From science fiction to breaking news: UFOs become mainstream

Stars and space: a new celebrity obsession

Something changed in Hollywood in 2021. Jeff Bezos flew his own Blue Origin rocket over the Kármán Line – the official boundary to space. A few months later, William Shatner sat in the same capsule, the oldest person in space at the age of 90. Then Katy Perry: the pop singer and actress Gayle King boarded a Blue Origin rocket in 2025. Space is no longer reserved for astronauts – it has become glamorous.

At the same time, something has changed in the celebrity world that smells far less like a PR event: more and more stars are talking openly about UAP sightings and the new secret files. Demi Lovato dedicated an entire documentary series to the topic. Nick Jonas reported on an encounter at a concert venue. Actor Russell Crowe published his own footage from Sydney. UFOs are suddenly a legitimate topic of conversation – even backstage.

Why the topic is now exploding

The cultural shift is no coincidence. It follows a series of groundbreaking official developments: in 2020, the Pentagon released three military videos showing US Navy fighter pilots encountering unexplained objects. In 2021, the US Secret Service published a preliminary UAP report. In 2023, whistleblowers testified under oath before the US Congress – with claims that made even hardened journalists sit up and take notice. And now, in February 2026, the US government is releasing thousands of long-classified documents. The question “Are we alone?” has migrated from the pub to Congress.

David Grusch: The man who risked everything

Under oath before the US Congress

July 2023: David Grusch, former Air Force officer and intelligence coordinator, appears before the Oversight Committee of the US House of Representatives. What he then says, under oath, is unprecedented in the history of American politics: the US government possesses remains of non-human origin. There were secret salvage programs that were deliberately withheld from Congress. Anyone who wanted to talk about it was put under pressure or threatened.

Grusch is no Internet conspiracy theorist. He is a trained intelligence officer who invoked the Intelligence Community Whistleblower Protection Act – a formal legal protection for insiders who come to Congress with information. His statements were neither officially confirmed nor refuted. But they moved Congress to pass specific transparency legislation. Without Grusch, the files that have now been released might not exist in this form.

What other insiders say

Grusch is not alone. For years, ex-Navy pilot Ryan Graves has been reporting UAP sightings during training operations – objects that accelerate to hypersonic speeds without any recognizable propulsion. Pilot David Fravor, who was present at the famous tic-tac encounter in 2004, describes the object as “unlike anything I’ve ever seen in 18 years of piloting.” These are not outsiders. They are career military men who were willing to risk their professional reputations because they believed it was more important than silence.

The three military videos – and what they really show

Tic Tac: The encounter that changed everything

November 2004, USS Nimitz, Pacific. Fighter pilot David Fravor is sent to an unknown radar contact. What he sees: a white, wingless object, about twelve meters long. No visible propulsion, no exhaust plume. It moves without aerodynamic interaction with the wind. As Fravor approaches, it accelerates in seconds to a speed that exceeds any known jet – and disappears. A little later: the same object on another sensor, 60 miles away.

The Pentagon video of this contact was officially released in 2020. It is the most significant UAP footage in history – because it comes from verified military sources, was recorded with calibrated equipment, and is witnessed by multiple independent observers. No weather balloon explains it.

Gimbal and Go Fast: When known physics is silent

In addition to the Tic-Tac video, there are two other officially released recordings: “Gimbal” shows an object turning aerodynamically senseless against the wind. “Go Fast” shows an object near the surface of the sea at speeds that would amaze fighter pilots – with zero heat signature, zero exhaust plume. All three videos circulated as leaks for years; in 2020, the Pentagon confirmed their authenticity. The released files show: These sightings were not isolated incidents. The same patterns, across different oceans, over years.

2026: The Pentagon opens its archives

What thousands of pages of documents show

The release of the files in 2026 is the result of years of political pressure. Since the 1940s, the US military has been collecting UAP reports – and consistently classifying them. The EAP Disclosure Act forced the Executive Branch to release documents dating back more than 70 years: internal situation reports, radar logs, pilot statements, inter-agency analyses. Many still partially redacted. But the declassified portion is enough to make a statement with certainty: The phenomena were not ignored. They were systematically recorded. And systematically concealed.

NASA: “Extraterrestrial is not out of the question”

In September 2023, NASA published its first official UAP report. 16 independent experts – physicists, astronomers, data scientists – came to a sober conclusion: there is not enough data to explain UAPs. But it is also not enough to rule out extraterrestrial origins. NASA recommended coordinated measurement networks, AI-supported evaluation and an explicit destigmatization of the topic. For an agency that has remained silent for decades, this is a revolution.

