the subject of tax returns
• Book recommendations on the subject of tax returns

Buying real estate

With our book and video list on buying real estate, you can’t go wrong with your next real estate purchase. Our book tips cover all topics from the right inspection to the closing and the possible resale. What do you have to pay attention to? How do you finance your purchase? How do you evaluate a property? And how do you conclude the contract? You will find the answers here.

• Video tips on buying real estate
• Book recommendations on the subject of buying real estate

Advisor Wealth Accumulation XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? No matter whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the subject of asset building. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

• Book and Video Tips: Wealth Building XXL

Basics Finances

Finance is the general term for finance and financial management, specifically public finance. Colloquially, it refers to the financial resources and creditworthiness of economic entities. The finances of a state are also generally referred to as the “state budget”. Records should always be kept of income and expenditure. This means that you need to constantly have an overview of finances. This task is taken over in companies and firms by the accounting department. Here you can find our top book recommendations on the topic of finance!

Tip! Overview Wealth Building XXL – Book, Video, Tips & Tricks

If you want to build up private wealth and create financial reserves, there are a few things you should keep in mind. In addition to the tips you get in this article, you might also be interested in our extensive overview page. There you will find an overview of articles, as well as book and video tips with successful and helpful books and videos on the subject of wealth accumulation – including tips and tricks from professionals and experts.

• Book & Video Tips Overview: Wealth Creation XXL

Shares for beginners: The 1×1 of investing in shares & ETFs

Rating: 4.1 / 5.0 (683 ratings)

The ultimate guide to saving money and earning a passive income.

• What type of investor are you? Security-oriented, risk-conscious or speculative?
• What does volatility mean?
• What is meant by emerging markets (EM)?
• Which are the most important indices?
• What are ETF’s and how can you buy them easily?
• What is the difference between shares and funds?
• Which procedure is recommended when buying a share?
• Which fundamental analyses can be applied?
• What influence do central banks have on the stock market?
• What are the investment strategies?
• What is the bull and bear market and how can you take advantage of it?
• And much more…
• Buy from Amazon.

“Are you paying too much?”: Money Expert on Finances

Rating: 4.9 / 5.0 (107 ratings)

The ultimate guide on how to save money efficiently.

• Free Electronics: How to outfit your household with quality tech and consumer electronics without paying a dime.
• Saving money in everyday life: How to pay significantly less for groceries and drugstore goods and still eat healthy, varied and delicious food!
• How families with kids get the most out of your budget
• Clothes make the man, but a neat and modern outfit doesn’t have to cost you a fortune. The author explains the clever tricks on the net and in stationary trade.
• Do you know the cost traps that are tearing a hole in your wallet? Decode them with the instructions in the book unnecessary liabilities such as subscriptions and contracts.
• Extreme insider savings tips from debt counseling: how to successfuly lower rent, energy and telecom costs!
• Do you know how you can get the perfect purchase model for a prestigious vehicle and make a big profit at the same time? But that’s not all: also find out how you can reduce costs around the vehicle and refuelling!
• New York, Rio, Tokyo? Follow the advice in the book and you’ll not only be able to go on holiday regularly, but you’ll also finally be able to afford long-distance travel as you wish!
• After reading this book, you will know exactly in which areas you have savings potential. The author does not leave you alone with the next step and explains you as an experienced banker, how you can organize finances, savings products and taxes perfectly!
• Buy from Amazon.

The path to financial freedom: The first million

Rating: 4.5 / 5.0 (835 ratings)

The ultimate guide on how to create your path to financial freedom.

• Learn how to quickly get rid of your debts
• How to save properly and build a fortune in the process
• Surprising methods you can use to instantly increase your income
• Insider knowledge about investments that no bank will tell you.
• Buy from Amazon.

ETFs for beginners: step by step generating long-term asset growth with ETFs and funds

Rating: 4.4 / 5.0 (95 ratings)

The ultimate guide to long-term wealth growth.

• Have you looked into the current interest rates that banks are offering on traditional financial products?
• You’ll quickly find that the products on offer these days are not attractive at all. This is probably also the reason why two camps have formed in Germany – on the one hand, Germans are spending more money today than ever before because they no longer want to invest the money, but on the other hand, there are also those investors who are looking for an alternative.
• But which alternatives are recommendable? Are there really alternatives for safety-oriented investors or are the alternative investment forms only intended for reckless and extremely risk-averse investors?
• What information can you expect to find if you choose the guide “ETFs for Beginners: Step by Step Generating Long-Term Asset Growth with ETFs and Funds”?
• You will know what so-called ETFs are, what reinvesting, open-ended or closed-end funds are, what advantages await you and what the risks are.
• The guidebook “ETFs for Beginners: Step by Step with ETFs and Funds to Generate Long-Term Capital Growth” not only deals with the sunny side of things and the possible gains; it also goes into depth and tells you whether your invested capital will actually always grow or whether deep hits are also possible.
• Buy from Amazon.

