Drag Tropica – On 28.09. in Cologne

The 23-year-old drag queen from Cologne has been performing regularly on stages at drag shows, competitions and CSDs throughout Germany for around a year. On September 28, Jen Z will celebrate the premiere of her show Drag Tropica in Cologne, bringing a breath of fresh air to the Cologne drag scene. For the first time, she will be taking on the artistic direction and moderation herself, so Jen is all the more delighted if her drag show makes a successful debut. Drag Tropica will take place on 28.09.2024 at the queer youth center anyway in Cologne.

Jen Z is also part of Kölnchella, a queer music festival that regularly organizes cultural events in Cologne. The next Kölnchella will take place under the motto Kölnchelloween on 19.10.2024.

Interview: Drag, Tolerance & Performance

FIV: Hi Jen! Where did you get your drag name?

Jen Z: The name is obviously a pun on “Gen Z” or “Generation Z”. I find it funny how our generation is often categorized in the media as lazy or addicted to social media. I want to poke a little fun at that. At the same time, Gen Z has a very strong sense of justice and is very aware of the grievances around the world due to digitalization. We are very politically informed and stand up for our opinions.

FIV: What is your motivation for drag art?

Jen Z: I am simply on fire for the stage. I love performing and filling the room with my energy. As drag artists, we also have a special role in the queer community. We are often the loud ones, a mouthpiece, a role model for the community. And because we are on stage, we also have a responsibility.

FIV: What does this responsibility mean to you personally?

Jen Z: It’s important to me to create a safe space wherever I am, where every person feels comfortable and included. It’s about showing visibility as a drag artist to the rest of the community – even outside of our safe spaces – and fighting for those who aren’t as visible as we are.

FIV: What progress have we already made in terms of visibility and inclusion?

Jen Z: Compared to the past, a lot! But it’s important not to rest on our laurels now. Acceptance is still nowhere near as widespread as it sometimes seems in the mainstream. We still can’t go out without the risk of being hostile, insulted or physically hurt. There are more and more voices trying to reverse the progress we have made so far. There are attempts to instrumentalize us for some political propaganda and drag queens are falsely defamed.

FIV: What can you expect at a Jen Z show?

Jen Z: I love lipsyncing to high-energy pop songs that everyone knows and loves. With that and my stage presence, I captivate the audience. My aim is to give everyone an unforgettable evening! My shows should create a space in which everyone can forget everyday life and enjoy their time without worries.

FIV Magazine: How do you manage to create this atmosphere?

Jen Z: By keeping the energy high and making sure everyone in the room feels welcome. I want my shows to be a place where all people – regardless of their background or identity – can come together, have fun and celebrate themselves.

FIV: Thank you for your insights and a drag queen’s perspective on the queer community. We wish you all the best and much success, Jen!

More content from Jen Z:

• Jen Z Instagram
• Jen Z TikTok

Now in FIV Issue #32!

Jen Z on the cover of FIV Magazine, photo stories as well as inspiring fitness stories, travel tips and fashion can be discovered in the complete magazine!

• Read now: FIV Magazine #32

FIV Magazine Issue #32

Inspiring fitness stories, travel tips and fashion!

• Read now: FIV Magazine #32

Cover Story: Interview with drag queen Jen Z

Jen Z is not only the face of this issue but also an impressive personality who is shaking up the drag scene with her art. In our big cover interview, Jen Z tells us what it means to be a successful drag queen in today’s world and how she manages to integrate her creativity and unique style into her performances.

Exclusive interviews: Lena’s Health Lab, Serlina Hohmann & more

Our latest issue is packed with exclusive interviews that provide in-depth insights into the lives and careers of well-known influencers, artists and content creators. We didn’t miss the opportunity to bring the most exciting personalities into the magazine. Among others, we talk to Lena’s Health Lab, Luke Jaque-Rodney, Katja Seifried, Serlina Hohmann and Loredana Chantal. It’s all about exciting recipes, motivating wellness tips and must-see travel destinations! You can also find the interviews here:

• Lena’s Health Lab
• Luke Jaque-Rodney
• Donato Emilio
• Elliuno
• Ourhomeliving
• Jojo.and.you
• Katja Seifried
• Olesja Schalnich
• Jacky Wruck
• Serlina Hohmann
• Life to Go
• Laura and Finn
• Whatsnext travel
• Loredana Chantal

Interview with Elliuno: Beauty secrets & tips

Elliuno shares the hottest makeup trends, her favorite products and simple tricks to create the perfect look that lasts all day. Discover how to accentuate your natural features and incorporate on-trend styles like doll cheeks and 90s brows into your everyday routine.

