Buy a house or rent an apartment in Halle (Saale)

A good start in the real estate world is always the purchase of the first apartment. Jens Lehmann explains in her interview with us his experience with real estate in a good D-location. The yield here depends on the type of house or apartment. For example, micro apartments have different exploitation possibilities than single-family homes. The meso location is also decisive in pricing, whether in Hausen, Bockenheim and other districts such as the Gutleutviertel or Eschersheim.

Get acquainted with Halle’s neighboring cities like Morl, Petersberg and Kabelsketa. Halle (Saale) in macro location:

Here is an overview of the city and its districts. In addition to Trotha, the districts of Ammendorf, Neustadt and Lettin are popular in Halle (Saale). Halle (Saale) in micro location:

Rent, buy, live: Your future in Halle

Are you planning to move into a house or apartment for rent in Halle (Saale)? Then you should not miss these tips for bedroom furnishing and terrace design. How do you furnish your new home?

Or is your dream your own home in Trotha, Ammendorf, Neustadt or Lettin, but you do not know how to finance it? What you should consider before buying real estate, an experienced real estate agent from Halle (Saale) will tell you later in the interview.

Many want to become financially independent through real estate, you too? – Then another strategy is the right one for you. Tips from professionals on how to achieve your individual goals are available here.

Real estate agent interview about real estate in Halle (Saale)

The first condominium or real estate as an investment? In this interview you will learn the most important tips & tricks. Buy, rent, live in Frankfurt but also tips for capital investments. We ask the questions, he provides the answers.

Immobilienagentur Lehmann: Top real estate agent team

FIV: Before we talk about Halle (Saale) and its real estate market, we want to know a little about your real estate agency. What does your agency do and what exactly do you specialize in?

Answer: We are Immobilienagentur Lehmann and deal with three pillars of the real estate business: management, leasing and sales. The focus is on the interests and the goals of the customer. In recent years we have specialized in capital investors and investors. Our job is to develop a strategy from an idea of the owner and to apply it successfuly. In the interest of the owners. In doing so, we very often also take on an advisory role and accompany the processes until the goal is reached. This part is especially fun for us and our clients, because every property and the associated development projects are always different.

Condominium: A popular capital investment

FIV: As a real estate agent in Halle (Saale), which properties do you personally prefer to broker?

Answer: We prefer to broker commercial real estate, condominiums and apartment buildings. Why? Behind all this marketing are people who invest to “create” and make a difference. These people have values and high goals. Whether it’s an early twentysomething buying their first condo or an established investor planning the next step to buy their first multi-family home, these people are highly motivated. It’s just fun to support these people and accompany them on this journey.

Increasing returns is fun

But the seller’s side is also fun. Let’s take the seller of a condominium again, for example. They had been working with us for years because we were managing the condominium. We modernized, optimized and increased the return. The goal was achieved, the strategy worked and now these apartments are being sold at a profit. It is not uncommon that you have built up a good relationship with the seller during this time and you are almost sad to sell the condominium because it and the seller have grown close to you over time and you have had a good time with them.

Kitchen of a family house in Halle (Saale):

Rather rent or buy in Halle (Saale)

Which districts have potential in the future? How are rents developing in Halle (Saale)? Location and rental price trends are important factors that influence your decision whether to rent or buy in Halle.

Living downtown vs. further south?

FIV: Neighborhoods for Singles, Families & Co. – For those who do not yet live in Halle (Saale) and want to move to Halle (Saale), which neighborhoods have a future? Where should you move to in Halle (Saale) if you want to live nicely?

Answer: I think that especially for families, but also for singles, the city center, as well as the southern and northern city center are the most beautiful. Short distances, playgrounds, good infrastructure and social activities can be found right here. We are experiencing a huge increase in students and families in the southern downtown. Both in the purchase and rental market. A lot has been done here by the city of Halle in recent years and many beautiful old buildings have been renovated by owners and ownership associations. So if you don’t want to afford the prime location Paulusviertel or Mühlwegviertel, invest or buy in the southern city center.

This is how rents are developing in Halle

FIV: Rents are a big topic, all over Germany. How has the real estate market and rental prices in Halle (Saale) developed in recent years and how will they develop in the future?

Answer: Rents will continue to rise despite the rent index. This is simply due to the high demand and the relatively low supply. Halle is not only a student city, but also well located thanks to the A14, A9 and A38 freeway connections. You can be in Leipzig in 40 minutes. Halle has a lot to offer and is constantly developing. In my opinion, the prices per square meter for both sales and rentals are below expectations.

Tip. Real estate as equity and security

FIV: In Germany, more people rent than buy. What would you recommend to a young couple or even a single person, renting or buying in Halle (Saale)?

Answer: It depends on what the couple’s life goals are. For example, we always ask our clients what the optimal state should be. What is the goal? The strategy depends on that and the path associated with it.

If, for example, the goal is to start a family and buy a house in Halle Kröllwitz or Dölau and live there with dog and children, then I would definitely recommend a rental apartment for the couple and develop a strategy to finance one, two, three or more condominiums in parallel to rent them out. These properties then serve as equity and collateral. It always depends on people’s individual goals. In principle, anything is possible if it is sensibly planned.

Old building with bay window in Haale (Saale):

Avoid first-time buyer mistakes: Buy in Hall

FIV: Anyone who rents in Halle (Saale) is relatively flexible and can move if necessary. Anyone who buys a property, whether a home or a condominium, is at least tied to the property in the long term by the loan or financing. What are typical first-time buyer mistakes from your experience as a real estate agent and how can you avoid them?

Have conscious goals for the future – Tip 1

Answer: In principle, we see most first-time buyer mistakes in the first conversation when we ask the questions “Where do you want to go? What is the goal?” many are not really aware of this and make the wrong decisions here.

There are different approaches to achieve goals.

As in the example above with our pair. Furthermore, there are some points to consider in a strategy chain. For example, if you want to buy an owner-occupied property first and then buy an income property later, this is possible, but much more difficult than the other way around. If wealth accumulation or financial independence is the goal, you have to consider different criteria than if you “only” want to finance an owner-occupied property. It all depends on the goal and then you develop the right strategy for it.

Collect real estate knowledge – Tip 2

Since real estate is not part of most people’s core business, knowledge and experience are often lacking here. What do I have to consider regarding financing with banks, how much can I afford, what purchase criteria should my property meet, when do I want to sell it again, etc.?

Allow time or hire expert – Tip 3

Another mistake is to underestimate the time involved. There are things you need to know and understand, but not implement alone. For this, you can turn to a professional who will avoid mistakes, be faster in the end and also save you money. Rather, you should continue to focus on your goal. There are many people who want to do everything themselves in order to save money. Unfortunately, we see very often that expensive mistakes are then made and the most important and expensive asset, namely time, is wasted on things that should rather have been handed over.

Real estate agent Jens Lehmann:

Preventing mistakes when buying at a glance

The tips for buying real estate for the first time in brief. In summary, you should remember the following:

• Have clear goals
• Buy investment property before owner-occupied property
• Develop suitable strategy
• Collect knowledge
• Allow time

You should also be aware of the incidental costs of buying real estate.

Incidental costs when buying real estate in Saale

FIV: The purchase price of a property is one thing, but what additional costs and taxes must buyers in Halle (Saale) expect?

Answer: To the additional costs of a real estate purchase one should include the notary (1.5%), the land transfer tax (5.0%) and optionally the brokerage (3.57%). So if you buy a property for 100T€, you should calculate around 11% with broker and 7% without broker on the purchase price. If a broker is involved in the purchase, it is right and important to claim these costs for tax purposes. Here a good tax advisor (not a tax clerk!) is needed, who is familiar with the matter.

The costs summarized

When you buy a property in Halle (Saale), these are the incidental costs of purchase that come your way:

• Notary (1.5%)
• Real estate transfer tax (5.0%)
• Brokerage fee (3.57%)

Example: Purchase price 100.000€

With a purchase price of 100.000€ you pay:

• 11% with broker
• 7% without broker

New construction unit in Halle (Saale):

Expert recommendation: Real estate as an investment

FIV: Halle (Saale) neighborhoods for real estate investment – Let’s move on to real estate as a capital investment in Halle (Saale), for those who want to buy and rent. If our*r reader*in decides for the purchase, with following letting: Which 2 districts or satellites around Halle (Saale) would you recommend to a buyer for their capital investment in Halle (Saale)? In your opinion as an expert, where do the most future opportunities lie?

Answer: Even if I repeat myself, it always depends on the goal of the capital investor. I continue to see good investment opportunities in the south downtown (the profit is made on the purchase) and also in the north downtown. Both districts serve as good investments for different pockets.

Existing real estate or new construction: investing the right way

FIV: In your opinion, what type of real estate has a future in Halle (Saale), what should one invest in? Small, large, existing, new construction?

Answer: In principle, you should have every type of real estate on the screen. All types have advantages and disadvantages and, as always, it depends on your goals. When building a new building, for example, the margin is highest if you build properly and have a good network of service providers that you already know and trust. For newcomers to real estate, existing properties are a good place to start.

Selling real estate in Halle: Hiring a real estate agent?

FIV: Finally, one more question: You mentioned the typical mistakes when buying a property. Many buy, but some also want to sell. As an experienced real estate agent in Halle (Saale), what tips can you give to those who are selling a property for the first time? What are the first steps and how do you successfuly sell a property in Halle (Saale)?

Answer: I am actually asked this very often. Anyone can sell a property. Somehow. Some do it better than others. Again, it’s a question of how involved you are and how often you will handle a sale. My own advice to anyone who wants to sell their property in the best possible way, who does not have the necessary expertise, who has no experience with authorities and notaries, and who does not have the time for marketing, is to hire a well-chosen real estate agent. As a counter-argument I sometimes hear that this is quite expensive. However, the past has shown in numerous cases that a broker can save costs, effort and a lot of trouble in the end.

Achieve a high sales price: Here’s how

In addition, sellers with brokers in most cases achieve a higher sales price and the sale is also much faster. Mind you, if you put a little time into choosing the right broker. Another mistake is getting too emotionally attached to the property and seeing a value that is not there. For some sellers, it is also the other way around and they value the property for less. That’s why a seller needs to take a hard look at value and how to calculate value, or hire someone who knows about it.

Thanks to Immobilienagentur Lehmann for the interview!

Buying your first apartment: Owner occupation or capital investment

You want to realize the dream of your first own property, but do not know where to start? Learn everything about the first home and the most important steps in our article.

• Buy first apartment

Rent, buy, live in Halle (Saale)

For the realization of their dream of the first home, whether you rent with or buy, and how to achieve the maximum return in Halle (Saale), you will learn in our article about realtors in Halle (Saale).

• Broker recommendation in Halle (Saale)

Rent, buy, live in Bochum

Real Estate Urban lead a dynamic and experienced company that specializes in brokering, selling and renting real estate in Bochum. FIV Magazine has talked to the real estate agent team from Bochum in an interview about attractive districts, financing options and the Bochum real estate market. Here you can learn everything about buying your first home, different types of houses and apartments.