All 36 documented historical UAP cases – from Roswell in 1947 to the Nimitz encounter in 2004 – are now available in full on WeltraumTicket.de/ufo-fileswith primary sources, credibility assessment and scientific classification.

Stars, billionaires and the new universe aesthetic

Why the topic is suddenly cool

What does all this have to do with fashion and celebrity culture? More than you might think. Space has become the new luxury frontier. Elon Musk sends Starship. Jeff Bezos is building New Glenn. Katy Perry has been to space. The aesthetics of space – the deep black, the silence, the size – appear in collections, in perfume campaigns, in music videos. Balenciaga has sent astronaut silhouettes onto the runway. Saint Laurent has quoted the black nothingness of space.

In this cultural context, UFO is no longer kitsch. It’s a serious topic that moves billionaires, gets intelligence officials talking and keeps Congress busy. The stars who are taking on the subject are no longer doing it for the laughs – they’re doing it because the subject has become legitimate. Demi Lovato’s documentary about EAP sightings wasn’t a PR stunt. It was a genuine cultural moment.

What happens next

The files have been released. The work starts now. Scientists are calling for coordinated measurement networks, open databases, AI evaluation – systematically, without a political agenda. For celebrity culture, this means that the topics of space, space travel and UAP remain on the agenda. Fashion Weeks will continue to cite the aesthetics of the cosmos. And somewhere above us – on FL500, in the deep dark blue just before the black of space – things are still flying that no one can explain.

Rebekka Ruétz – Power meets Color

If anyone brings sustainability to the runway loud and proud, it’s Rebekka Ruétz. Her looks literally scream future – full of colors, cuts, layering and attitude. Location Berlin Mitte, which was impressive – a 30 meter long screen as an intro.

“Stylish, classic, almost Chanel. I’ve loved Rebekka Ruétz for 10 years and what she does is fashion.”

The show was great, the clothes were what you would call stylish.

• Her style: Sustainable, loud, colorful, with attitude
• Rebekka Ruétz Show @ Berlin Fashion Week 2025

My top 6 shows for 2025?

Heroin Kids – Berlin streetwear without filters

Heroin Kids stands for the raw aesthetics of the Berlin street like hardly any other label: dark statements, hard cuts, DIY spirit and anti-aesthetics as a clear stance against slick mainstream fashion. Show right next to the showroom. Small, fine, little seating – but next to DAMUR clearly the show with the most “Berlin”. Explicit, little fabric, lots of wow. Kinky, SM, pure Berlin. I’ve known both designers for years.

“Kaiser Engel has really established itself and created a truly unique product with Heroin Kids.”

Thank you for the invitation.

• Their style: Berlin streetcore, anti-high fashion, radical & raw
• Heroin Kids Show @ Berlin Fashion Week 2025

BUZIGAHILL – Uganda on the Berlin asphalt

BUZIGAHILL brings streetwear from Uganda directly to the Berlin catwalk – rough, political, blatantly authentic. A strong mix of protest, identity and a lot of attitude – exactly what Berlin fashion needs.

• Her style: upcycling, African streetwear, culture meets protest
• BUZIGAHILL Show @ Berlin Fashion Week 2025

#DAMUR – Fashion after midnight

Anyone who knows DAMUR knows: club culture meets cutting edge. Berlin labels like this show that fashion is not quiet. The show took place in the legendary KitKatClub Berlin. Anyone wearing more than a bathing suit was practically overdressed.

“Extremely good audience, great location – and then the show by DAMUR. Between booties and soap bubbles.”

We’ve known each other since the show with Riccardo Simonetti on ZDF. That’s why we were all the more pleased. Neon-green hair, soap bubbles, cool vibes.

• His style: techno vibes, neon, Berlin subculture in fashion form
• DAMUR Show @ Berlin Fashion Week 2025

Kilian Kerner – Emotion & Elegance

Kilian Kerner achieves what many try to do: real emotion on the runway. His looks are never superficial – they tell stories. The show took place in the Uber Arena – one of Berlin’s most famous spots, right on the Spree.

“His fashion was as always: Hollywood, red carpet, big emotions.”

If anyone can do it, he can. His topic: the GDR and tens of thousands of missing children – too much for here, hence the focus on fashion.

• His style: Emotional, elegant, narratively staged
• Kilian Kerner Show @ Berlin Fashion Week 2025

Danny Reinke – Couture from Berlin

For me, Danny Reinke is one of the most important designers of the new generation. His shows are not just fashion – they are political, queer, handmade, pure attitude.