Life to go: Jessi & Daniel on world travel adventures & tips

Jessi and Daniel from“Life to go” give an insight into their exciting life traveling the world, from their first trip to Thailand to extraordinary adventures in Cuba. They reveal their best travel tips on how to discover the world on a budget and share their dream destinations for future trips.

Discover the new FIV Issue #32 now!

This issue is packed with inspiring stories and valuable insights into the world of fashion, art and influencer marketing. Be inspired by the creative minds we have interviewed for you and discover new perspectives.

Where can I read the magazine?

Read now for free online + in the FIV app:

• Magazine #32

Don’t miss out on the latest trends and stories from the world of influencers and content creators!

Outfit inspiration of the 2000s: Britney Spears, Paris Hilton & Co.

In the boutique you will find everything the early 2000s heart desires. From dresses, shoes and bags to much more, the boutique not only offers a unique selection of curated pieces from past decades, but also a fair price for every budget. The owner regularly posts outfit inspiration à la Britney Spears, Paris Hilton or Gossip Girl on Instagram and TikTok.

Check out this post on Instagram

A post shared by Everythinggarms Vintage (@everythinggarms)

Store Events: Modelcastings & Closet Sales

Regular store events make the store a true oasis for fashion lovers and creative minds. Influencers and fashionistas often organize closet sales in the boutique. During my exploration tour at Berlin Fashion Week, the boutique even served as the venue for an exclusive model casting in collaboration with the renowned model agency CM Models.

Limited availability: Unconventional opening hours

But what makes it special is not just the fashion itself, but also the unconventional opening hours: The boutique only opens its doors three days a week, for four hours at a time, to welcome fashion enthusiasts. From Thursday to Saturday from 2 p.m. to 6 p.m., fashion lovers have the chance to immerse themselves in the world of Y2K style.

Location: Y2K Oase in Berlin Kreuzberg

Here you will find Everythinggarms Vintage, at Grimmstraße 27, 10967 Berlin.

A must for all Y2K fashion enthusiasts

Whether searching for the perfect vintage find or simply hunting for inspiration in a unique atmosphere, this boutique in Berlin Kreuzberg is undoubtedly a must for all fashion enthusiasts who want to experience the timeless charm of Y2K style.

Cushions, footrests, adapters: the best gadgets

Never before have more people used airplanes than this year. Everyone likes to travel and air travel is becoming more and more popular. But many don’t think about other useful gadgets for the flight besides buying high-quality suitcases. Whether it’s maximizing your comfort on board, preparing for unforeseen situations, or simply getting the most out of your flying experience, we’ve compiled a list of helpful products to make your next flight as enjoyable as possible.

Salt water nasal spray

Did you know that the humidity in flight cabins is often as low as 10 percent? This is mainly due to the combination of low air pressure and extremely low temperatures outside the aircraft. As a result of this low humidity, both the skin and mucous membranes, including those in the nose, can dry out.

This dryness can weaken the body’s natural defense mechanisms, especially in an environment where many people are together in a confined space. It also creates an opportunity for various viral pathogens to thrive. To take care of yourself while traveling, you should regularly use a nasal spray with a salt water solution on long flights, such as a flight to New York. This helps to keep the nasal mucosa sufficiently moisturized.

Powerbank

On an airplane, there is usually a power outlet where you can charge your cell phone and other devices. However, in waiting areas or during transfers, e.g. by bus, the situation can be different. Therefore, it is always a good idea to have a powerbank with you. Note, however, that you can’t pack a powerbank in your checked luggage. Because only in your hand luggage you can react quickly in case of a short circuit. To be sure that your powerbank is allowed, you should check with your airline beforehand about the specific regulations.

Universal adapter

If you find yourself in a foreign country during a layover and need to charge your cell phone, camera, laptop, and other devices, you may run into the frustrating situation of your plug not fitting into the outlet. In such cases, a universal adapter can be a lifesaver. It is also useful to have one in certain accommodations abroad.