Overview of Bochum and surrounding cities:

Bochum from close up:

Rent: Contract & Settlement

After the successful purchase of the property and the execution of the purchase contract, you naturally want to furnish your newly acquired property according to your individual needs. From the living room furnishings, to the garden design, nothing stands in their way of your creative imagination.

Buy: Return on investment through real estate

In our interview you will learn everything about real estate and returns in Bochum. Should you buy a property in Bochum or is it more worthwhile to buy nearby, for example in Witten or Herne?

Real estate agent interview about real estate in Bochum

The first condominium or real estate as an investment? In this interview you will learn the most important tips & tricks. Buy, rent, live in Bochum but also tips for capital investments. We ask the questions, he provides the answers.

Urban real estate: Real estate agent in Bochum

FIV: Before we talk about Bochum and its real estate market and your recommendations for tenants and buyers, we would like to know a little more about your agency Immobilien Urban. Could you briefly summarize for our readers what your agency does and what you specialize in?

Immobilien Urban: I founded Immobilien Urban GmbH almost five years ago as a young and innovative real estate agency. We have specialized in the sale of residential real estate. We would like to set ourselves apart from old-established brokers in Bochum and the surrounding area with our service and our open and communicative manner. Technical means, such as drone photography, professional object photos, visualizations of exterior and interior spaces, as well as homestaging raise the brokering to a new level. It is our claim to inspire not only the seller, but also the prospective buyer.

Buying a property: emotional decision

Despite all the possibilities offered by technology, the purchase of a future home is “fortunately” still a very emotional decision. The communication with prospective buyers and a personal inspection as well as consultation are therefore essential. Our greatest ambition is to present the property perfectly and to accompany buyers as well as sellers in the best possible way during the buying or selling process.

Hallway in a luxury property in Bochum:

Real estate mediation

FIV: As an agent in Bochum, which properties do you personally prefer to broker?

Urban Real Estate: I prefer to broker the classic single-family home. Here it is primarily about emotional decisions and not about a rational return. On the one hand, I try to pick up on the seller’s personal connection to the property and incorporate it into our exposé. It is often an emotional moment for our clients to decide to sell their home.

The only thing that helps is a close exchange of ideas and a response to the seller’s personal wishes. On the other hand, prospective buyers are in the process of fulfilling their dream of owning their own home, and it is a pleasure to be able to accompany this process in most cases. Especially the handing over of the keys and the anticipation of the buyers for the object motivate me for further tasks. I help people with an important step in their lives and this task I take very seriously with pleasure.

Districts with future opportunities: Stiepel & Altenbochum

FIV: Neighborhoods for Singles, Families & Co. – For those who don’t live in Bochum yet and want to move to Bochum, which neighborhoods have a future? Where should you move to in Bochum if you want to live nicely?

Urban real estate: Bochum is on the whole a very beautiful and green city. Often as a gray mouse in the shadow of the big ones, Essen as well as Dortmund, Bochum offers singles and families very much quality of life. The complete south over Weitmar, Altenbochum as well as Stiepel, in order to name only the largest districts, offers families short ways and a large leisure offer. As a university city, it also offers singles many small apartments in and around the city center.

Real estate agent Peter Urban:

Ehrenfeld as a popular district

Especially the Ehrenfeld district, south of the city center, has grown in recent years into a very popular hotspot for young people on the one hand, but also for wealthy families for whom the short distance to the city center is important. This continues to spread in the direction of Springerplatz. Every Friday afternoon, for example, the Moltkemarkt takes place on Springerplatz, this offers special culinary experiences from merchants from the Bochum area. Here, especially in nice weather, many families with children meet and start the weekend with pleasure.

Young people and singles of all ages then find their way to the Bermuda Triangle. There are countless restaurants and pubs there.
But Bochum also has many beautiful neighborhoods to offer for families with lower incomes. It is particularly pleasing that there are no social hotspots in Bochum. Most of the neighborhoods have a very balanced population and that is what makes Bochum so special.

Development of rental prices in Bochum

FIV: Rents are a big topic, all over Germany. How has the real estate market and rental prices in Bochum developed in recent years and how will they develop in the future?

Urban real estate: In Bochum, too, purchase prices and rents have risen sharply in recent years, to be honest. However, with the exception of a few districts, we are still far from the prices in Düsseldorf, Cologne or Münster. Bochum offers sufficient living space for families of all income levels, even if the search for a single-family home is becoming more and more of a waiting game. Due to the many former miners’ settlements, however, there are also many alternatives to new construction.

The houses are somewhat older, but have large garden plots and offer a lot of potential. The purchase prices are much more affordable than a new construction project. In the future, the market will remain tight and will depend on interest rate policies. If these remain at the current level, owning a home is a perfect alternative to renting. For an investor, the investment in multi-family housing remains a perfect alternative to a savings account.

The office of Urban Real Estate:

Rent or buy as a young couple/ single person

FIV: In Germany, more people rent than buy. What would you recommend to a young couple or even a single person, renting or buying in Bochum?

Immobilien Urban: This is not an easy question to answer, because many personal factors of the seekers play a big role here. How flexible do I want to remain, how do I envision my future. Quitting a rented apartment often doesn’t require an emotional decision, which is likely to be much more difficult with a home of one’s own. We recommend taking one step at a time. Real estate has always been a stable value investment, so we always tend to buy, but it must fit into the life situation of the seeker.

Typical mistakes when buying real estate: tips for first-time buyers

FIV: Anyone who rents in Bochum is relatively flexible and can move if necessary. Anyone who buys a property, whether a home or a condominium, is at least tied to the property in the long term by the loan or financing. What are typical first-time buyer mistakes from your experience as a real estate agent and how can you avoid them?

Immobilien Urban: Many first-time buyers are inexperienced in terms of the buying process and the liabilities that a property entails. We can only recommend to everyone to get many opinions, to compare the market and not to make any hasty actions. The purchase should be well considered and fit into the medium-term life planning. In recent years, however, a purchase has rarely turned out to be a mistake, because even if your own use is no longer an option, an apartment or even a house can be rented out well.

The long-term nature of financing a property should, of course, always be linked to life planning. If you are planning to buy or even build something, always seek advice from an external expert. Both in terms of the condition of the property, but also on the financing of the object and on tax issues.

• Get many opinions
• No rash purchases
• Linking financing to life planning
• Broker advice the be-all and end-all
• Condition check of the object
• Financing & Taxes

Incidental expenses and taxes of a real estate

FIV: The purchase price of a property is one thing, but what ancillary costs and taxes must buyers in Bochum expect?

Urban real estate: In addition to the purchase price, the buyer has to pay the so-called ancillary purchase costs. First and foremost and the largest part is the land transfer tax. Here relatively briskly after the notarial authentication 6.5% of the purchase price become due to the tax office. Furthermore, the buyer bears the costs of the notarization at the notary, about 1% of the purchase price, as well as all costs that have to do with the processing of the purchase contract, for example, all entries in the land register. Here, too, you have to calculate with about one percent. Thus, the incidental purchase costs amount to about 8.5%.

Incidental costs at a glance:

• 6.5% of the purchase price to the tax office
• 1% Notary
• 1% Land register
• 8.5% Incidental purchase costs

Another important point is the brokerage fees. Here, the federal government has created a novelty. The buyer’s costs may not exceed the seller’s costs. This means nothing other than that the seller must either pay the entire brokerage fee or can pass on a maximum of half of it to the buyer. This must be clearly evident in the exposé for the prospective buyer. However, this regulation only applies to the purchase of condominiums as well as detached and semi-detached houses.

The modern office building from the inside:

Capital investment Bochum: Most future opportunities

FIV: Bochum neighborhoods for real estate investment – Let’s move on to real estate as an investment in Bochum, for those who want to buy and rent. If our*r reader*in decides for the purchase, with following letting: Which 2 districts or satellites around Bochum would you recommend to a buyer for their capital investment in Bochum? In your opinion as an expert, where do the most future opportunities lie?

Urban real estate: When investing in real estate, I would always recommend paying attention to the infrastructure. Apartment sizes must fit the location of the building. There is no point in owning small apartments outside the city, it will be just as difficult to rent out family-sized apartments in the city center. A good investment is also characterized by the ratio of the purchase price and the rental income, this should be balanced and be able to guarantee a long-term planned rent. The choice of the district depends solely on the willingness of the buyer to take risks. For the beginning with a manageable risk, districts such as Altenbochum, Weitmar or Riemke are perfectly suitable.

Objects in which to invest

FIV: In your opinion, what type of real estate has a future in Bochum, what should one invest in? Small, large, existing, new construction?

Urban real estate: This question cannot be answered so sweepingly. Bochum is a university town, small apartments for students are essential. The campus around the university continues to expand every year and there is a need for more housing for students and university employees. Small age-appropriate apartments are also needed and built for older city residents. On the other hand, Bochum has a great need for family-friendly apartments that are affordable for everyone. We often have well over one hundred inquiries for an advertised 4.5 room apartment, which speaks for little choice in the area. I prefer a healthy mix.

What’s wrong with building houses with different apartment sizes, mixing families with students and seniors?

Private investors are very important for the real estate industry in Germany. In addition to looking at returns, they must also look at the efficiency of buildings. CO2-neutral construction will certainly be a major topic in the future. It is important that the higher construction costs are offset by subsidies and support from the state and do not necessarily have to have an impact on rents. Real estate must remain an attractive investment in order to create more living space for all age groups and social classes.

Sell house or apartment in Bochum

FIV: Lastly, one more question – you had mentioned the typical mistakes buying a property. Many buy, but some also want to sell. As an experienced real estate agent in Bochum, what tips can you give to those who are selling a property for the first time? What are the first steps and how to sell a property in Bochum successfuly?

Immobilien Urban: Of course, we can only advise every seller to hire a real estate expert. It starts with the determination of the selling price, continues with the compilation of all necessary documents and the preparation of suitable photographs as well as an exposé. Often, these things are underestimated and the search begins after the first visits. We offer a property only when all the necessary documents have been compiled. As a more experienced real estate agent, I have a good eye for a possible target group of interested parties.

This is important for the presentation of the property in the exposé. Our real estate agency also has a large database of searchers. This has the advantage that specifically selected interested parties can be adressed directly. We have enormous success with this and often find the suitable buyer after only a few viewing appointments. Also in negotiations about the purchase price, it is always easier if you can communicate your ideas to a third party, without a lot of emotion. It is then my task to implement these in the sense of the seller. Bochum has the advantage that there are many good real estate agencies, but to stand out from many others is a task that I gladly accept.

Avoid mistakes with these steps:

• Determination of the sales price
• Compilation of all documents
• Creation of suitable photographs
• Council: to hire a real estate agent

Thanks to Immobilien Urban for the interview!

Buying your first apartment: Owner occupation or capital investment

You want to realize the dream of the first own property, but do not know where to start? Learn everything about the first home and the most important steps in our article.