Your strategy for financial freedom

Rating: 4.4 / 5.0 (82 ratings)

The ultimate guide to financial freedom.

• Tony Robbins made history with his #1 New York Times bestseller, Money: The 7 Simple Steps to Financial Freedom.
• With “UNANGREIFBAR” he returns with a step-by-step guide that allows anyone to finally achieve financial freedom on their own.
• No matter what income, age, or life situation, in “INCREDIBLE” Tony Robbins gives readers practical tools to help anyone reach their financial goals faster.
• Tony Robbins has successfuly coached more than 50 million people from more than 50 different countries.
• For “INCREDIBLE,” he teamed up with Peter Mallouk, the only financial advisor to be voted the absolute No. 1 by Barron’s magazine for three consecutive years.
• Together they show how to become truly unassailable and remain calm and collected even in a world of uncertainty, economic volatility and unpredictable change.
• Buy from Amazon.

How to successfuly invest & get drastically closer to financial freedom.

Rating: 4.6 / 5.0 (110 ratings)

The ultimate guide on how you can successfuly invest as a beginner or advanced investor to get closer to financial freedom.

• Learn to master passive investing and make high profits!
• You will achieve strong returns with the lowest possible risk and the highest security!
• You learn to be an investor and finally walk the path to financial freedom.
• You will learn everything about passive investing and will no longer be afraid of retirement!
• You develop a successful mindset and understand the difference between stocks, ETFs and funds.
• You’ll really get started with the detailed step-by-step instructions!
• And last but not least, you’ll learn how to enjoy life while saving and approach the subject the right way.
• Buy from Amazon.

Understanding finance: 100 graphics from Finanztest – Investment, law, finance

Ratings: 4.8 / 5.0 (15 ratings)

The ultimate guide to the visual explanation of all things financial.

• Immediately see what matters in everyday finance: With the 100 best infographics from Finanztest, complex relationships around money and finance can be easily understood.
• When does the airline have to pay for flight delays?
• How does crowdfunding work?
• Under what conditions can I retire earlier?
• Who inherits according to intestate succession?
• Any number of financial questions that you encounter in everyday life, from retirement planning to investments and taxes to supplementary insurance are explained here in a visually appealing way.
• In this way, the dry subject matter comes to life and you quickly see what is important in the respective topic.
• Buy from Amazon.

How to manage your finances, finally make provisions and still live well

Rating: 4.6 / 5.0 (127 ratings)

The ultimate guide to sorting out your finances and living well.

• You’ll learn how to finally get by without an overdraft facility.
• How to plan your retirement so you can live in the South Pacific later, despite a pension hole.
• How to achieve personal savings goals like taking a big trip or owning your own property.
• How to successfuly invest your money without poring over stock quotes and financial books every day.
• Buy from Amazon.

The 3 in 1 book for beginners: understand the stock market, invest intelligently & invest money confidently

Rating: 4.9 / 5.0 (19 ratings)

The ultimate guide to everything finance.

• You learn to master passive investing and make high profits!
• You will achieve strong returns with the lowest possible risk and the highest security!
• You learn to be an investor and finally walk the path to financial freedom.
• You’ll learn everything there is to know about passive investing in stocks and ETFs, and you won’t be afraid of retirement anymore!
• You develop a successful mindset and understand the difference between stocks, ETFs and co.
• You’ll really get started with the detailed step-by-step instructions!
• And last but not least, you’ll learn how to enjoy life while saving and approach the subject the right way.
• Buy from Amazon.

Think and Grow Rich: The Unabridged and Unchanged Original Edition of Think and Grow Rich.

Rating: 4.6 / 5.0 (623 ratings)

The ultimate guide on how to become enough.

• It’s time to stop wondering what constitutes success – and start knowing.
• Over a period of more than 20 years, the very young Napoleon Hill interviewed more than 500 millionaires, among them the most powerful and influential personalities of his time such as Thomas Edison, Alexander Graham Bell, Henry Ford, John D. Rockefeller or Theodore Roosevelt. The essence of his studies is in
  in this book.
• The result is a timeless and compelling guide to personal success, in which Napoleon Hill shows how to change your life in just 13 steps – possibly the most important financial book ever written.
• Buy from Amazon.