Chewing gum against ear pressure

The pressure fluctuations during flight can lead to overpressure or underpressure in air-filled body cavities such as the ear, which can be uncomfortable and clearly noticeable during descent. However, this problem can usually be remedied by swallowing, exhaling forcefully with closed lips and nose, or chewing gum.

E-book or tablet

The number one rule for long trips is to not get bored, but sometimes that’s not so easy. Once dinner is over and you realize you’ve already watched all the movies on the in-flight entertainment system, you quickly run out of options. It’s a different story if you have an e-book or tablet, which are among the most important gadgets for the plane.

These small electronic devices allow you to load countless books and games in advance and access them offline during the flight. This is especially beneficial for avid readers, as you can carry numerous books without taking up extra space in your luggage. Moreover, e-books have a matte screen that offers a reading experience similar to that of a real book. So you’re guaranteed to be entertained throughout the flight.

Neck pillow and sleep mask

To ensure a restful sleep on a long flight and make the most of your vacation destination, consider these helpful gadgets: An inflatable neck pillow: This u-shaped pillow is easy to stow in your carry-on and inflate when needed. It’s especially beneficial if you have an aisle seat. It allows you to rest your head comfortably and relax, even in a potentially uncomfortable sitting position.

A sleeping mask for the eyes: The neck pillow in combination with a sleeping mask is an ideal combination. The sleep mask not only provides darkness and thus better sleep, but also a sense of privacy by shielding your eyes from unwanted glances.

Headphones or earplugs

The noise-canceling headphones are equipped with noise cancellation that effectively suppresses loud machine noise. These headphones are useful not only for air travel, but also perfect for undisturbed reading in cafes or at the airport. We recommend in-ear headphones as they are compact and comfortable. However, it is highly recommended to bring your own headphones, as they often offer better quality than those provided by the airlines. If you don’t want to spend too much money, earplugs can be a good alternative.

Inflatable footrest

The inflatable footrest is an ideal travel pillow. It can be used on planes, cars, trains or buses, adapting to any situation and providing much needed support for your legs. This pillow is especially beneficial for people with short legs on long flights and relieves discomfort. Thanks to the adjustable height, it is suitable for everyone. The soft coating of the pillow is comfortable for your feet and can be easily removed and washed when needed. In addition, its compact design makes it easy to store, saving valuable space.

Smartphone holder

The smartphone holder is versatile and can be attached to various surfaces such as airplane seats, tables, shelves, cabinets, beds, treadmills, train or bus seats. It’s compact and convenient for travel, especially on airplanes, as it lets you enjoy YouTube, Instagram or movies without having to hold your phone in your hand all the time. The adapter can be adjusted to your preferred angle for comfortable in-flight entertainment.

Air travel made easy: Never stress on the plane again

With these indispensable travel companions in your luggage, you can now start your next flight full of anticipation and well prepared. Here you can find a useful table, with all the gadgets and their advantages summarized:

The dresses trends for this summer

Summer is the perfect time to refresh your dress collection and try out new trends. Whether you opt for lightweight maxi dresses, playful ruffle dresses or cool denim looks, this summer offers plenty of stylish options. In this blog article, we take a look at the hottest dress trends for this summer so you can enjoy the warm season in fashion and comfort.

Floral pattern and botany

Floral prints are a timeless classic that’s right back on trend this summer. From big and bold blooms to delicate, pastel floral prints, you can choose from a variety of styles. In addition, botanical patterns like palm leaves or exotic plant prints like in Isabel Maran’s summer collection are also in high demand. These dresses will give you a fresh and vibrant look, perfect for the warm season.

Lightweight maxi dresses

Maxi dresses are not only feminine and elegant, but also extremely comfortable. They reach to the ankle and offer an airy fit that keeps you cool on hot days. Choose lightweight fabrics like cotton, linen or chiffon and pair them with sandals or sneakers for a casual look. From flowing boho styles to figure-hugging silhouettes, there are a variety of maxi dresses to suit any style.

Playful ruffles and flounces

Ruffles and flounces give your summer dresses a playful and romantic touch. Whether on the sleeves, hemline or along the neckline, these details add a feminine touch and charming appeal. Choose a dress with subtle ruffles for a subtle look or go with eye-catching flounces for a fashionable appearance. These playful details are a definite head-turner this summer.