• Buy first apartment

Rent, buy, live in Bochum

For the realization of their dream of the first home, whether you rent with or buy, and how to achieve the maximum return in Frankfurt, you can learn in our article about realtors in Frankfurt.

• Real estate agent in Bochum

Rent, buy, live in Frankfurt

A good start in the real estate world is always the purchase of the first apartment. Rainer Ballwanz explains in his interview with us their experiences with real estate in a good A-location. The yield here depends on the type of house or apartment. For example, microapartments have different exploitation possibilities than single-family homes. The meso location is also decisive in pricing, whether in Hausen, Bockenheim and other districts such as the Gutleutviertel or Eschersheim.

Here Frankfurt is located in Germany:

Frankfurt up close:

Rent: Contract & Settlement

After the successful purchase of the property and the execution of the purchase contract, you naturally want to furnish your newly acquired property according to your individual needs. From the living room furnishings, to the garden design, nothing stands in their way of your creative imagination.

Buy: Return on investment through real estate

In our interview, you will learn everything about real estate and returns in Frankfurt. Should you buy a property in Frankfurt or is it more worthwhile to buy nearby, for example in Offenbach or Wiesbaden?

Real estate agent interview about real estate in Frankfurt

The first condominium or real estate as an investment? In this interview you will learn the most important tips & tricks. Buy, rent, live in Frankfurt but also tips for capital investments. We ask the questions, he provides the answers.

The real estate agent team from Frankfurt: Ballwanz Immobilien

FIV: Before we talk about Frankfurt and its real estate market and your recommendations for tenants and buyers, we would like to know a little more about your agency Ballwanz Immobilien. Could you briefly summarize for our readers what your agency does and what you specialize in?

Rainer M. Ballwanz: Ballwanz Immobilien has been specializing in residential tasks and challenges in Frankfurt-Rhine-Main for 30 years. With a highly specialized team, we advise cities and municipalities on concepts for planned construction areas as well as property developers and project developers on product concepts for new construction projects. Of course, we also handle the marketing of these new construction projects on the basis of marketing and communication strategies developed in-house.

We are just as happy to advise private sellers and landlords of residential real estate and to broker purchase and rental agreements. In all our activities, the focus is on the individual. Our aim is to meet their wishes and requirements.

Rainer M. Ballwanz and his real estate agent team from Frankfurt in the meeting:

Real estate with potential in Frankfurt

FIV: As a broker in Frankfurt, which properties do you personally prefer to broker?

Rainer M. Ballwanz: We prefer to broker properties where the price/performance ratio is right from the point of view of demand. In the case of new construction projects, there is also the requirement that the buildings integrate organically into the urban development through their architecture and quality and fulfill their responsibility for the public space.

Popular districts with a future: Rents in Frankfurt

FIV: Neighborhoods for Singles, Families & Co. – For those who don’t live in Frankfurt yet and want to move to Frankfurt, which neighborhoods have a future? Where should you move to in Frankfurt if you want to live nicely?

Rainer M. Ballwanz: Frankfurt is rather small in terms of its geographic extent compared to other major German cities, so that actually all districts have a very good infrastructure and good connections to the core city.

Property in Sachsenhausen, Bockenheim or Frankfurt Ostend?

There are the established residential locations such as Westend, Nordend or Sachsenhausen, where it is somewhat more expensive, but fully satisfactory to live. Those who prefer more urbanity should look around in Bornheim, Bockenheim, for example. In addition to the Gallus and Gutleutviertel districts, Frankfurt’s Ostend district has been one of the most up-and-coming in recent years. If you are moving to Frankfurt with your family, you should definitely check out the new construction areas of Rebstock, Riedberg or the Lyon Quarter.

Rent: Is it worth it? Frankfurt rents

FIV: Rents are a big topic, all over Germany. How has the real estate market and rents in Frankfurt developed in recent years and how will they develop in the future?

Rainer M. Ballwanz: Supply and demand naturally also regulate rents in the city of Frankfurt, which has been growing demographically by around 5,000 to 10,000 residents for years. Residential rents are rising sustainably and are already at a high level when measured against the national average. For existing apartments, average rents of €11 to €13 per square meter can be expected, but for new buildings, depending on location and quality, rents range from €16 to €20 per square meter. If you want to live in one of the modern and exposed high-rises in a central location, you have to calculate a bit more.

Rental prices in Frankfurt at a glance:

In summary, you can expect the following average rents in Frankfurt and the surrounding area:

• Existing apartments: Average rent from € 11,- to 13,-/sqm
• New buildings: Average rent from € 16,- to 20,-/sqm
• High-rise buildings in central locations: average rent over € 20/sqm

Rising prices for new construction rental apartments: Alternatives?

Rainer M. Ballwanz: Due to the fact that the space reserves for new buildings in the Frankfurt urban area are very limited, it can be assumed that there will continue to be an undersupply on the market and that prices for rental apartments will therefore continue to rise.

We should learn that Frankfurt does not only consist of the actual city area, but that there are a large number of towns and surrounding communities directly adjacent and excellently connected, which “feel” as if they belong to the city of Frankfurt. These locations in Frankfurt-Rhine-Main, such as Bad Vilbel, Neu-Isenburg or Offenbach, certainly represent a good alternative for those looking for a home. And usually at a more favorable price level.

Manageable risk for capital investors in Frankfurt

FIV: In Germany, more people rent than buy. What would you recommend to a young couple or even a single person, renting or buying in Frankfurt?

Rainer M. Ballwanz: That depends on personal circumstances and financial feasibility. To answer this question, it always requires an individual consideration. Anyone who basically wants to invest in real estate, whether for personal use or as a capital investment, can do so quite safely with the right property in Frankfurt with a very manageable risk.

The probability of losing money on a residential property with an investment period greater than 10 years is rather unrealistic. Those who come to Frankfurt for work and know that they will probably only stay in the city for one to three years should rather look for a rental property that suits this current stage of life.

Dining room and living room area in a penthouse:

Photo: XOXO Studios

Home & condominium: avoiding buying mistakes

FIV: Anyone who rents in Frankfurt is relatively flexible and can move if necessary. Anyone who buys a property, whether a home or a condominium, is at least tied to the property for the long term by the loan or financing. What are typical first-time buyer mistakes from your experience as a real estate agent and how can you avoid them?

Rainer M. Ballwanz: The biggest mistake is to believe that real estate prices in the Rhine-Main region will fall again on a sustained basis. Assuming that the world remains more or less the same as we know it, prices will move sideways at most as a result of temporary external influences. It is unlikely to get any more favorable.

Tip. Assess investment risk correctly

Contrary to common practice, we recommend not only evaluating the current purchase price, which is often perceived as too high, when making an investment. In our opinion, it is more important to estimate the price that the property is likely to achieve at a later resale and with what probability. Only in this way can the buyer assess the risk or the possible success of his investment.

Attention: Take a long-term view of construction interest rates

Construction interest rates have been at a historically low level for some time, even though they are currently slowly starting to rise. This sometimes tempts potential buyers to underestimate the potentially significantly higher burden when the first fixed interest rate period expires. Financing should also fit the buyers’ individual circumstances and life plans in the long term. We recommend seeking advice from independent financing experts in good time.

Apartment for rent in Omni Tower:

Do not do without expert knowledge

One big mistake is to believe that when buying a residential property, it is best to do everything yourself, without the expertise of a lawyer, financial broker or real estate agent, and thus save money. Digitalization has supposedly made the markets more transparent, at least on the supply side. We do not believe this and advise first-time buyers in particular to seek out trusted advisors who can provide expert guidance through the complex process of a purchase. The decision to buy a property is often rather emotionally driven. Assessing the expected value development, setting up individual financing or evaluating purchase contracts are certainly tasks for experts.

In short – so what you should consider

All tips on the subject of home ownership and condominiums from the expert at a glance:

• Real estate prices in the Rhine-Main region will not fall again on a sustained basis
• Assess investment risk in the long term
• Construction interest rates slowly starting to rise
• Financing must be considered in the long term
• Do not do without expert knowledge

Buying in Frankfurt: Factoring in ancillary costs

FIV: The purchase price of a property is one thing, but what ancillary costs and taxes must buyers in Frankfurt expect?

Rainer M. Ballwanz: In Hesse, the purchase of real estate is subject to 6% land transfer tax, notary fees for the notarization of the purchase contract and, if applicable, the creation of a land charge, as well as fees for the land registry. If one adds the brokerage costs of up to 3.57% of the purchase price, which are to be paid in half by the buyer, for existing properties, ancillary purchase costs of 10 – 12% can arise.

However, the price trend for residential real estate in Frankfurt should also be taken into account here, which has risen by around 8% on average over the past 10 years for existing apartments and by around 9.5% for new apartments. This means that with a similar price development forecast for the coming years, the relatively high ancillary costs of acquisition would be compensated for relatively quickly.

Costs in the purchase of real estate summarized

Incidental purchase costs in Frankfurt and the surrounding area at a glance:

• Real estate transfer tax –> 6
• Brokerage costs –> up to 3,57 %
• Notary fees

Total incidental purchase costs = 10 – 12 %.

Bedroom in the rental apartment Omniturm:

Buy and rent in Frankfurt: Tips

FIV: Frankfurt districts for real estate investment – we come still to real estates as capital investment in Frankfurt, for those, which want to buy and letting. If our*r Leser*in for the purchase, with following letting, decides: Which 2 districts or even satelites around Frankfurt, would you recommend to a buyer for their capital investment in Frankfurt? In your opinion as an expert, where do the most future opportunities lie?

Have clear goals as an investor – Tip 1

Answer: As in the stock market, this depends significantly on the investor’s profile. What does he want to achieve? Is he prepared to take a certain speculative risk with perhaps a higher increase in value, or does he prefer to “sleep soundly” and go for a lower increase in value with the highest possible value stability at the same time? What time horizon is the buyer planning for his investment?

Priority Safety: Investing Westend & Nordend – Tip 2

A large or metropolitan city like Frankfurt always develops from the inside out. Those who tend to seek security are excellently invested in the established locations close to the city center, such as the Westend or Nordend. The city center and the Ostend of Frankfurt have developed exceptionally positively in recent years and have the potential to remain quite exciting for capital investors in the future.

District of Frankfurt with potential: Offenbach – Tip 3

If you are a bit more of a visionary and have some time to spare, you should take a close look at Offenbach, which is separated from Frankfurt only by the Main River. We assume that Offenbach could be one of the biggest winners in the Rhine-Main region in the coming decades.

All tips at a glance:

• Have clear goals as an investor
• With safety a priority: investing in Westend & Nordend
• District of Frankfurt with future potential: Offenbach

These types of real estate have a future: new construction & apartments

FIV: In your opinion, what type of real estate has a future in Frankfurt, what should one invest in? Small, large, existing, new construction?

Real estate trend: micro apartments, student rooms & one-bedroom apartment

Answer: Investing in residential real estate will generally be a good decision in Frankfurt for the foreseeable future. Those who want to diversify their risk and are not looking for self-interest should perhaps rather buy two small apartments instead of one large apartment.