“This time we went on ‘The Hunt’ with him – Uber Arena again.”

The intro was already strong: great videos, sound design, hunting as a theme. Then the fashion: pure renaissance, natural materials, wide cuts, quality you can see.

• His style: Queer couture, handmade, strong & sensitive at the same time
• Danny Reinke Show @ Berlin Fashion Week 2025

Anja Gockel – Empowerment, staged live

With Anja Gockel, it’s never just about fashion – it’s always about a feeling. Strong women, strong words, strong cuts. Her Fashion Week show is a manifesto every time. I film along, interview guests and show you everything you would otherwise only see with an invitation.

• Her style: female power, statement pieces, show with a message
• Anja Gockel Show @ Berlin Fashion Week 2025

Marcel Ostertag – It’s always personal

Marcel Ostertag doesn’t make fashion for likes – but for people. Every outfit reflects personality, experience and attitude. Anyone who knows Ostertag knows that there is always a real signature here. The show was to the point – perfectly choreographed, colorful and very feminine.

• His style: Emotional, authentic, urban glamorous
• Marcel Ostertag Show @ Berlin Fashion Week 2025

Tell the Truth – Highlight in the concrete bunker

This will be the showdown: Tell the Truth presents its new collection – in the bunker, rough, loud, clear. In the middle of a Berlin bunker – stuffy, hot, hundreds of guests, 95 percent with Instagram or TikTok – welcome to Tell the Truth. The looks? Loud, raw, yet wearable. One of the shows with the biggest hype of the week.

• Their style: Political, raw, conceptual in a brutalist setting
• Tell the Truth Show @ Berlin Fashion Week 2025

Want to see something unreal? Subscribe now: FIV Magazine x YouTube.

Summer statement in the middle of Cologne

Hot, bold, unstoppable: Heidi Klum appears on the 84 square meter mural in a light blue “Shiny Satin” bikini – flawless, photorealistic, a real eye-catcher. The work of art was created in just four days directly on the wall of a building in Cologne’s Friesenviertel district. By the way, we were already there for you at the Calzedonia store opening, you can find it here: Calzedonia Store Opening Cologne, with Rebecca Mir and others.

Blue, shiny and larger than life – the new mural shows Heidi Klum in a bikini from the current Calzedonia “Shiny Satin” campaign.

In just four days, artist MaCChine and the creative collective CC Allstars painted the 84 m² work of art on the wall of the building – completely freehand.

Heidi Klum x Calzedonia Mural in Köln (Foto: Calzedonia)

Immediately afterwards, Heidi posted on Instagram:

 

Check out this post on Instagram

 

A post shared by Heidi Klum (@heidiklum)

A performance with star power

On the day of the unveiling, Heidi Klum appeared in person. In a denim-on-denim look with a light blue bikini, she posed radiantly in front of the mural. Relaxed, in a good mood and all Heidi, she took the opportunity to sign her oversized image with a spray can in her hand – to applause, a flurry of flashbulbs and shouts of “Heidi!”, of course.

Heidi Klum Street Art (Foto: Calzedonia)

Calzedonia brings art and fashion together

The campaign is more than just advertising – it is an urban fashion statement. Calzedonia shows how modern brand staging works today: live, tangible, with a strong personality and Instagram-ready images. Instead of a billboard: a real mural. Instead of models from the catalog: Heidi Klum in reality.

• Heidi Klum live in Cologne
• XXL mural: 84 m² street art
• Focus on the “Shiny Satin” collection
• Calzedonia: summer, style & star power

Heidi Klum (Foto: Calzedonia)

Heidi Klum: Model, mom, mega wife

At 52, Heidi Klum still stands for success, self-confidence and a bit of cheekiness – exactly what modern women want to see. Whether it’s Germany’s Next Topmodel or international campaigns – Heidi always delivers. What makes Heidi so special?

She has remained approachable despite her star status – that’s why we love her!

At the event in Cologne, she spoke to fans, waved to the crowd and came across as someone you just have to like – without a show, without a filter.

From model to brand

Heidi has long been more than just a model. She is an entrepreneur, presenter, mother – and now also part of a piece of street art in Cologne. Her energy and presence make her the perfect choice for a brand like Calzedonia.

• Heidi Klum signs her own mural
• 52 years and not a bit quiet
• Style icon with a grip on the ground

Calzedonia: The creative Italian brand

Calzedonia is known for high-quality beachwear, leggings and hosiery – but above all for bold productions. For years, the label has managed to combine classic fashion with emotion and creativity.