Denim looks

Denim isn’t just reserved for jeans – it’s also a big trend in dress form this summer. Opt for a casual denim dress in classic blue denim or try a version in lighter washes. Denim dresses are versatile and can be paired with sneakers for a relaxed look or heels for a dressier touch. This trend is perfect for those who love a cool and casual style.

Cut-outs and asymmetrical details

Cut-outs and asymmetrical details are the ultimate trend for bold fashionistas. Whether on the shoulders, sides or back, these small cut-outs and unconventional cuts will give your summer dress a modern and avant-garde look. This trend is ideal for those who like to make a statement and add excitement to their style.

Styling tips: Necklace, shoes and contrast combination

Since we have gained an insight into the hottest clothing trends for this summer, it’s time to talk about some styling tips to make these trends successful. Here are some practical advice on how to combine your summer outfits with the latest trends and express your personal style.

Accessories for the final touch

Once you have found a dress that you like, the question quickly arises: what to wear with the summer dress? For this reason, you should also plan enough time during the search for the right accessories. Add some statement earrings, an eye-catching necklace or a trendy hat to give your outfit a touch of individuality. Choose accessories that match the style of your dress and enhance your personality.

Shoes for the right step

In addition to matching accessories, carefully selected footwear is also important. Sandals with straps are a good choice for airy maxi dresses or ruffled dresses, while sneakers add a sporty touch to your denim look. High heels or wedge sandals create an elegant and feminine look. Make sure your shoes are comfortable so you can enjoy summer to the fullest.

Combine colors and patterns

Experiment with colors and patterns to create interesting and individual looks. For example, you can combine a floral dress with a striped blazer or wear a denim dress with an eye-catching belt in a contrasting color. Play with different textures and proportions to give your outfit a special touch.

Self confidence and charisma

The most important thing when following trends is to feel confident and express your personality. Wear clothes that you feel comfortable in and that accentuate your best features. Take inspiration from the trends, but also make them your own by incorporating your individual style.

You can also get practical styling tips from celebrity stylist Emma Jade Morrison in this video.

It depends on the occasion: Party, wedding or vacation?

When choosing a suitable summer dress also depends on the occasion. Are you invited to a wedding, want to go to a party on the weekend or go on vacation to the beach? For weddings, it’s important to consider the style and color scheme of the wedding. You can opt for soft pastels, elegant neutrals or bold accents to give your outfit a festive touch. Playful ruffles or romantic lace, in particular, are great choices for festive events and will round out your outfit with a dash of timeless elegance. For parties, you can experiment with vibrant colors like bright red, bold blue or shimmering gold and go for tight, figure-hugging dresses.

Fashionable voyage of discovery: Summer trends for bold fashionistas

Summer is an exciting time of year to experiment with dresses and explore the latest trends. From playful ruffle dresses to cool denim looks, this summer offers plenty of stylish options. Floral prints and botanical prints add a fresh touch to outfits, while lightweight maxi dresses add comfort and elegance. Cut-outs and asymmetrical details bring a modern and avant-garde aesthetic to the look. However, it’s important to feel confident and express your personal style. The trends can inspire, but it’s crucial to interpret them in your own way. And don’t forget to take into account the occasion, be it a wedding, a party or a vacation, to choose the right dress.

Weekender: Ideal for short trips

Whether you snag your dream bag at a flea market or a Michael Kors bag sale, the Weekender is the perfect choice for a short vacation or weekend getaway. This spacious bag offers enough space for clothes, shoes and all the other essentials you need for your trip.

Materials and designs: diversity in the Weekender

Weekender are available in different materials and designs – from elegant leather to robust canvas. In addition, the large bags are particularly practical, as they often have several interior and exterior pockets to facilitate organization. Some models are even equipped with wheels to make traveling even more convenient. Thus, the Weekender is definitely a must-have for any short vacation.

Basket bag: practical beach accessory

When it comes to the beach, of course, the basket bag can not be missing. For years it has been the ideal companion to carry all your beach essentials like towels, sunscreen, sun hat and of course your sunglasses in style.

Basket bags for sunny days and beach parties

The stylish basket bags are available in different sizes and shapes and add a relaxed and summery touch to any outfit. Plus, they often feature zippers or buttons to keep your items safe and protected from sand and water. Whether you’re relaxing on the beach or heading to a beach party, the wicker bag is a must-have for your summer vacation.