New construction, condominium or existing property?

New construction has the advantage that the buildings are built to the current state of the art and building regulations and one does not have to expect any subsequent investments in the first few years. If the location of the property is more important to you, you will find a broader offer in existing apartments. When investing in existing properties, however, we recommend checking in advance whether the legal requirements to be expected in the medium term with regard to energy efficiency upgrades will be feasible in principle.

Last but not least: Prices for condominiums in exclusive high-rise buildings have developed disproportionately well in Frankfurt and also represent an exciting sub-segment of the investment market for the future.

Selling real estate: Advisor for help

Finally, one more question: You had mentioned the typical mistakes buying a property. Many buy, but some also want to sell. As an experienced real estate agent in Frankfurt, what tips can you give to those who are selling a property for the first time? What are the first steps and how do you successfuly sell a property in Frankfurt?

Answer: We recommend to the private seller of a property to take an expert advisor to the side, who understands the market/price mechanisms analytically and knows how to estimate the value of the property well-founded. Only in this way can the best possible price be realized in the time frame in which the seller would like to dispose of the proceeds.

Many thanks to Rainer M. Ballwanz for the interview!

Rent, buy, live in Gelsenkirchen

The real estate market in Frankfurt is large and for this reason it is important to find the best real estate agent for you. In our overview you will find the 10 best real estate agents from Frankfurt, who can make your dream of your property possible.

• Broker Frankfurt

First apartment? Step by step to capital investment

As soon as you move into your first own apartment, for most people it’s rent, rent, rent. Every month you go to work for many hours in order to spend most of it on the next rent due at the beginning of the month. It’s no wonder that many young people are considering buying a condominium as soon as possible.

• Buy first apartment

Expensive housing: Self-interest becomes a disadvantage

Financially, the personal use of a property is certainly not the best idea. In order to secure one’s financial situation with real estate, it is better to consider the property as an investment – unless a property has a special emotional value for you for personal use! Why this is so, you will learn here.

Disadvantage Self-interest: Negative cash flow

To begin, what does self-interest mean to me?

• As an owner and owner-occupier, you always pay 100% of the operating costs yourself.
• You get neither money from the tax office, nor from potential tenants
• So self-interest means constant expenses and no income
• Credit rating decreases due to higher risk

Advantage of real estate as an investment: Positive cash flow

Real estate as an investment brings you clear advantages. Find out what they are here:

• All costs and expenses are borne primarily by the tenant and the tax office
• With a good return, the investment property almost pays for itself
• Interest is tax deductible
• Credit rating increases already after the 1st year

Buy and rent real estate: Security for old age

You have bought your first property and decided to invest. Great, then almost everything runs by itself! Here we have an example for you.

Example: Purchase of a condominium for 250,000 euros

• Property is purchased with financing from bank
• Tenant pays 1,000 euros a month
• Tenants pay thereby: Interest, redemption, modernization
• Tax office helps through deductible costs and tax relief
• Gross rental yield (annual rental income divided by purchase price) becomes a steady source of income
• This increases the credit rating, which favors the purchase of a 2nd and 3rd property

Still not quite convinced? Read more about owner-occupation and capital investment here/ Immobilien-Erfahrung.de

Conclusion: Personal use vs. real estate as an investment

In this article, you have learned a lot about what it means to invest in self-interest or in a capital investment. Here we’ve put together our conclusion on what we think is the sunniest way to invest in real estate.

• Self-interest – Negative cash flow; you pay all ongoing operating and maintenance costs yourself, no one participates in them
• Capital investment – Primarily tenants and the tax office pay off your expenses, your credit rating increases and thus provides you with a basis for your real estate portfolio.

On both sides, increases in value can be seen, but once the purchased real estate is paid off, you have a constantly running source of income with it. For you, this means a carefree and, above all, rent-free life in old age!

Next step: return on investment or investment property?

You have decided: Finally buy your first own property! But am I buying an income property or an investment property? But what is it anyway? What is the basic difference between these two types of investment? And what exactly is an A, B or C location? The most important thing is that both types of investment generate profit for you. In which form, you can read here. Here you will learn everything you need to know about the return and the investment of a property.

How does the pension system work?

The pension system in Germany is based on three pillars; statutory, occupational and private pension provision. Many people are probably aware that this system is not doing too well these days. Read here what the three pillars are all about:

Here is an overview of the three pillars:

1. Statutory pension provision
2. Occupational pension provision
3. Private pension provision

Statutory pension provision: Collecting points for all they’re worth

Statutory pension provision ends up not really being worth talking about, thanks to certain factors such as inflation, i.e. the devaluation of money. Roughly speaking, “pension points” must be accumulated, all of which have a certain value:

• Average earnings (< 60,000 euros gross / year): One point per year
• Below average earnings : Half point per year
• Above average earnings (> 60.000€ gross/year): Two points per year

The points are then added up to the pension and multiplied by the “pension value”. Here you can find the current formula for calculating the monthly pension amount:

Monthly pension amount = earning points x access factor x pension value x pension type factor

Here is a quick example to calculate the pension of an average earner:

Example: Average < 60,000 / year

Example (40 years of work):

• Pension points: 40
• Pension value current: ~ 34
• Standard age limit / pension type factor: 1

Monthly pension:

• 40 x 34 x 1 = 1.360 Euro

Factor source: German Pension Insurance.

However, it does not stop there. Even with this amount, all taxes and inflation must still be calculated. Factors such as tax, health and long-term care insurance must also be taken into account. Especially inflation hits your pension hard. Don’t you think? Here you can find an overview of the change in the inflation rate in Germany from 1992 to 2020.

You can find more statistics at Statista.

Occupational pension provision: Secondary cover as a solution?

The company pension scheme is an additional safeguard to the statutory pension scheme. It is considered a supplementary pension and is financed by the employer. Even with this, it is difficult to cover one’s costs in old age.

Private pension provision: Investment in real estate

Let’s move on to private pension provision. The first question that arises here is how do I invest my money and in which form of investment should I invest at all? Inflation is our biggest enemy when investing in a financial product, but it is our best friend when investing in real estate, as we have already described in the article Wealth Creation & Inflation.

Here briefly again in simply explained!

Investment form Financial product:

• 10,000 euros in a savings account are and remain 10,000 euros. Even if the money is only worth half in 30 years (inflation).

Investment form real estate:

• If you buy a condominium for 10,000 euros, the money in 30 years is only worth half, you get for your property 20,000 euros

As you can see well here, when you invest in a property, you are always very well protected against inflation and can also still make profits. Unfortunately, our pension is similar to the investment in a financial product – in the end, we all make a loss.

The next step: real estate as an investment

This article compares the classic investment of money in the bank with a capital investment in the form of real estate. Real estate creates “real value”. Find out what that means here!

Learn here about the benefits of investing in real estate for your retirement savings, too!

Buy real estate in the most exclusive streets

From Harvestehuder Weg in Hamburg, to Annastrasse in north-west Frankfurt, to Tegernsee in southern Munich – the German real estate landscape is quite respectable by international standards. And not only that: Anyone who thinks that the most expensive streets in Germany are only to be found on the mainland is mistaken. Nowhere in Germany are properties as sought-after and exclusive as in Sylt. More about how much a square metre costs here in a moment. Here are the most expensive streets in Germany at a glance.

Berlin: Kurfürstendamm, Tiergarten & Co.

Berlin is not only the capital of Germany, but also an attractive location for international companies, a stronghold of German culture and a popular place to live for couples, singles and students. The capital of Germany is a breathtaking city in every respect. No wonder, after all, it is home to almost 4 million people. Thus, the metropolis inspires with its lively and diverse cityscape, its high historical value, its turbulent nightlife and its stable economy. While Kurfürstendamm is one of the most luxurious shopping streets in Europe, the area in and around Berlin-Mitte, Tiergarten and Charlottenburg are home to the city’s most exclusive properties.

• Most expensive streets in Berlin

The most expensive streets in Berlin include:

• At the circus, Werderscher Markt
• Breitscheidplatz
• Gendarmenmarkt
• Island Road
• Klopstockstraße
• Kurfürstendamm
• Paris Square
• Savignyplatz

The most expensive street in Berlin is Inselstraße.

Inselstraße in Berlin

The Inselstraße in Berlin-Mitte inspires with its exclusive location. The banks of the Spree River are within walking distance, the city’s most important monuments and sights are only a subway ride away, and for those who need a break from the colorful hustle and bustle of the city, the many green spaces and parks offer a relaxing change of scenery. Property prices here are around 23,000 euros per square metre.

Up to 23,000 euros per m²

Read more here about:

• Most expensive streets in Berlin

Düsseldorf

The capital of North Rhine-Westphalia inspires with its luxurious quarters, exclusive villa districts and its breathtaking skyline. The comprehensive good infrastructure, the diverse shopping facilities and the internationally positioned local economy also make Düsseldorf a superlative city. Düsseldorf’s attractiveness is also reflected in the local real estate market: especially the streets in the Old Town and Oberkassel are among the most exclusive residential areas.

• The most expensive streets in Düsseldorf

Here are the most expensive streets in Düsseldorf:

• Old Town
• Kaiser-Wilhelm-Ring, Kaiser-Friedrich-Ring

The most expensive street in Düsseldorf is the Altestadt.

Old town in Düsseldorf

The Altestadt in Düsseldorf is not only the most expensive street in the entire city, but also the most beautiful. The banks of the Rhine can be reached on foot, the historic Burgenplatz is only a few minutes away by car and Düsseldorf’s city hall is also at home here. One of the most famous shopping streets in Europe is also nearby: Königsallee. Property prices here are around €13,500 per square metre.

Up to 13,400 euros per m²

Read more here about:

• The most expensive streets in Düsseldorf

Frankfurt am Main

With a population of about 750,000 and an area of almost 750 square kilometers, Frankfurt am Main is one of the important German metropolises. As one of the most imposing German cities, the Hessian metropolis of Frankfurt is in no way inferior to the other cities of Berlin, Hamburg and Munich. The standard of living is high and the economy stable. While students appreciate the colorful nightlife, the strong banking and financial sector attracts mainly entrepreneurs and investors here. Thus, not only apartments in the city centre are popular here, but also villas and detached houses on the outskirts of the city.

• Most expensive streets in Frankfurt

Here are the most expensive streets in Frankfurt am Main:

• Anna Street
• Siesmayerstrasse

The most expensive street in Frankfurt is Annastrasse in the north-west of the city.

Annastrasse in Frankfurt

Properties in Frankfurt’s North End are particularly sought-after. Not only is Siesmayerstrasse located here, but also the most expensive street in the entire metropolis: Annastrasse. Here, property prices are around 11,000 euros per square metre.