Urban storytelling instead of traditional advertising

Whether in Milan, Paris or Cologne: Calzedonia focuses on wow moments. Instead of only being visible online, the brand takes its collections directly to the streets – with real models, real events and a clear message: we are fashion, we are art.

Brand with international charm

Founded in Italy, worn worldwide – Calzedonia has long been a global phenomenon. The combination of Mediterranean flair and urban style is perfect for today. Heidi Klum is now adding the glamor factor to the mix.

• Italian fashion sense meets big city vibes
• From beach to city – collections with style
• Brand experience through events & staging

Small money, big opportunity: micro-apartments

In conversation with Lukinski / Kapitalanlagen (Stephan M. Czaja) – Investing with little money, spreading risk from the outset and earning even more money directly through kickers such as furnished rentals – sounds good? It is!

My tip for young investors: Invest in micro-apartments – even with little money! I’ll show you why here!

You can enter the real estate market even with little start-up capital. Micro-apartments in particular offer you the advantage of a manageable price, but can still generate a solid return – especially in sought-after locations.

Perfect for trainees, students, young professionals! You can get such apartments with 25m², 30m² in medium-sized and larger cities for less than €20,000 (with 20% equity, you would only need ~ €4,000)

You heard right! Let’s continue:

What is a micro-apartment?

A micro-apartment is a small, efficient apartment of around 20 to 30 m². Perfect for students, young professionals or commuters who want to live centrally and compactly. For you as an investor: low purchase price, easy to let.

5 facts: What makes a micro-apartment

These features are standard in micro-apartments and make them particularly attractive:

1. Small living space of 25m² – 40m²
2. Combined living and sleeping area
3. Compact kitchenette or kitchenette
4. Small bathroom with shower
5. Furnishing with clever storage space solutions

Micro-apartment?! Small apartment, high yield

You can find more videos of me on YouTube x Real Estate Experience!

Why micro-apartments are interesting for you

If you want to start small, this form of housing is ideal. You don’t need a lot of capital and still benefit from stable demand and good rental opportunities.

Advantages at a glance

These arguments clearly speak in favor of micro-apartments as a starting point:

• Already available for less than €20,000
• Easy to rent – furnished and compact
• Low ancillary costs due to small area
• Popular in cities with universities or commuter structure

Sample calculation: how realistic your entry is

You can find a micro-apartment for €25,000 in cities like Braunschweig or Magdeburg. With negotiation and a bit of luck, you can pay just €18,000. With 20% equity – i.e. €3,600 – you can finance the rest from the rental income. Your start in the world of real estate – without a huge budget.

What you should look out for when buying

It is particularly important not to buy too emotionally when starting out. You should check these factors beforehand:

Checklist for your purchase

Get an idea before you buy – these points will help you:

• What is the location like? (Proximity to university, city or train station)
• How much renovation is required?
• Are there comparable rents in the area?
• Is the apartment furnished or do you need to upgrade?

Why demand is so high

The trend is clearly moving towards small, efficient apartments, as more and more people are living alone. This is also shown by the figures from recent years:

• Almost 50 % of all households in Germany are single-person households
• Many people live alone today – whether young or old
• The desire for central living continues to grow
• Rents are climbing – especially for small units

What should you bear in mind?

Micro-apartments have many advantages, but you should also be aware of their limitations:

• Little space – not for families or furniture fans
• Fluctuation can be higher (e.g. for short-term rentals)
• Furnished rentals need a little more organization

Get off to the right start!

Getting started doesn’t have to be complicated. Look at specific offers, calculate realistically and focus on good locations with high demand. The best way to gain initial experience is with a small, manageable property.

My tip for young investors: Invest in micro-apartments – even with little money

Even if you “only” have €10,000 or €15,000 at your disposal: You can get started! Micro apartments offer you a real opportunity for your first real estate investment with manageable risk and potential for more. My tip: Watch the full video on YouTube or visit immobilienerfahrung.de for more practical tips.

Bought and now? Rent as….

Imagine entering the world of real estate – not with millions in your bank account, but with only around 5,000 euros in equity. Sounds like a dream? But it is possible. That’s what today’s special is all about: how to start your first own apartment as an investment with style, color and a little courage.

• Renting a student apartment

Living modestly despite millions

Instead of a villa with a pool, he still lives in a small house in Staten Island. It became famous through his legendary appearance on “MTV Cribs” – a modest two-bedroom house with charm. Although his fortune is estimated at around ten million dollars, Redman deliberately lives simply, despite blockbusters like How High. He says himself that family, friends and memories are more important to him than status symbols.