Shoulder bag: classic for wild party nights

For those who take advantage of summer vacations to enjoy the nightlife to the fullest, a shoulder bag is the perfect companion. It’s compact, practical and comfortable to carry over your shoulder, leaving your hands free to dance and have fun.

Small bag, big effect: shoulder bag for party fun

A shoulder bag also offers enough space for the most important essentials such as wallet, cell phone, lipstick and maybe even a small camera to capture the special moments. It’s best to choose a model that fits your personal style and perfectly complements your party outfits. With a shoulder bag you’ll be ready for wild party nights this summer.

Fanny packs and fanny packs: Everything safely stowed!

Do you want to have your hands and shoulders free and at the same time store your valuables safely? Then belt and fanny packs are the ideal solution. These practical bags are worn around the waist or hip and offer enough space for important items such as money, ID, keys and cell phone.

Stylish variety: belt and fanny packs for every taste

Fanny packs and fanny packs are available in different styles and materials – from sporty to elegant. They are also ideal for outdoor activities such as hiking or cycling, as they do not restrict your freedom of movement while allowing easy access to your belongings. With a fanny pack or fanny pack, your valuables are safely stored and always at hand.

Shopper: All-rounder for the city trip

If your summer vacation takes you to exciting cities, then the shopper is the perfect handbag. With its spacious interior, the timeless fashion trend offers enough space for everything you need during a city trip – be it a water bottle, a city map, an umbrella or even a small purchase.

Explore the city in style: shopper as the perfect companion

Stylish shoppers are available in different sizes and materials and can be worn both as handbags and shoulder bags. They are sturdy and practical, yet stylish and versatile enough to match any outfit. With a shopper, you’ll be well equipped to explore the sights and enjoy the exciting urban ambiance.

Ready for summer? Must-haves overview

Here again a practical and quick overview of your summer must-haves! So you do not have to think long, for which occasion the appropriate bag is necessary and have all the advantages at a glance:

From party nights to city trips: always the right bag

Whether you prefer wild party nights, outdoor adventures, beach days or city trips on summer vacation – there is a perfect handbag for every occasion. Choose from options like a classic shoulder bag for party nights, practical fanny packs for safety and convenience, or the versatile shopper for city trips. With the right handbag by your side, you’ll be well-equipped to enjoy your summer vacation to the fullest this year while staying stylish.

Miley Cyrus reveals what all fits in her bag.

Natural beauty: the advantages of a natural wood table

Natural wood is often called solid wood or solid wood. It is processed into furniture in its natural form, such as tables, without being chemically treated or altered. Natural wood comes directly from trees and contains no artificial or synthetic materials. Compared to engineered wood or veneer products, natural wood is usually more robust and durable.

Properties of natural wood: what makes it so cozy?

Natural wood has a natural beauty and texture that can vary from tree to tree. Each tree has a unique pattern of growth rings, knotholes and other features that give the wood character. There are different types of natural wood, some types are more suitable for kitchens, others for living spaces. Natural wood is often used for furniture, flooring, panels and other wood products.

The typical wood species:

• Oak wood
• Pine wood
• Mahogany
• Teak
• Maple wood

Advantages of natural wood tables

Natural wood tables offer many benefits, whether health, style or sustainability. A natural wood table can better withstand impact, pressure and daily use. In terms of sturdiness, natural wood often outperforms engineered wood and synthetic materials, so a natural wood table can withstand daily wear and tear. In addition, natural wood tables adapt to different styles and designs and fit harmoniously into different room designs. Another plus point is their positive influence on indoor air quality, as natural wood regulates moisture and thus contributes to a healthy indoor climate. Unlike synthetic materials, natural wood tables do not contain chemical additives or evaporation.

Here again are our top three benefits at a glance:

• Durability and robustness
• Adaptability to room styles
• Better indoor air quality

Find the perfect natural wood table for your home

Your personal taste plays the most important role when choosing a new table made of natural wood. Choose a piece of furniture that you like and that reflects your personality and style. If you like natural wood and appreciate the natural beauty of the material, it is probably a good choice for your apartment. Of course, we can’t help you decide if and which natural wood table will suit your home. However, we hope to make the decision easier for you with these exciting tips!

Rustic to modern: Natural wood table for any interior style

Natural wood furniture goes well with a variety of interior styles, from rustic and traditional to modern and Scandinavian. If your interior style emphasizes natural elements and a warm, organic aesthetic, natural wood furniture can be a great choice.