Read more here about:

• Most expensive streets in Frankfurt

Hamburg

Strong economy, sea air, international orientation – all this makes Hamburg in the north of Germany. Hamburg has its very own charm, shaped by its unique history, maritime shipping and the many international residents from all corners of Europe. It is not only home to families, students and entrepreneurs, but also to famous faces from the worlds of film, television, music and sport. This, of course, makes the Hanseatic city’s real estate market particularly attractive. So anyone who owns a property in Hamburg can consider themselves very lucky.

• The most expensive streets in Hamburg

See some of the most expensive streets in Hamburg:

• By the quay
• Bellevue
• Elbchaussee
• Great Elbe Strait
• Harvestehude road
• Midway
• Beautiful view
• Strandkai

The most expensive street in Hamburg is Harvestehuder Weg.

Harvestehuder Weg in Hamburg

Enclosed by the Aussen-Alster and the Isebekanal, the Harvestehude district is located in the Eimsbüttel district. Harvestehuder Weg is also located here. Property prices here are around €16,000 per square metre.

Read more here about:

• The most expensive streets in Hamburg

Munich

The Bavarian capital impresses with its beautiful architecture, a wide range of cultural activities and a high standard of living. As a historic art and cultural metropolis, Munich fascinates families, couples, students and young professionals. Entrepreneurs and investors are also attracted by the proximity to the Alps, the multitude of breathtaking lakes and the proximity to the Italian coast in the south. As Germany’s third largest city, Munich also stands out for its very low unemployment rate, as well as its strong technology and science sector. No wonder that hardly any other city in Germany is as expensive as Munich. Whether it’s a spacious villa in Maxvorstadt, a renovated apartment in the Glockenbachviertel district or a modernised detached house in Bogenhausen – here you’ll find the most luxurious properties in Germany.

So the list of Munich’s most expensive streets is long. See for yourself here:

• Elizabeth Square
• Fleming Street
• Klenzestraße
• Queen Street
• Lake Road
• Mandlstrasse
• Maria-Theresia-Straße
• Müllerstrasse
• Schellingstraße
• Sophienstraße
• Stone Street
• Zuccali Street (North)
• Driveway (south)
• Titian Street
• Montenstrasse
• Bäumlstraße

Among the most expensive streets in Munich are Königinstraße, Seestraße and Mandlstraße in Schwabing.

Queen Street in Munich

The former art and cultural district of Schwabing is home to Königsstraße. The properties here are among the most exclusive in Germany. Property prices here are around 20,000 euros per square metre.

Norderney: Island dream in the North Sea

Norderney is one of the East Frisian islands in the North Sea. Only seven of the 12 islands are inhabited. With its almost 7,000 inhabitants, Norderney is the most densely populated island of all and delights with its unspoilt nature, picturesque beaches and multitude of sights and monuments.

• The most expensive streets on Norderney

Here are the most expensive streets in Norderney:

• On the west beach
• Kaiserstrasse
• Knyphausenstraße

The most expensive street in Norderney is the street Am Weststrand in the west of the island.

On the west beach in Norderney

The street Am Weststrand in Norderney convinces with its proximity to the beach. Several bars, restaurants, playgrounds and green spaces are also located here. Whether it’s an exclusive holiday apartment with a view of the sea or a permanent residence away from the mainland – everyone feels at home here. So if you want to buy a plot of land on Am Weststrand, you have to reckon with 11,200 euros per square metre.

Read more here about:

• The most expensive streets on Norderney

Lake Starnberg

Lake Starnberg is located just under 40 km from the centre of Munich and is thus midway between the Bavarian capital and the popular residential and holiday resort of Tegernsee. Grünwald is also not far away by car. Cultural richness, untouched nature and the quiet and relaxed atmosphere make the communities around the lake a popular place to live. German celebrities in particular appreciate this. So be prepared to run into one or the other famous face here.

• The most expensive streets at Lake Starnberg

Here are the most expensive streets at the Starnberger See:

• Front lake road
• Celtic Road
• Lakeside Road
• South lake road

The most expensive street on Lake Starnberg is Südliche Seestraße in Münsing.

Southern lakeside road at Lake Starnberg

While the north of Lake Starnberg convinces with its small town feeling and the community of Seeshaupt in the south with its family atmosphere, the east of Starnberg is considered a former residence of German nobility. And it is precisely here that the most expensive street in all of Bavaria is located, with its breathtaking view over the entire lake. Property prices in the southern lakeside street are around 25,000 euros per square metre.

Read more here about:

• The most expensive streets at Lake Starnberg

Sylt: The most expensive place to live in Germany

Sylt is and remains an island of superlatives. And there in many respects. The proximity to the North Sea and the unspoiled nature makes the clocks tick differently here. While a large number of European holidaymakers from the mainland are drawn here in summer, the autumn and winter months are all about peace and relaxation. This is also reflected in the purchase and rental prices. Nowhere in Germany is real estate negotiated as expensively as here.

• The most expensive streets on Sylt

Here are the most expensive streets on Sylt:

• Heideweg / Heidewinkel
• Meadow Path
• Hoboken Way
• Osterheideweg

The most expensive road on Sylt is Hobokenweg in the east of the island.

Hobokenweg in Sylt

Also called the ‘street of the super-rich’, Hobokenweg outstrips all other streets in Germany in terms of price per square metre. Only those who can afford it live here: From wealthy heirs to successful corporate executives. Nowhere else in the entire Federal Republic is it as expensive: property prices here are in fact around 35,000 euros per square metre.

Read more here about:

• The most expensive streets on Sylt

Tegernsee

Those who sometimes need a break from the colourful hustle and bustle of the big city will find it at Lake Tegernsee. The lake is located south of Munich and is easy to reach by car. Thus, the communities around the Tegernsee inspire with their idyllic landscape, the high level of discretion and the breathtaking nature. While the breathtaking view over the Tegernsee and the adjacent valleys is the charm of the Leerberg, the communities of Gmund, Wiessee and Rottach convince with their proximity to the lakeshore.

• The most expensive streets at Tegernsee

Here are also the most expensive streets around the Tegernsee:

• Bad-Wiessee
• Gmund
• Rottach-Egern

The most expensive streets on the Tegernsee are in the municipality in Rottach-Egern.

Rottach-Egern on Lake Tegern

One of the most popular residential areas is Rottach – a community south of Lake Tegernsee. Compared to Leerbach, the villas and apartment buildings here don’t have the greatest lake views, but they do inspire with their proximity to the village centre and the lakeside. Especially individuals who do not like to live on top of the mountain like to settle in Rottach. Property prices here are around 15,000 euros per square metre.

Read more here about:

• The most expensive streets at Tegernsee

Baden-Baden, Juist and Constance

Baden-Baden, Juist, Constance and Stuttgart are also home to the most expensive streets in Germany. As always, several factors determine the price per square metre. These include, above all, location, infrastructure, the local cultural offerings and the safety of the residential environment.

Here are some more of the most expensive roads in Germany:

• Lichtentaler Allee (Baden-Baden)
• Beach promenade (Juist)
• Alpsteinweg (Constance)
• At the Bismarck Tower (Stuttgart)
• Feuerbacher Heath (Stuttgart)

The most expensive residential streets in Germany

Source: Image / Engel und Völkers

Guide: Taxes, Income & Co. – Everything explained!

Taxes are dry and annoying for most people. But those who deal intensively with the topic can also recognize its advantages. For example, if you know your way around, you may be able to save or avoid a lot of taxes with the right strategy. So it’s worth getting to know and understand taxes, because in the end you can always make a profit from them – and you don’t necessarily need an experienced tax advisor for that!

Taxes in Germany: Income tax, property tax & more explained

Whether income tax, wage tax, real estate transfer tax or trade tax: there are many taxes in Germany. So it’s understandable that many people find it difficult to keep track of them all. Here we present the German tax forms and summarize them roughly. Which tax has to be paid under which circumstances – whether for individuals or companies – and much more you can find out here in a summary. We would like to give you an overview of the common taxes in Germany in the following linked article.

• Taxes Germany

Taxes USA: Buying property and paying taxes in America

What taxes do you pay when you buy a house in the US? In this article you will find a list of all the types of taxes you have to pay, how much they are, what they are used for and where you can learn even more about the subject. Everything you need to know about taxes related to buying a property, be it a house or a vacation home. We answer your questions here like: What are “transfer taxes”? How much is the property tax when buying a property? You can find out all this and more in the article linked below.

• Taxes USA

Inheritance tax on real estate: tax-free amount & market value

Anyone who inherits or wishes to inherit real estate should take a few things into account, as taxes are also levied on inheritances in Germany. The amount of the tax allowance depends on the degree of relationship to the testator. Relevant here is the tax class to which the heir belongs and the tax rate applicable to this tax class. Since 2009, it has been common practice for inherited real estate to have inheritance tax determined according to the market value.

• Inheritance tax real estate

Save taxes: Where do I start? – Examples

Classification, income, turnover, coaching: tax advantages and benefits as well as tips and tricks on the subject of “saving taxes” are essential for entrepreneurs, freelancers, pensioners & Co. in order not to lose track of the many laws and guidelines in tax law. Although everyone is familiar with the word “tax”, only a few people actually know what taxes are. What taxes are there? For what do we pay taxes and how much? To whom do we pay taxes? What tax tricks and tax saving tips are there? And very important: How does saving taxes work at all and which tax saving tools should I use? You can find out about this and much more below, quickly and easily.

• Tips & Tricks: Where do I start? Save taxes

Video Tips: Taxes explained by experts – tricks and more

Understanding taxes is not easy, especially with such a complicated tax system as in Germany. But once you have a grasp of it, you gain many advantages. We have compiled helpful expert videos for you, with which you can understand the world of taxes easier. Whether it’s tax returns, real estate taxes or basic tips and tricks: you’ll get help here, and in an understandable way!

Overview Tips & Tricks: Tax Videos

Tax basics: explanation, definition and settlements

Taxes are extensive and complex. But who understands the principle behind it, also understands more and more connections. In this article, we want to show you videos that teach you what taxes are exactly, what they are used for and what types of taxes there are in Germany. You can also find videos with helpful information on the topic of tax returns, as well as a definition of the differences between direct and indirect tax.

• Video Tips: Tax Basics

Tax return: how, when and where? – Deadlines and instructions

Why, why, why are tax returns so important? Not only professionals, but also students or pensioners can benefit from a tax return. If you have never deducted anything from your taxes and have no previous knowledge, you can get super informed in our tax return guide. We show you tips and tricks on how to avoid mistakes and provide you with tutorials that will help you with your first or next tax return. Here you will find everything important on the subject of tax returns to watch in the most popular and helpful videos. Whether you’re looking for instructions or tips and tricks on how to save even more, we’ve got a video to answer every question.

• Video Tips: Tax return

Taxes real estate: basic knowledge and where you can save

Real estate is basically a big financial issue. Buying, selling, renting, investing, etc. But what about taxes when it comes to real estate? Through tips and tricks you can save a lot of taxes, you just have to know how. In our video list you will find many videos in which experts explain to you what really matters and which mistakes you should avoid at all costs. With this help, you will soon be able to fully understand the topic of real estate taxes and save money!