Related links about the topic Finances

Do you want to know how to invest successfuly? What are the most popular mistakes you can make and how can you avoid them? Here you can find more book recommendations on the topic of finance, investment & stocks.

Successful investing

Successful investing is a dream of many people. But unfortunately, it is not as easy as it seems. How can you start as a beginner in the investment industry? What do you have to consider and which mistakes should you try to avoid? What is worth investing in? And what does the term “investment” mean anyway? We present you the best books on the subject of investment!

• Video Tips: Successful Investing
• Book Recommendations: Successful Investing

Rent out real estate

Renting out property is a great way to provide for your retirement and stop worrying financially. There is a lot of money to be made in real estate – how it all works is explained in the following books so you don’t make any mistakes!

• Video Tips: Rent out property
• Book recommendations: Renting a property

Wealth creation

You don’t want to slave for your money? You want to make your money work for you and finally build a fortune? We have compiled the best book tips for you, with which you can learn how to finally build wealth. If books are too cumbersome for you, you can also find a compilation of videos on the subject here.

• Video Tips: Wealth Building
• Book Recommendations: Wealth Building

Advisor Wealth Accumulation XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? No matter whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the subject of asset building. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

• Book and Video Tips: Wealth Building XXL

Taxes & Investment Income

You can find books on this topic listed here. Here is another tip for you! Online you can find a lot of articles and tips on Lukinski.de. Here you can learn everything: from tax basics to asset building, from real estate as an investment through renting to saving taxes with real estate (external). Everything free of charge from the expert.

Tip! Overview Taxes XXL

Taxes are often a vexing topic, especially in Germany. Wage tax, value added tax, real estate transfer tax and much more: it is not easy to keep track of everything. But if you’re not interested in employing a tax consultant, who can be quite expensive, you need to get to grips with the subject of taxes. We want to help you with that! Here you will find an overview of guides as well as book and video tips on the subject of taxes. Whether we introduce you to individual types of German taxes or you watch a video on the subject of tax returns, all your questions about German taxes will be answered here.

• Book & Video Tips Overview: Taxes

Find a tax consultant: near you

Are you still looking for the right tax advisor in your area? Then take a look at our lists: We have compiled the best-rated tax consultants for you for almost every city in Germany, where you should always receive good advice. You can find more information about tax advisors in your area here.

100 tax tips

“How employees and pensioners can save” is the title of this book. On average, Germans receive 250 euros per year back from the employee tax assessment. But of course only if this is actually carried out. In many cases, an even higher refund would be possible for taxpayers. Many legal possibilities of tax reduction are not taken up at all. In this case, knowledge is money.

This book goes further than tax legislation. Because the authors also exploit the findings from 2,500 judgments annually to practical tips. This book not only provides valuable help with employee assessment and income tax returns, but also shows legal structuring scope for expenses and income. In 100 short articles all important topics are treated understandably. Profitable knowledge is guaranteed!

• Support with income tax returns and employee tax assessment
• Shaping income and expenditure
• Buy at Amazon

Final withholding tax on capital gains

In particular, this book takes into account the changes introduced by the Investment Tax Act of 19.07.2016 (BGBl I 1730). Considered are individual questions on the settlement

tax and to issue tax certificates.

The descriptions of the legal situation are generally based on private investment income that accrues to a resident for tax purposes. Business income and non-residents for tax purposes are presented in sections C and D in separate chapters. For simplification purposes, church tax has been omitted from the calculation examples. Any lump-sum saver’s allowance

is considered exhausted.

• Buy at Amazon

Understanding capital gains tax and final withholding tax

Taxation of investment income in private assets is the subject of Oliver Rhodius’ book.

The work answers all important questions on the taxation of investment income in private assets. It is characterised by its high practical relevance, many case studies and a question and answer catalogue for each chapter.

• How to tax capital gains
• Case studies
• Questions and answers on the respective topic of the book chapter
• Buy at Amazon

Professional tips on the taxation of investment income

• Published: January 2016
• How to save taxes
• On Amazon: Pro tips for taxing investment income

Related links about the topic Taxes

Want to know more about taxes, stocks & finance? Then check out our other book and video recommendations that will give you more insights into the world of tax.

Taxes Basics

Doing your taxes: Do you know how? What are taxes and what are they used for? Here you can find out everything about taxes – from the basics to the different types of taxes and how to file a tax return.