Harmony of wood colors: Natural wood color palette

Natural wood has a natural color palette that ranges from light to dark tones. Consider whether the color of the wood matches the colors of the floors, walls and other furniture in the room, or whether it should create an interesting contrast. The different types of wood and their colors can blend together and create an overall natural look.

Impressive accents: Importance of the size of the room

Another factor to consider is the size of the room you’re decorating. In smaller rooms, a natural wood table can create a warm and cozy feel, while in larger spaces, larger pieces of wood furniture can serve as impressive statement pieces.

Natural wood for your interior style

It is important to note that wood is versatile and can be used in other interior styles. The choice of wood, wood color, and wood finish can influence the style you want. Experiment with different combinations to find the perfect look for your space. Wood is a versatile material that goes well with a variety of interior design styles. Here are some interior design styles that showcase wood particularly well:

We look at the following styles:

1. Rustic
2. Skandi
3. Modern

Rustic style: wood as the centerpiece

Wood is a main feature of the rustic style. Natural wood furniture, especially with rough grain and natural surface, gives the room a warm and cozy atmosphere. Rustic elements such as antique wooden beams, wooden paneling or wooden plank floors complement the rustic charm.

Scandinavian style: focus on light colors and natural materials

Scandinavian interior style is characterized by light colors, simple shapes and natural materials. Dining tables, shelves and sideboards made of natural wood are particularly suitable here. Light woods like birch or ash go well with the Scandinavian style and give the room an airy and natural atmosphere, with matching chairs.

Modern style: aesthetics meets natural elements

Natural wood can also be used in modern interior styles to convey warmth and naturalness. Combine wooden furniture with clean lines and minimalist designs to create a modern look. Darker woods like walnut or oak can give an elegant and contemporary look.

Genesis of the Genesi collection

Gismondi 1754 is a renowned Italian jewelry house known for its creativity. The Genesi collection combines the beauty of nature with timeless elegance. Currently, Gismondi 1754 proudly presents the latest addition to this collection – Genesi with pink sapphires.

The inspiration for the Genesi collection came during a visit to the Natural History Museum in Genoa. Massimo Gismondi, the creative director behind Gismondi 1754, was inspired together with his son. At the museum, they admired the shape of the nautilus shell that Massimo encountered in his childhood. This unusual find served as inspiration for a new jewelry collection.

Before we go into too much detail, here’s more about Genes quickly:

7 facts about the new Genesi collection

7 facts about the new Genesi collection, if you don’t know them yet!

1. Genesi collection by Gismondi 1754: Combines nature with elegance
2. Inspired by the fascinating shape of the nautilus shell
3. Golden spiral as mathematical pattern of the collection
4. Handmade jewelry with harmonious aesthetics
5. New addition with delicate pink sapphires
6. Subtle and contemporary elegance of the pieces
7. Genesi collection combines nature and beauty in a unique way

What makes the new collection stand out?

Nautilus shell and the golden section

The nautilus shell revealed an exciting geometric pattern – the Golden Spiral. This mathematical sequence was already explored in the 13th century by Leonardo Fibonacci, an eminent mathematician. The perfect proportion and recurring nature of this design greatly inspired Massimo Gismoni. He decided to pick up this pattern in his new collection.

Bild: Gismondi

Bild: Gismondi

Genesi Collection

The jewelry pieces of the Genesi collection are characterized by their high quality and attractive design. They are the result of meticulous craftsmanship. Each piece of jewelry is designed by Massimo Gismondi himself and visualized in 3D using the latest technology. After fine-tuning, a prototype is created, which is finally made of precious gold.

Supplement with pink sapphires

The latest addition to the Genesi collection features delicate pink sapphires that add a soft touch to the collection. The pieces in the collection, such as rings, necklaces, earrings and bracelets, are designed with contemporary elegance. They subtly complement the existing variants in rose gold with emeralds and white ceramic, and in white gold with diamonds.

A new chapter in jewelry design

The Genesi collection presents jewelry with pink sapphires, which takes the beauty of the nautilus shell and combines it with jewelry. The creations cleverly combine different elements into an appealing design. Genesi shows that nature can always inspire us with its patterns.