Back in the days…

Legendary! Redman at MTV Cribs

Wow! Shoebox full of cash!

The truth about MTV Cribs

His properties and retreats

In addition to the house in Staten Island, Redman also owns a colonial house in Newark, surrounded by greenery and tranquillity. There he enjoys spending time with his family, far away from the media and the stress of touring. His home is a reflection of his personality: honest, down-to-earth, warm.

His cars: less is more

• Smart ForTwo – small, practical, urban
• No flashy fleet like other stars
• Proof of Redman’s grounded lifestyle

His heart beats for the community

With Method Man, he regularly organizes charity events such as “No Jive Turkey Day”, where food is distributed to the needy. He also supports educational initiatives in Newark. For him, success also means responsibility: giving something back to the community and leading by example.

Social commitment with impact

Redman is not only involved with donations, but also personally. He uses his platform to draw attention to social problems and motivates fans to get involved too. He focuses on education, social justice and youth development.

• Food banks in Staten Island
• Educational projects in Newark
• Workshops for young people

Private life: Father with responsibility

Let me take you inside Redman’s family: he is the father of five children, three of whom are with his partner. Despite his rapper past, he maintains clear boundaries at home: no smoking in front of the kids, open conversations about drugs, LGBTQ+ and social issues. His aim is to pass on respect, education and self-confidence to his children – without pressure, but with a clear attitude.

Values that he exemplifies

Redman talks honestly with his children about difficult topics. He doesn’t want to forbid, but rather inform and empower. It is particularly important to him that they can make their own decisions – with the necessary knowledge and support from their family.

• No drug use in front of the children
• Education instead of bans
• Respect and openness in the family

Redman: From DJ to world star

Let me take you back to Redman’ s early years: born in 1970 in Newark, New Jersey, he grew up in a musical environment. At 16, he dropped out of university and ended up living with his mother – only briefly, as his path soon led him to the clubs as DJ Cut Killa. There he attracted the attention of Eric Sermon (EPMD), who signed him to Def Jam. His debut album “What? Thee Album” (1992) put him directly on the rap map. With his unique blend of humor, wordplay and flow, it was clear that he was an exceptional talent.

• 1992: What? Thee Album
• 1996: Muddy Waters
• 1998: Doc’s Da Name 2000
• 2001: Malpractice
• 2009: Blackout! 2 (with Method Man)

Conclusion: Authentic, committed, unforgettable

Redman remains an exceptional phenomenon in hip-hop. Authentic, socially committed and dedicated to his family. He shows that true success is not measured by gold chains and mansions, but by character, attitude and the ability to remain true to oneself. A legend who still impresses today.

Studio vibes in Cologne: emotional sounds are created here

In the top third of the video, you not only get an impression of the studio itself, but also find out how Philipp works. Whether it’s pop, hip-hop, R&B or cinematic film music – at PK it’s all about the right emotion. And that always starts with the question: What should the music trigger when you listen to it?

From Cologne to Mexico: creativity without borders

In the video, PK talks about exciting projects – including a spontaneous film shoot in Mexico, where he only had 48 hours to produce a complete film score. Whether official advertising films or personal music productions: The creative process always takes center stage. And that’s exactly what makes the job so special for him.

What makes good film music?

Good music for films or series should create emotion – without pushing itself to the fore. In the interview, PK explains how to find the balance between epic music and quiet accompaniment, when big strings are appropriate and when an experimental sound is more in demand. For him, music must always be subordinate to the image – but it must also be independent.

A second studio for new projects

By the way: In addition to the large deafBird studio, there is now also a second room that can be booked immediately. Ideal for artists, podcasters or small productions. You can find more information directly on his website:

• DeafBird Studio in the center of Cologne

Whether in the studio, on a spontaneous trip to Mexico or working with artists: at PK you can feel the passion for sound in every moment. If you want to get a taste of the studio or are looking for an experienced producer – just take a look, listen and be inspired.

Top 5 movie soundtracks that everyone knows!

Film music evokes emotions, stays in your head and shapes entire generations. Here are five soundtracks that you are guaranteed to have heard before – even if you may never have seen the movie:

Hans Zimmer – Inception

The legendary “BRAAAM” sound and the epic climax: this score has redefined the genre.

John Williams – Star Wars

Probably the most famous film music theme of all time – goosebumps guaranteed from the first note.

Howard Shore – The Lord of the Rings

Majestic, emotional, unforgettable. Every chord takes you back to Middle-earth.