• Video Tips: Tax Basics
• Book Recommendations: Tax basics

Real estate taxes

Taxes in the field of real estate and home ownership: For beginners, the tax world is already quite confusing, but to combine the whole thing with the real estate world is a whole new world. We want to make this entry easier for you with the best recommendations and tips from the pros. Our book tips will guide you through the whole world of real estate and taxes and offer help for learning the basics, guides for private investors and savings tips.

• Video Tips: Taxes real estate
• Book Recommendations: Real Estate Taxes

Tax tips & tax tricks

Tax tips and tax tricks – Almost everyone knows it, it comes the time in the year there it is called: The tax return is due. For many, this is still a vexing topic, but it doesn’t have to be! With the right tax return and the appropriate tips, you can often get a lot of money back. We have compiled the most important and exciting tips and tricks for you, so that you can also save money and look forward to the next tax assessment in the future!

• Video Tips: Tax Tips & Tax Tricks
• Book Recommendations: Tax Tips & Tax Tricks

Back to overview Taxes XXL: Tax return, tips & more

Here you can return to the overview of book and video recommendations on the subject of taxes in Germany. Tax forms, tax rates, tax returns and much more will be explained to you by experts and made understandable. In this XXL guide you will find information and articles on the most diverse questions on the subject of taxes.

• Book & Video Tips Overview: Taxes

Finance: Basics & Explanation

Finance is the general term for finance and financial management, specifically public finance. Colloquially, it refers to the financial resources and creditworthiness of economic entities. The finances of a state are also generally referred to as the “state budget”. Records should always be kept of income and expenditure. This means that you need to constantly have an overview of finances. This task is taken over in companies and firms by the accounting department. In the following video you will learn everything you need to know about finances!

Tip! Overview Wealth Building XXL – Book, Video, Tips & Tricks

If you want to build up private wealth and create financial reserves, there are a few things you should keep in mind. In addition to the tips you get in this article, you might also be interested in our extensive overview page. There you will find an overview of articles, as well as book and video tips with successful and helpful books and videos on the subject of wealth accumulation – including tips and tricks from professionals and experts.

• Book & Video Tips Overview: Wealth Creation XXL

All you need to know: In 10 minutes

Finances: Importance & Know-How

Why should you concern yourself with finances? In this video you will learn about the importance of finances in your life.

https://www.youtube.com/watch?v=ZWGxYWULMuE

Organize finances

Organising your finances is difficult for you? Don’t feel like keeping a budget book? Here you can find experiences with apps that can help you manage your finances better.

Apps & Tools for Organizing Your Finances

In the following video you will be given tips and tools on how to better organize your finances. Here you will learn 15 tips that will simplify your life.

Finances over the course of life

What finances do you encounter during the course of your life? We have the answers!

Finance: Tips & Tricks

Want to organize your finances? Then you should use money apps. These little tools are useful helpers. You can use them as a budget book. We also introduce you to trading apps. This way you can easily invest your money via your smartphone!

Finance: Mistakes & Risks

What mistakes can you make when managing your finances? Here are the most common mistakes you can make when managing your finances.

Stock Exchange & Shares

Stocks and the stock market explained for beginners! This video introduces the 2 main approaches to investing in the stock market. First, however, we explain what stocks are, how they are traded on the stock market and how a stock price is created.

Shares: Income & Wealth Creation

How much money can you earn with shares? In the following video you will learn all the important information about shares.

Related links about the topic Finances

Do you want to know how to invest successfuly? What are the most popular mistakes you can make and how can you avoid them? Here you can find more video recommendations on the topic of finance, investment & stocks.

Successful investing

Successful investing is a dream of many people. But unfortunately, it is not as easy as it seems. How can you start as a beginner in the investment industry? What do you have to consider and which mistakes should you try to avoid? What is worth investing in? And what does the term “investment” actually mean? We enlighten you!

• Video Tips: Successful Investing
• Book Recommendations: Successful Investing

Real Estate Investment

Earn money with real estate – this is a plan that some people have. What one or the other hopes for: to get extra money in old age. Thus, one gets not only the pension, but for example, even rental income. The idea behind this is that someone buys a property and then rents it out to earn money. In this article you will learn how much passive income you can expect, what different ways there are to invest in real estate and whether you can buy real estate at a young age – during your education. Furthermore, you will learn how you can invest in real estate without already having the big money.

• Video Tips: Real Estate Investment
• Book Recommendations: Real Estate Investment

Taxes real estate / home

Taxes on real estate/home ownership – what tips and tricks are there to consider? Our videos show you how you can best save on the taxes that apply to real estate and how you can best reconcile real estate transfer tax and income tax.