• Video Tips: Taxes real estate

Taxes & Capital Gains: Capital gains tax and more

Capital gains: One or the other may have heard the term before. However, there may also be people who can not yet do so much with the term. What it is exactly and what it has to do with taxes, you will learn here. Capital gains tax, tax return, dividends and interest in relation to taxes are also adressed. You will also get tips for the tax return and for more net income.

• Video Tips: Taxes & Capital Gains

Tax tips & tricks: recommendations for families, employees & more

Almost everyone knows it, there comes a time in the year when it is called: The tax return is due. For many, this is still a vexing topic, but it doesn’t have to be! With the right tax return and the appropriate tips, you can often get a lot of money back. We have compiled the most important and exciting tips and tricks for you, so that you can also save money and look forward to the next tax assessment in the future!

• Video Tips: Tax Tips & Tricks

Book Tips: Recommendations and tax optimization

Everyone knows them and virtually no one likes to deal with them: taxes. But taxes don’t always have to be something negative. With tips and tricks, everyone can save taxes, be it when buying or selling a home or the usual annual tax return on all kinds of topics. We’ve rounded up the most interesting and informative topics for you. With book recommendations we try to bring you closer to the world of taxes and show you how you can save as much money as possible with as little effort as possible. Find out more here!

Overview Tips & Tricks: Tax Books

Tax basics: tax lexicon, basic knowledge and more

Taxes. Everyone has to pay them, but very few people have a complete overview. Tax advisors, who are well versed in the subject matter, are often expensive and not an option for everyone. In this article, we have therefore compiled book recommendations for you, in which experts discuss the basics around the topic of taxes. Among them you will find, for example, a tax encyclopedia or the basics of the real estate industry in the area of taxes. Find helpful tips and tricks for all your questions here!

• Book Tips: Tax Basics

Tax return: where, when and how? Learn how to do it!

The tax return is an unpleasant task for many people every year. But the world of taxes is not that complicated and inscrutable, especially not the tax return. Who, when, what and above all how and with whom you have to file a tax return, these questions will be answered in the following recommended books. We have compiled the most successful books by experts and professionals on the subject of tax returns, so that with this knowledge you no longer have to worry about your tax return in the future!

• Book Tips: Tax Return

Taxes real estate: buy or sell your own home

Taxes in the field of real estate and home ownership: For beginners, the tax world is already quite confusing, but to combine the whole thing with the real estate world is a whole new world. We want to make this entry easier for you with the best recommendations and tips from the pros. Our book tips will guide you through the whole world of real estate and taxes and offer help for learning the basics, guides for private investors and savings tips.

• Book Tips: Taxes real estate

Taxes & capital gains: Flat rate withholding tax and more

If you are interested in the topic of taxes in connection with capital gains and would like to read an informative and helpful book, then you have come to the right place. The higher the tax burden, the more important the topic of avoiding taxes becomes for you. Especially if your profit is growing and growing. The more profit, the higher the taxes: a vicious circle. But of course, there are also many options that the state provides you with. What’s important for you: Your tax advisor won’t tell you, that’s not his job. Tax avoidance is your job. Because you know your individual financial situation best of all.

• Book Tips: Taxes & Capital Gains

Tax tips & tricks: recommendations + how to save taxes

Every year it’s time to file your tax return. For many people, this has been an annoying topic for years, but it doesn’t have to be! With the appropriate know-how and tips, you can often get a lot of money back, and the tax return is easy to do. We have compiled the most important and exciting tips and tricks for you in the form of popular books by experts, so that you too can save money and look forward to the next tax assessment in the future!

• Book Tips: Tax Tips & Tricks

Tip! Wealth building XXL: Finance, Investment & Co.

Who wouldn’t like to build up their own assets? Whether you want to be able to afford something or would like to generate a financial buffer for old age, asset accumulation is a relevant and, above all, sensible topic for virtually everyone. But what options are there for building up assets? Life insurance, retirement planning, or investing in real estate? Here you will find an overview of articles, as well as book and video recommendations on the subject of asset building. From saving taxes to passive income to tips on successful investing – experts and professionals share their know-how in their videos and readings and answer all questions about wealth accumulation.

• Book and Video Tips: Wealth Building XXL

Rügen: Quiet Baltic Sea island

The island is located in the north of Germany in the Baltic Sea and is easy to reach by ferry. Apart from great sandy beaches and the impressive cliffs, you will also find smaller insider tips that should not be missed. Which are those and how it looks with accommodation and even apartments and the real estate market on Rügen we tell you in the following.

• Area: 926 km²
• Population: approx. 63,000 inhabitants
• Federal state: Mecklenburg-Western Pomerania

Ostrügen: miles of fine sandy beaches and popular holiday resorts

A real highlight of your stay in Rügen is a visit to the nature reserve of Ostrügen. The landscape and natural diversity takes up almost half the island and also includes the Jasmund National Park, located on the peninsula of the same name. Impressive cliffs, chalk cliffs and white sandy beaches characterize the picture.

• Miles of fine beaches
• Unmistakable nature
• Charming fishing villages

Most beautiful beach resorts: holidays with children and dog

Of course, one of the main reasons that drives so many to Rügen every season are the wide, soft sandy beaches that stretch along the entire coast. To keep an overview or even to choose a favorite is almost impossible. Therefore, we have compiled a small list of the most beautiful, quietest, longest and most diverse beaches on Rügen for you.

Schaprode: Coveted real estate on the sandy beach

One of the oldest settlements on Rügen is Schaprode, the small town. The place has one of the few sandy beaches in West Rügen. Accordingly, there are also a lot of holiday homes to be found here, because all those who come to Rügen rely on proximity to the beach. You should also consider this if you are thinking of buying a holiday home on Rügen. The land and property prices in and around beach resorts are accordingly sought after. Learn more about buying a holiday home here.

Göhren: Popular spa and holiday resort

One of the most sought-after areas on the island is the small town of Göhren in East Rügen. The long stretches of beach and the calming air and atmosphere make the place particularly popular. The town also has a lot to offer in terms of leisure activities. From adventure golf, popular photo spots to a bike rental that allows you to actively explore the town and especially the surrounding area, you will find everything that makes your holiday a special experience.

Sellin: Colourful starting place with pier and dog beach

Also an absolute perennial favorite among the Rügen resorts is the town of Sellin. Because the city has a lot to offer from a pier that reminds of the famous piers from England or the U.S., mini golf or a hand beach where your four-legged friend can really let off steam, the possibilities are almost limitless. Cultural heritage can be admired at the Amber Museum and the close proximity to the Hochufer hiking trail guarantees at least one day of action.

Insider tips: unexplored sights

Always exploring the tourist attractions can get boring in the long run, especially if you are not the first time on Sylt. In this case, it is a good idea to make a stop outside the standard places and areas. After all, the island is not huge and many things can easily be reached in a bike trip. Where you should definitely stop by we tell you here.

Chalk cliffs, Cape Arkona and Co. from above – Video

To get you in the mood for your stay, we have already put together an overview of what awaits you on the Baltic Sea island. Especially the famous chalk cliffs are admired by many onlookers every day.

Lietzow book station

Bookworms, vintage fans and nostalgics take note! On Rügen there is a very special place for you to go to. In Lietzow on Ostrügen there is one of the cutest little bookstores you can imagine. Here you can find everything from Schiller to J.K. Rowling in new and old garb. But also records are in the assortment. If you can’t get enough of the colourful covers and golden lettering from days gone by, this is the place for you.

Vintage car museum very close to the beach

We imagine an eventful day on Rügen like this. You start the day with a short round of laser tag, then at lunchtime to treat yourself to a small snack in one of the many Binzer restaurants and then spend a little time on the beach. In the afternoon you can stroll through the informative Oldtimer Museum and finish off the evening in a beach bar. Does this sound like a programme that interests you? Then you definitely have to go to Ostseebad Binz and spend at least one day there.

Pansevitz castle ruins: surroundings to relax in

From the lively town of Ralswiek you can reach the castle ruins of Pansevitz in just 15 minutes by car. The remains of the former castle are a place of peace and quiet. In addition, they stand for a piece of history, because actually this castle had survived the times of the existence of Rügen as a principality. However, during the Second World War, the citizens of Rügen had to get creative and for this reason they used the empty castle as building material. Thus, the townscape was created, which is offered there today.

The best beaches for kids, dogs and co.

Who goes to Rügen wants beach, nature and maybe a little action. The most beautiful places to relax and also everything where you can live out your sporty streak and enjoy the sea at the same time, we tell you here. In addition, you will find out where you can best travel with your four-legged friend.

Binzer Strand: Long fine sand beach

Very close to the Oldtimer Museum you will find a particularly beautiful white sandy beach on the east coast of Rügen. Not surprisingly, the beach was called Binzer Strand and stretches for kilometres down the east coast of the island. There is a free place guaranteed for almost everyone. Those who like sports and exercise will also be thrilled by the beach volleyball courts.

• Largest seaside resort on the island
• White villas, beautiful promenades and elegant piers

Dog beach Sellin: Fun for the four-legged friend

A mixture of pebble and sandy beach offers the dog beach of Sellin. Don’t worry, this beach is of course not exclusively for dogs, but on many public beaches on Rügen dogs are not particularly welcome. At most even forbidden. This means that careless dog owners face a hefty fine if they don’t abide by the regulations. The dog beach Sellin gives your four-legged friend the opportunity to really let off steam.

South beach Göhren: Jet skiing and sports on the beach

We have already sung the praises of Göhren in the previous section, because the place is popular with young and old. The reason for this is the variety of leisure activities, which also includes the south beach. There, especially the sporty among us feel good, because there are different possibilities for kite surfing, beach volleyball and even jet skiing!

Activities: Culture and sports on Rügen

There are so many things to do on the Baltic Sea island that it definitely won’t be boring. For every age and every taste there are things that can be experienced. Whether sporty on the road or full of curiosity, with these tips you will definitely get your money’s worth.

Sports beaches: exercise on holiday

The south beach of Göhren is not the only sports beach that the island has to offer. At each of the lively sandy places you will find different activities. Have you always wanted to learn how to surf, for example? Then you can do that on Rügen at the right time of year. You can also go jet skiing and rent boats on the beaches. Sports beaches in particular also offer you the option of finding teams to play football, beach volleyball and more.

Ralswiek: On the trail of the pirates

The Störtebeker Festival in Ralswiek takes place over a few weeks during the hot summer months. During this time, the most diverse acts can be seen on the open-air stage. Always at the forefront is the staging of the story of Klaus Störtebeker. At the end of the 12th century he was famous and feared as a pirate on the Baltic Sea. This has helped him to great fame until today which at the same time has the consequence that until today his life from the activity as a pirate to the execution in 1406 is so well documented that his story is often dramaturgically recreated.