Ennio Morricone – Play me the song of death

Minimalist and yet full of tension – a classic that has shaped Western music.

James Horner – Titanic

Pure emotion. The melodies are inextricably linked to one of the greatest love stories in film history.

Which film music has influenced you? Let us know in the comments!

Face and body care – biological, chemical and expensive

Nowadays you can find care products from head to toe, creams, soaps and peelings for everything, but they are not always organic and made from natural products, but also from many chemical ingredients. You should pay special attention to this, because depending on the product and its contents allergic reactions are caused, but don’t worry, not every product has an allergic effect. Nevertheless, it is recommended to use organic and natural care products, although these are usually very expensive, although this again speaks for their high-quality production and care. Besides these two possibilities of care products there is a third way, namely the own production. There are several aspects in favour of this way, because depending on the product it is very cheap, easy and you have control over the ingredients, so you know which ones you are allergic to.

Hair care natural, vegan and simple

Above all, hair care is simple and plant-based and not just cosmetics. Although hair care can usually be used without any problems, it is recommended to use your own care for special hair, such as very dry or brittle hair. In the video you can see how to use rye flour, cider vinegar and coconut oil as well as starch in a different way.

Moisturizing and natural face care

Especially facial care is often self-produced, as it is often difficult for sensitive skin to find the right cream. But not only creams but also body butter and face sprays can be produced in a natural way, mainly from vegetable oils, aloe vera or shea butter. So watch the video and find the right cream for your skin.

Homemade simple lip care

Although make-up does not really count as a care product, there are numerous videos and instructions for natural, pleasant and simple make-up. Here you will find instructions for your own self made make-up, including a lip balm, a colourful mascara and also nail polish can be made without chemicals.

Interview: Family foundation in Germany

FIV: So that we can all get an idea, what are the big family foundations that everyone knows about?

Stephan: There are some well-known examples that most people will be familiar with. The “Krupp Foundation” and the “Siemens Foundation” are two of the best-known family foundations in Germany. Both foundations have set themselves the task of preserving the family fortune and passing it on to the next generation. However, they also support social and cultural projects. The purpose of a family foundation is primarily to secure and increase the family’s assets in the long term.

FIV: What is their purpose, why do these well-known families set up foundations?

Stephan: Large family foundations such as Krupp or Siemens are often about keeping the company and its assets in the family and protecting them across generations. The foundation separates the assets from the private assets and they cannot be sold or inherited so easily. Family foundations also enable long-term tax optimization and provide a legal framework to protect the inheritance from external influences.

FIV: We also stand for names and who has what! Can you give us a small top 3 of the larger foundations?

Stephan: Let me think for a moment.

• There is the Körber Foundation, which I believe has a volume of around 600 million euros and was founded by Kurt A. Körber,
• There is the Robert Bosch Stiftung, founded by Robert Bosch and worth a few billion euros,
• Or the Quandt Foundation, which everyone knows BMW with a volume of around 1 billion euros, founded by Johanna and Susanne Klatten.

Family foundation explained: What is it?

FIV: What exactly is a family foundation and how does it differ from other foundations?

Stephan: A family foundation is a private foundation whose main purpose is to preserve the assets of a family over generations. In contrast to charitable foundations, which focus on the common good, family foundations focus on the protection and preservation of family assets such as real estate, companies or other investments. The highlight here is that the assets are transferred to the foundation and therefore legally belong to the foundation and no longer to the founder or descendants. This offers a number of advantages, such as protection against inheritance disputes or third-party access.

What are the benefits of a family foundation?

FIV: What are the specific benefits of a family foundation? What advantages can you expect from it?

Stephan: The biggest advantage is certainly the protection of family assets. Through the foundation, the assets remain bundled and cannot be split up or sold so easily, for example in the event of a divorce or inheritance disputes. There are also tax advantages. Income generated within the foundation is usually subject to a lower tax burden than private income. Gift and inheritance tax can also be legally minimized by setting up a family foundation.

Here again very briefly:

1. Protection of family assets from sale or inheritance disputes
2. Tax advantages due to lower tax burden
3. Minimization of gift and inheritance tax

Who establishes a family foundation?

FIV: Who does this? Is there a certain type of person or family for whom a family foundation is particularly worthwhile?

Stephan: Family foundations are particularly attractive for entrepreneurial families who want to keep their company in the family for generations, or for families with large real estate holdings. But wealthy private individuals who want to secure their capital and optimize it for tax purposes also use this option. The establishment of a family foundation often comes into play when assets exceed the limit of around 1 million euros – at this point it really is worth considering.