• Video Tips: Taxes Real Estate & Home Ownership
• Book Recommendations: Taxes Real Estate & Home Ownership

Sell property

You have invested in your own property or inherited a house and now want to sell it at a profit? But you don’t know exactly which factors, circumstances and rules to consider or which mistakes you should avoid at all costs? We have compiled the most exciting, helpful and informative videos for you to prepare you perfectly for your upcoming house sale!

• Video Tips: Sell real estate
• Book Recommendations: Selling real estate

Taxes & Investment Income

Capital gains – Some people may have heard the term before. However, there may also be people who can not yet do so much with the term. What that is exactly and what that has to do with taxes, you will learn here. Capital gains tax, tax return, dividends and interest in relation to taxes are also adressed. Also you get tips for the tax return and for more net income.

• Video Tips: Taxes & Capital Gains
• Book Recommendations: Taxes & Capital Gains

Advisor Wealth Accumulation XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? Whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the subject of asset building. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

• Book and Video Tips: Wealth Building XXL

Investment Income & Taxes

What are capital gains actually? And how do they relate to taxes? How much tax do I actually have to pay on my capital? In these videos, the term capital gains is defined for you. You will also receive useful information on topics such as capital gains tax or the taxation of interest. With tips and tricks from experts, you too can learn with the help of these videos how to save taxes and keep as much of your capital as possible.

Tip! Overview Taxes XXL

Taxes are often a vexing topic, especially in Germany. Wage tax, value added tax, real estate transfer tax and much more: it is not easy to keep track of everything. But if you’re not interested in employing a tax consultant, who can be quite expensive, you need to get to grips with the subject of taxes. We want to help you with that! Here you will find an overview of guides as well as book and video tips on the subject of taxes. Whether we introduce you to individual types of German taxes or you watch a video on the subject of tax returns, all your questions about German taxes will be answered here.

• Book & Video Tips Overview: Taxes

Find a tax consultant: near you

Are you still looking for the right tax advisor in your area? Then take a look at our lists: We have compiled the best-rated tax consultants for you for almost every city in Germany, where you should always receive good advice. You can find more information about tax advisors in your area here.

Capital gains: Definition, Explanation & Tips

Before you get to know and understand the capital gains tax, you should know what exactly capital gains actually are. In these videos, both technical terms will be explained to you comprehensively, so that you soon have the overview and no longer pay unnecessary taxes. Good luck and have fun learning!

Capital gains – what is meant?

In this video, an expert explains to you what capital gains actually are. With the help of this know-how, it will be easier for you to understand taxes and to have a better overview of your tax return in the future.

Capital gains tax

You can find valuable information on the subject of capital gains tax in the following video. It also talks about the final withholding tax.

A for equity gains & Z for interest – taxes

You can learn more about these topics and also about dividends in the following video.

Tips: Net & Tax Return

Also some tips are described here. So who is interested, just scroll down further.

Net: tips on how to get more of it

In the video below, you’ll find tips on the topic including social security contributions and taxes. Stay tuned for tips on how to save.

Tax return tips

Filing taxes is a costly affair for many people. However, there are also some tips to get money back. If you want to learn them, just watch the following video.

Further information on the subject of taxes

Want to know more about taxes, capital gains and finance? Then check out our other book and video recommendations on the topic of taxes. How do you file a tax return and what should you keep in mind? You can find out this and much more here!

Tax basics

Doing your taxes: Do you know how? What are taxes and what are they used for? Here you can find out everything about taxes – from the basics to the different types of taxes and how to file a tax return. If you want to know even more, then we have a great article on the tax basics: income, sales & Co.

• Video Tips: Tax Basics
• Book Recommendations: Tax basics

Tax tips & tax tricks

Tax tips and tax tricks – Almost everyone knows it, it comes the time in the year there it is called: The tax return is due. For many, this is still a vexing topic, but it doesn’t have to be! With the right tax return and the appropriate tips, you can often get a lot of money back. We have compiled the most important and exciting tips and tricks for you, so that you can also save money and look forward to the next tax assessment in the future!

• Video Tips: Tax Tips & Tax Tricks
• Book Recommendations: Tax Tips & Tax Tricks

Back to overview Taxes XXL: Tax return, tips & more

Here you can return to the overview of book and video recommendations on the subject of taxes in Germany. Tax forms, tax rates, tax returns and much more will be explained to you by experts and made understandable. In this XXL guide you will find information and articles on the most diverse questions on the subject of taxes.

• Book & Video Tips Overview: Taxes