Play golf: Ranzow Castle Golf Club

Rügen offers the perfect golfing environment. It can get windy here, but if you like a fresh sea breeze and want to enjoy it for as long as possible, Rügen is the place to be. The temperatures are mostly moderate, which helps to stay on the golf course for a long time without sweating. In addition, the risk of sunburn during an extensive round of golf is much lower when the sky is a little overcast. However, especially in the summer months, you often look for the clouds in the sky in vain. Ultimately, you can’t always assume perfect golfing weather here.

However, you don’t have to look far for the perfect golfing environment, because the Golfclub Schloss Ranzow offers the best courses and exclusive service at a moderate price. Those who visit Rügen more often can rely on a membership here.

Accommodation: from campsite to holiday home

Ever thought about a second home on Rügen? We tell you briefly and concisely the most important facts about the Rügen housing market. In addition, there are hotel prices and campsites that will make your heart beat faster. Still no suitable camping equipment? No problem, because here we tell you what you need for a successful trip.

Holiday homes on Rügen for rent and purchase

When looking for holiday homes, you will definitely find one on Rügen, because that is what the island is designed for. In addition, you can live here cheaper than for example on Sylt and still enjoy the beaches.

Average apartment prices on Rügen: 1,700 €/m²

However, you should also be aware that buying a holiday home is not an easy task. Not only can the search and purchase be a time and financial burden, but also the maintenance and rental of the holiday home, so that it is profitable, means additional work. You can read about what’s involved and how to find your dream holiday home in our article on holiday homes.

The most popular cities in Rügen for a promising holiday home are:

• Baltic resort Baabe
• Glowe
• Baltic resort Binz
• Monastery

Luxury hotels overlooking the ocean

All over the island, but especially in East Rügen, you can find beautiful luxury and spa hotels with a view of the sea. Of course, you pay for the view as well as the optimal location, but it should also be mentioned that hotels and other holiday accommodation such as villas can be found in Rügen for every price range.

Hotel prices Rügen: approx. 50 – 1.000 €

The best campsites on the beach of Rügen

Another possibility to stay on Rügen is on a campsite. Either you travel with the camper and can easily park on one of the popular campsites, or you camp under the open sky. With this option, you can fully enjoy nature and thus take a break from the otherwise stressful everyday life.

Sitting around the campfire in the evening, watching the starry sky and, in the best case, making new acquaintances – camping on Rügen will definitely offer you an unforgettable time in nature. If you always wanted to exchange your bed for an air mattress in order to enjoy all facets of your holiday on an island, you should definitely opt for camping, which is also cheaper. For this I have picked out a few popular camping spots for you:

1. Camping ground Drewoldke
2. Nature campsite Alt Reddevitz
3. Nature camping Rügen-Pritzwald

Learn more about camping and accessories here.

Climate: Weather and the best time to travel

As an island in the north of Germany, you can of course not expect the highest temperatures on Rügen, but exactly this circumstance makes the charm of Rügen for many. Because even in the summer months during the one on Mediterranean island, for example, absolute top values when it comes to high temperatures, but on the island in the Baltic Sea you have even in summer mild temperatures that are rarely far above 20 ° C.

Current weather on Rügen

Are you already in the car on the way to Rügen, are you just taking the ferry or are you just planning your trip and want to check the weather beforehand? Then you are at the right place! You can find current temperatures here:

Best time to visit the island

A blanket travel time that pleases everyone is of course not so easy to find, because some go to Rügen to sail or surf, while others want to enjoy the sun without the high temperatures of the south. Still others come here for rehab and have again completely different requirements and availabilities.

• Average temperatures January – May: 5 degrees Celsius
• Average temperatures June – October: 15 degrees Celsius

Itinerary to Rügen by ferry, car, train and more

A holiday on Rügen is a very special experience for the whole family, but in order to spend a few days on the beach you first have to make the journey to the beautiful island. To arrive in Rügen you have different options available, which we summarize for you below.

Crossing by ferry

The easiest way to get to the Baltic island is by ferry from Stahlbrode. From there, a car and passenger ferry crosses every 25-30 minutes to Glewitz in the southern part of Rügen. If you are looking for a snack after the crossing, you will be disappointed, because you will be welcomed in Glewitz by a beautiful beach, but it is recommended to drive a little further into the island for holiday apartments and gastronomy. There you will find much more accommodations and restaurants. Already the small town of Losenitz, a little northeast of Glewitz is well equipped. The drive takes only two minutes.

By train and long-distance bus to the island

From Strahlsund you can also easily get to Rügen. The regional train goes once across the island to the popular town of Ostseebad Binz. There you will find a variety of fine sandy beaches and many luxury hotels, as well as holiday apartments directly on the beach. There are also offers with the long-distance bus, which unfortunately take much longer than the journey by car and train.

Car trip to Rügen: Car-free island?

Rügen itself is not a car-free island, for this reason you can easily transfer to the wonderful resort. However, the island has isolated areas that can not be driven by car. This includes especially some tourist attractions, whose preservation one wants to guarantee in this way. This is why it is possible to drive to these attractions, but from a certain point on, one has to park the car and climb the rest of the way by bike and on foot. To make it easier for you, there are some park and ride facilities.

Quiz: Everything you want to know about Rügen

Let’s review the article again briefly. What were actually the most important points and what things you should definitely consider on your Rügen holiday? Here we have summarized the most important for you again.

Is Rügen car-free?

Short answer – No. Cars themselves are not a problem. Long answer – certain parts of the island are car-free to preserve the natural formations of the rocks even longer. Apart from that, however, you can explore most regions by car and the bike is also a super addition to everyday life on the island.

What are the top sights on Rügen?

From chalk cliffs at the Königsstuhl to the Störtebeker Festival, it’s all here. these are our top 5:

• Königsstuhl
• Lietzow book station
• Binzer Oldtimer Museum
• Pansewitz castle ruins
• Cape Arkona

What is the weather like on Rügen?

The weather is very mild. Not too hot, but also not too cold, that the temperatures fall below zero degrees is even in winter super rare the case and even in summer you still have a relaxed breeze on Rügen, which creates the perfect conditions for surfing and kiting.

Real Estate Advisor XXL – All questions answered

The world of real estate is complex and multifaceted. If you want to keep an overview and avoid making mistakes, you should prepare well and clarify as many open questions as possible in good time. No matter whether you want to build, buy and rent out a property or live in it yourself, or even use a property as an investment to generate passive income: The preparation is the A&O. Here you will find articles, as well as book and video tips with successful and helpful books and videos on the subject of real estate – including tips and tricks from professionals and experts.

Tax advantage: Capital investment real estate – Answers from the expert

Real estate investment: Tax advantages? Nursing home? Many topics around real estate are complex. Especially topics like capital investment are often not understandable for laymen. It is all the more pleasant when someone who knows the subject well explains it in simple terms. The interview with real estate expert Jan Rickel.

• Tax advantages: Real estate as an investment

Inheritance tax on real estate: tax-free amount, market value & more

Inheritance tax for real estate in Germany. Anyone who inherits or wishes to inherit real estate should take a few things into account, because taxes are also levied on inheritances in Germany. The amount of the allowance depends on the degree of relationship to the testator. Relevant here is the tax class to which the heir belongs and the tax rate applicable to this tax class. Since 2009, it has been common practice for inherited real estate to have inheritance tax determined according to the market value.

• Video Tips: Inheritance tax real estate

Videos: Real Estate Explained – Apartment Selling, Renting & Co.

Some people find it easier to work and learn with books and texts, others benefit more from films and explanatory videos. Here we have compiled an overview for you, with many relevant aspects around the topic of real estate. You will find articles with lists for the individual aspects, in which you can find helpful and informative information on the respective topic – from buying an apartment to renting and more.

Selling Real Estate: Make a profit & make a return

You have invested in your own property or inherited a house and now want to sell it at a profit? But you don’t know exactly which factors, circumstances and rules to consider or which mistakes you should avoid at all costs? We have compiled the most exciting, helpful and informative videos for you to prepare you perfectly for your upcoming house sale!

• Video Tips: Sell real estate

Earn money with real estate: Passive income & Co.

Making money with real estate is a plan that many people have. What one or the other hopes with it: to receive additional money in old age. Thus, one gets not only the pension, but for example, even rental income. The idea behind this is that someone buys a property and then rents it out to earn money. In this article you will learn how much passive income you can expect, what different ways there are to invest in real estate and whether you can buy real estate at a young age – during your education. Furthermore, you will learn how you can invest in real estate without already having the big money.

• Video Tips: Make money with real estate

Real estate agent: profession, costs and commissioning

The profession of real estate agent is interesting for many, but what is behind it? Is it true that there is so much money to be made as a real estate agent? How does a real estate agent spend his day? And how do you become a real estate agent? Whether it’s information on training or how to avoid the biggest mistakes as a real estate agent, you’ll find out in this article. With the help of this video list you can click through the different areas of real estate agent.

• Video Tips: Real Estate Agent

Real estate financing: house or apartment, construction or purchase?

You want to buy a property – whether a house or an apartment – but you don’t know how to finance your dream? Terms such as loan, interest, credit, repayment or building society contract only raise more questions for you? Here you will find all the important information on the subject of real estate financing: from financing with equity to financing without equity to applying for a loan, we cover all the important topics!

• Video Tips: Real estate financing

Real estate investment: entry, financing and more

Real estate is considered a safe and profitable investment. But what is the best way to invest in houses or apartments? Whatever drives you to make a lot of money: Buying an apartment as an investment is the best idea you will ever make. If you want to invest successfuly in real estate, you need a good strategy. It is underestimated how quickly life can change. Successful investors calculate before they buy whether the expected return on a property will cover the financing costs and whether they can even make a profit in the end.

• Video Tips: Real estate investment

Buying & renting real estate: Calculation, rental agreements & Co.

All beginnings are difficult, but with the right recommendations and tips, getting started is easy. To help you get off to a smooth start in the world of real estate, we provide you with tips and tricks. From preparing to buy your first home, to finding the right rent, to solving problems like rent loss and vacancy, this guide provides you with the best videos on buying and renting real estate.

• Video Tips: Buy & Rent Property

Rent out property: Investment and financial investment

Looking to get into real estate or already have an apartment or house to rent out? Renting out property can be an extremely good way to generate passive income. However, it all comes with many factors and decisions that will determine your success. We have compiled tips and tricks from experts in video form for you, so that nothing can go wrong when renting out your property!

• Video Tips: Rent out property

Buying real estate: Buy a house or apartment – Tips

Buying a property is not like shopping in a mall. Before you buy a house or an apartment, many aspects must be clarified in advance. Many mistakes can happen in the process. With our guide you avoid problems and get in the best case the perfect property. How to find the right type of property for your personal investment, what makes it profitable and much more can be found out here.

• Video Tips: Buy property

Building Property: Financing, loan rate and more

To build or to buy a house? This question is on the minds of many prospective buyers. Here we show you the advantages and disadvantages of both options and offer interesting tips on financing. Both options have their advantages. A new building has the great advantage that you can determine the layout of the rooms according to your wishes. With an existing property, you don’t have to deal with the complicated construction phases and you can live in your own home much more quickly. Here you will find videos that will help you to finance your dream home and show you what you should pay attention to.