How can you set up a family foundation yourself?

FIV: If you want to set up a family foundation yourself, what are the first steps?

Stephan: The first step is to get comprehensive advice. There are many legal and tax aspects that need to be considered, and mistakes can be expensive. Basically, everything starts with drawing up a foundation charter that regulates the purpose of the foundation, the organization and the management of the assets. The foundation must then be registered with the relevant tax office and the foundation supervisory authority. It is also important to think about the composition of the foundation board, as this is responsible for the administration of the foundation.

FIV: Can real estate and assets also be transferred to a newly established foundation?

Stephan: Yes, that is possible, I have a great guide online, maybe you can link to it: Transferring real estate to foundations.

FIV: Thank you very much for the interview, Stephan! Is there anything else you would like to tell our readers about the family foundation?

Stephan: Yes, I would say: inform yourself well and get professional advice. A family foundation is a great instrument for protecting assets and saving taxes, but it needs to be well planned and carefully implemented. If you do it right, you can protect your family and your assets in the long term. May I give you two more link tips?

FIV: Yes, of course!

Stephan: If you want to know more about

1. Foundations in general, you can also visit the Federal Association of Foundations
2. Establish family foundations for real estate, please have a look at my website under foundation establishment
3. And now generally on Saving One about family foundations in Germany

Braided hairstyles – simple, fast and creative

Everybody knows it, they wake up in the morning and wonder which hairstyle fits best to their look or a creative change to the beautiful but still a bit boring open hair. Especially if you have a Bad Hair Day a nice braided hairstyle is the perfect solution. But in the morning you don’t have much time besides breakfast, showering or even styling your make-up, so the firsur should be quick and easy to leave the house or apartment in time. There are many different possibilities, although not every braided hairstyle works on every hair, so you should pay attention to which instructions or videos you watch. When choosing a braided hairstyle, pay attention to the length and density of the hair, because each hair structure by hair can also find suitable braided hairstyles. We have selected three videos with simple braided hairstyles for everyday life and leisure, so now take a look at their different possibilities.

Summery light and endless hairstyle

In this video you will be shown how to make a wonderful wickerwork, very easy and with only a few tools. Such a hairstyle is especially suitable for the summer, because it reaches all the way around the head and the hair does not lie nerving in the neck or cause increased sweating. Now try out hairstyle and make it a special eye-catcher.

Half-open hairstyle with playful braided hair

If you feel like having a whitefish hairstyle but don’t want to give up your open hair, this hairstyle is perfect for you. The wicker hairstyle combines different types of hairstyles with each other, because it is a combination of bun, open hair and a light playful wicker hairstyle, a real eye-catcher on the go.

Classic and elegant Dutch Braids

The Durch Braids are a pretty classic hairstyle, which are often worn at festivals, weddings or even in everyday life. This hairstyle is especially suitable for thick hair and may seem difficult at the beginning but after the first few tries it is a very light hairstyle which can be done in a few minutes. Due to the simplicity the plait looks classic, but still very elegant and noble.

Cash & Flow: Investor Podcast

The “Cash & Flow” podcast is specifically designed to provide you with a comprehensive knowledge base as a real estate investment beginner. With new episodes regularly, this podcast presents a wealth of information to help you make informed real estate investing decisions and improve your investment strategies.

Learn Investment: In this podcast, you will learn step by step how to successfuly invest in real estate. From choosing the right properties to calculating returns and effective property management, all the important topics are covered. You’ll get valuable tips and proven strategies to maximize the potential of your investments.

Real estate management: A successful real estate investment also requires efficient management. In the “Cash & Flow” podcast, you’ll learn how to effectively manage your properties to generate stable long-term revenue. From tenant management to maintenance to leasing strategies, practical insights and best practices are shared.

Current Topics: In addition to the basics, the podcast also covers current topics in the real estate industry. You’ll stay up to date on new legislative changes and technological innovations such as the heating ban, heat pumps, solar panels, and wall boxes. This allows you to identify trends and developments and adapt your knowledge accordingly to be proactive in your investments.

From real estate-experience.com:

• Podcast Apple
• Podcast Spotify

Immocation Podcast: Real Stories

On the “immocation Podcast,” you’ll learn how to successfuly build wealth through real estate, whether as a retirement plan, foundation for financial freedom, early retirement, or even full-time employment. Here, the hosts share stories from their coaches and from the community and offer exclusive content, including select YouTube series, to expand your knowledge of real estate investing and help you on the path to success.

• Podcast Apple
• Podcast Spotify

Real Estate Wiki: The basic knowledge

“Real Estate Wiki” – The podcast “Real Estate Wiki” is specially designed for real estate investment beginners like you, who want to specifically expand their knowledge of technical terms and basics of the real estate world. In this podcast, the most popular and most read articles from the Real Estate Wiki are presented in a short and understandable form.

Popular articles from the real estate wiki: The wiki covers a wide range of real estate terms and information. The Real Estate Wiki podcast selects those articles that are most requested and read by other listeners like you. This gives you the opportunity to focus on the most relevant topics and deepen your understanding of the real estate industry in a targeted way.

The podcast “Immobilien Wiki” offers you new episodes every day. You can find it for free on platforms like Apple Music, Spotify, Amazon, Deezer and many more. Whether you’re cleaning up, sitting in the car, or playing sports, you’ll have the opportunity to expand your knowledge of real estate anytime, anywhere.

From real estate-experience.com:

• Podcast Apple
• Podcast Spotify

Tip. Buy your first property (cheaply)

Want to invest your money in real estate? We have 30 steps for your first real estate purchase as an investment. Capital investment means: buy and rent. Ideally, you’ll get so much rent that your property will pay for itself!

Learn how to do it here:

• Buy first apartment as an investment
• Buy property (cheap)

The Immopreneur Podcast

“The Immopreneur Podcast” – If you’re interested in real estate development and real estate entrepreneurship, then “The Immopreneur Podcast” is for you. Here you’ll hear firsthand from successful real estate entrepreneurs about how they analyze their projects, close deals, and build their real estate businesses. Whether you’re looking to venture into real estate yourself or simply want to learn more about this exciting field, this podcast will provide you with inspiring stories and valuable insights into the world of real estate entrepreneurs.

• Podcast Apple
• Podcast Spotify

Immo Insider: Broad spectrum

“Immo Insider” – Dive into the world of real estate financing with the podcast “Immo Insider”. Here you’ll get comprehensive information about different financing options, tips on choosing the right lender and important aspects to consider when financing real estate. This podcast is an indispensable tool for anyone who wants to successfuly finance their real estate projects.

From Engels & Völkers:

• Podcast Apple
• Podcast Spotify

The Landlord Podcast: Says it all

“The Landlord Podcast” – The Landlord Podcast is a valuable resource for all landlords and those interested in getting into the rental property business. It covers all relevant topics related to renting, including legal aspects, leases, tenant selection, tenant management, and optimizing rental income. Whether you’re already a landlord or thinking about renting out a property, this podcast will provide you with practical tips and helpful insights to make your rental efforts successful.

From ImmoScout24:

• Podcast Apple
• Podcast Spotify

Real Estate Investor Podcast

“Der Immobilieninvestor” – The Real Estate Investor is a podcast that specializes in sustainable real estate investing. Here you will learn how to find high-yield properties, which investment strategies are successful and how to make your real estate portfolio sustainable. The podcast offers valuable insights into the world of sustainable real estate investing.

By Alex Fischer:

• Podcast Apple
• Podcast Spotify

Old But Concrete Gold

“Old But Betongold” – Fabian Fröhlich, who describes himself as a likeable “doer”, gives easy-to-use tips on real estate, investments and entrepreneurship in his podcast. With his hands-on mentality and easy-going manner, he appeals especially to the younger generation who want to start immediately to achieve financial prosperity through clever real estate strategies. Although the podcast hasn’t had any new episodes since 2021, the old episodes are definitely worth listening to and provide valuable knowledge for long-term success.

• Podcast Apple
• Podcast Spotify

L’Immo: real estate and housing industry

“L’Immo” – The real estate industry is undergoing a transformation. In our podcast, you will hear leading minds talking about challenges, political decisions, approaches to solutions and new developments. Dirk Labusch and Iris Jachertz, the editors-in-chief of “immobilienwirtschaft” and “DW Die Wohnungswirtschaft,” ask topical and personal questions. Stay informed about the real estate industry.

• Podcast Apple
• Podcast Spotify

The best real estate apps

Don’t miss the chance to benefit from these great real estate podcasts! Learn, invest and manage real estate with the “Cash & Flow” podcast, while the “Real Estate Wiki” podcast explains the most important terms in a way you can understand.

Listen to them for free on platforms like Apple Music, Spotify, Amazon, Deezer and many others. Use your time effectively by expanding your real estate knowledge while commuting, on your lunch break or during a relaxing walk. Start now and build your real estate knowledge step by step!

Have fun learning!