• Video Tips: Build property

Real estate as an investment: Investing money cleverly – beginners & advanced learners

You want to have a passive income and real estate as an investment? Buy a house or an apartment, approach real estate as a long-term investment and thereby generate high income in the future? However, you are still new to the world of real estate and are looking for tips & tricks on how to invest in real estate as an investment? Here you will find tips and important know-how on how to become successful in the real estate world. How do you buy real estate as an investment, what risks are there or can arise? Most importantly, what mistakes are often made and how can you avoid them? We enlighten you!

• Video Tips: Real estate as an investment

Books: All about real estate – Book Tips

If you learn best by reading, you’ve come to the right place! Below you will find book tips on the topic of real estate, from buying a home as an investment to capital investments and generating passive income. In each recommended book, experts and professionals share their know-how and provide you with tips and tricks to avoid potential mistakes from the start.

Real estate as an investment: recommendations and tips from experts

You want to have a passive income and real estate as an investment? Buy a house or an apartment, approach real estate as a long-term investment and thereby generate high income in the future? However, you are still new to the world of real estate and are looking for tips & tricks on how to invest in real estate as an investment? Here you will find tips and important know-how on how to become successful in the real estate world. How do you buy real estate as an investment, what risks are there or can arise? Most importantly, what mistakes are often made and how can you avoid them? We enlighten you!

• Book Tips: Real estate as an investment

Real estate investment: avoiding mistakes, basics and guidance

Buying a property and using it as an investment can be a very efficient investment. But what should you actually consider in the process? And what mistakes should you avoid at all costs? We’ve put together a list of books to help you answer these questions and prevent potential problems. Investments, capital investments and tax optimization are the most central topics here and should help you to become an investment professional with comprehensive knowledge.

• Book Tips: Real Estate Investment

Make money with real estate: Real Estate Investment, Guidebook – Book Tips

You already have a property that you would like to make money with? Or you want to buy a property and have it make money for you? Making money with real estate is a common and common strategy to generate income, but the way to get there is not so easy. What you should pay attention to, what is important and what mistakes you should avoid, you will learn in our compilation of book recommendations with tips and tricks from experts on the topic: Making money with real estate.

• Book Tips: Make money with real estate

Renting Property: Experience, service charges, taxes and more

Looking for a sensible investment or just a way to generate extra income without much effort? Renting out property is a great way to provide for your retirement and stop worrying financially. There is a lot of money to be made in real estate – how it all works is explained in the following books so you don’t make any mistakes in the future!

• Book Tips: Rent out property

Selling real estate: Notary, private sale, donation & Co.

You have already invested in real estate or inherited or bought a house, and now you want to sell it for a profit? In this article we give you book tips on the subject of selling real estate. How you can achieve appropriate profit and profit, what you need to pay attention to and many other questions are answered in these books by experts and professionals with the appropriate know-how.

• Book Tips: Selling Real Estate

Real estate financing: loans, building savings contracts and more

You want to buy a property but don’t know how to finance your dream? Terms like loan, interest, credit, repayment or building society contract only raise more questions for you? Here you will find all the important information on the subject of real estate financing: from financing with equity to financing without equity to applying for a loan, we cover all the important topics! Real estate, renting, taxes, learn how it works here.

• Book Tips: Real Estate Finance

Getting started in real estate: tax guide, buying property & co.

Do you want to enter the real estate industry? Here you will find tips and important know-how on how to become successful in the real estate world. How do you get started in the real estate business, what mistakes and risks are there and how can you avoid them? We enlighten you! Here you will find the best books that explain how you can become rich with real estate.

• Book Tips: Getting started in real estate

Buying Real Estate: Checklists, investment and pro tips

With our book list, you can’t go wrong with your next real estate purchase. Our book tips cover all topics from the right inspection to the closing and possible resale. What do you have to pay attention to? How do you finance your purchase in the best possible way? How do you evaluate a property? And how do you conclude the contract? Answers to these and many other questions can be found here. You prefer video tips instead of book recommendations?

• Book Tips: Buy property

Real estate agent: costs, guide, strategy and more

Earning money with real estate is a lifelong dream for many. Marketing and selling luxurious homes in the most beautiful cities in the world. That’s the image that comes to mind when we think of real estate agents. We want to show you the way to get there and give you a jump start. We offer you a list of the best book recommendations with tips and tricks from the experts: everything from training books, job aids with forms and guidebooks with instructions on how to get started in the real estate industry.

• Book Tips: Real Estate Agent

Buying & renting property: Do’s and don’ts of the experts

For beginners, the real estate world is still an area where you can’t see the forest for the trees. We want to make it easier for you to get started in the industry with the best recommendations and tips from the pros. Our book tips guide you through the comprehensive world of real estate and leave no topic out. Here, we focus primarily on home buying, property rentals, and all legal and contractual issues. Sorted by the most and best reviews, we have compiled a list of the best guides on the subject of real estate.

• Book Tips: Buy & Rent Property

Building Property: Guidebook, financing, contract traps and more

To build or to buy a house? This question is on the minds of many prospective buyers. Here we show you the advantages and disadvantages of both options and offer interesting tips on financing. Both options have their advantages. A new build has the great advantage that you can determine the layout of the rooms according to your wishes. In an already existing property you don’t have to deal with the complicated construction phases and you can live in your own home much faster. Here you will find books that will help you to finance your dream home and show you what you should pay attention to.

• Book Tips: Build property

Tip! Taxes XXL – Taxes at a glance + explanation

Taxes are often a vexing topic, especially in Germany. Wage tax, value added tax, real estate transfer tax and much more: it is not easy to keep track of everything. But if you’re not interested in employing a tax consultant, who can be quite expensive, you need to get to grips with the subject of taxes. We want to help you with that! Here you will find an overview of guides as well as book and video tips on the subject of taxes. Whether we introduce you to individual types of German taxes or you watch a video on the subject of tax returns, all your questions about German taxes will be answered here.

• Book and Video Tips: Taxes XXL

Overview Video Tips Real Estate

Getting started in real estate as an investment is not easy: Buying your first property means first of all having to learn and understand a lot. Here you will find all the important information about real estate: from real estate agents to successful investing in real estate. Check out our video tips including explanations and summaries so you can become a pro in this field too!

If you are looking for tips online, we can recommend Lukinski.de. Here you will find everything from getting started in real estate to real estate as an investment through renting to saving taxes with real estate (external). All free of charge.

Building Real Estate: Financing, equity and tips & tricks

Building real estate – Buying real estate is not like shopping at the mall. Before you buy a house or an apartment, many aspects have to be clarified in advance. Many mistakes can happen. With our guide you avoid problems and get in the best case the perfect property.

• Video Tips: Build property

Buying Real Estate: The process, avoiding common mistakes & taxes

Buying real estate – Buying real estate is not like shopping in a mall. Before you buy a house or an apartment, many aspects must be clarified in advance. Many mistakes can happen. With our guide you avoid problems and get in the best case the perfect property.

• Video Tips: Buy property

Renting out property: Experience, Landlord, Service Charges & Taxes

Renting out property – Looking to buy property or already have an apartment or house to rent out? Renting out property can be an extremely good way to generate passive income. However, it all comes with many factors and decisions that will determine your success. We have compiled tips and tricks from experts in video form for you, so that nothing can go wrong when renting out your property!

• Video Tips: Rent out property

Real Estate Investment: Getting Started, Financing & Tips for Beginners

Real estate is considered a safe and profitable investment. But what is the best way to invest in houses or apartments? Whatever drives you to make a lot of money: Buying an apartment as an investment is the best idea you will ever make. If you want to invest successfuly in real estate, you need a good strategy. It is underestimated how quickly life can change. Successful investors calculate before they buy whether the expected return on a property will cover the financing costs and whether they can even make a profit in the end. You can learn that here too!

• Video Tips: Real Estate Investment

Make money with real estate: Investing, Passive Income & Equity

Earn money with real estate – this is a plan that many people have. What one or the other hopes for: to receive additional money in old age. Thus, one gets not only the pension, but for example, even rental income. The idea behind this is that someone buys a property and then rents it out to earn money. In this article you will learn how much passive income you can expect, what different ways there are to invest in real estate and whether you can buy real estate at a young age – during your education. Furthermore, you will learn how you can invest in real estate without already having the big money.

• Video Tips: Make moneywith real estate

Real estate financing: Tips & tricks from experts

Real estate financing – You want to buy a property, but do not know how you can finance your dream? Terms like loan, interest, credit, repayment or building society contract only raise more questions for you? Here you will find all the important information on the subject of real estate financing: from financing with equity to financing without equity to applying for a loan, we cover all the important topics!

• Video Tips: Real estate financing

Real estate agent: tasks, costs and know-how

The profession of real estate agent is interesting for many, but what is behind it? Is it true that there is so much money to be made as a real estate agent? How does a real estate agent spend his day? And how do you become a real estate agent? Whether it’s information on training or how to avoid the biggest mistakes as a real estate agent, you’ll find out in this article. With the help of this video list you can click through the different areas of real estate agent.

• Video Tips: Real Estate Agent

Selling Real Estate: Tips, tricks and expert opinions

Selling real estate: You have invested in your own property or inherited a house and now you want to sell it for a profit? But you don’t know exactly which factors, circumstances and rules to consider or which mistakes you should avoid at all costs? We have compiled the most exciting, helpful and informative videos for you to prepare you perfectly for your upcoming house sale!

• Video Tips: Sell real estate

Buying & renting property: Tips for beginners and professionals

Buying and renting real estate? It’s hard to get started, but with the right recommendations and tips, it’s easy. To help you get off to a smooth start in the world of real estate, we provide you with tips and tricks. From how to prepare to buy your first home, to how to find the right rent, to how to solve problems like loss of rent and vacancy, this guide provides you with the best videos on buying and renting real estate.

• Video Tips: Buy & Rent Property

Real estate as an investment: tips and tricks for beginners & professionals

Real estate as an investment? You want to have a passive income and real estate as an investment? Buy a house or apartment, real estate as a long-term investment and thereby generate high income in the future? However, you are still new to the world of real estate and are looking for tips & tricks on how to invest in real estate as an investment? Here you will find tips and important know-how on how to become successful in the real estate world. How do you buy real estate as an investment, what risks are there or can arise? Most importantly, what mistakes are often made and how can you avoid them? We enlighten you!

• Video Tips: Real estate as an investment

Tip! Real Estate XXL: Investment, Sale & Co.

The world of real estate is complex and multifaceted. If you want to keep an overview and avoid making mistakes, you should prepare well and clarify as many open questions as possible in good time. No matter whether you want to build, buy and rent out a property or live in it yourself, or even use a property as an investment to generate passive income: The preparation is the A&O. Here you will find articles, as well as book and video tips with successful and helpful books and videos on the subject of real estate – including tips and tricks from professionals and experts.

• Book and Video Tips: Real Estate XXL