Interview with Creative Director Gismondi

Massimo Gismondi, CEO and Creative Director of Gismondi 1754, talks about the importance of the history of one of Italy’s oldest jewelry families, his passions, his vision and the future of his company.

Jewelry: luxury brands and expensive accessories

The history of Gismondi 1754 goes back 270 years. It shows that jewelry has been valued for many years. There are still so many luxury brands and valuable jewelry to discover! Do you already know?

• Most expensive jewelry in the world
• Most expensive luxury brands

Different forms of credit – different terms and conditions

When it comes to loans, most people think first and foremost of real estate loans. In other words, a loan that has to be taken out because hardly anyone is in a position to pay for an apartment or a house out of their own pocket. But most loans in Germany tend to be personal loans. That is, loans that are needed for the purchase or repair of important things.

A good example is the purchase of a new car. If you are in a position to pay the purchase price directly, you can usually negotiate better terms with the dealer. Here, the conditions can even improve so much that even minus the credit costs, you can still make a profit. Therefore, it makes sense and sustainable, if you support such a purchase through a personal loan. It is important to choose the appropriate and also the most favorable loan.

Compare personal loans – the differences can be amazing

If you want to take out a personal loan, you should compare the personal loan online to be on the safe side and thus take a closer look at the different providers. The differences – depending on creditworthiness and the amount of the loan – can be considerable. A good credit comparison also helps you to orient yourself in the jungle of different providers a little better and to recognize which offers are valid. Not every offer is equally attractive, since all providers advertise the lowest interest rates, which, however, hardly anyone can fulfill.

Online loan comparison – the advantages

So if you’re planning to take out a loan, you shouldn’t go straight for the first offer that comes along, but actively compare them. And that’s much easier online than offline. Whereas in the past you had to go from bank to bank and obtain the various offers, it is now noticeably easier. With just a few clicks, you can specify the general conditions and then compare the various regional and national providers. It’s hard to find a suitable loan more quickly and easily. What’s more, you’re not alone. More and more people in Germany are taking out personal loans for a variety of reasons.

Installment loans and personal loans in Germany – the trends

If you look at the current statistics on lending in Germany, it is hard to miss one trend. More and more loans and ever higher total loan amounts are being taken out. This is due to a wide variety of factors. On the one hand, the demand for consumer goods has increased significantly and many people are also buying such goods on credit. Among other things, this development was due to the zero interest policy offered for a long time, which was actively used by many companies for advertising. However, the rising standard of living also ensures, among other things, that people take out loans more easily in order to be able to make important purchases more quickly.

Personal loans are taken out for, among other things:

• The financing of a motor vehicle
• The financing of vacations
• Important purchases such as refrigerator, stove or washing machine
• Repair costs for car or washing machine & Co.
• Other consumer loans

So you see that there are many people who want to and take out a loan for the most diverse reasons and purposes. But not every purchase and not every purpose is good enough. Because a personal loan is always also a financial burden, which you must bear. Therefore, it is important to consider which loans you take out and which loans you are better off doing without.

Do not take out a loan thoughtlessly – consciously control your own credit rating

Very many people think they already have the best possible credit rating. Many people are not aware that credit inquiries can damage this credit rating. That’s why you should think carefully in advance about which loan makes sense and which you can do without. After all, regularly and reliably serviced loans also increase one’s own credit rating on the other hand. It therefore makes sense to have your Schufa score checked and see how your own creditworthiness is doing. It is therefore not a good idea to take out a personal loan for a vacation trip, for example.

After all, there is also the possibility of enjoying a camping vacation in Germany, for example, and thus saving money. However, if expensive purchases such as cars, bicycles or electrical appliances in the kitchen segment are pending, a loan can be quite useful. This is because the loan amount is matched by an item that can be sold again in case of doubt and offers a certain value. To stay with the example, this would be different for a vacation. There are therefore many good reasons for taking out a good personal loan, especially one that is attractive in terms of interest rates, if the need is correspondingly great.

Priorities in the personal loan – weigh carefully

It’s best to think about this before you make your first request: Do I need the loan for a purchase that is crucial to my life? I need a car to get to work, to provide for my family or to be more flexible in my free time. I need a stove or a washing machine for my daily life. Do I need that huge new TV so badly that I have to take out a loan for it? Is that luxury vacation worth going into debt for? If you set these priorities right, you can definitely find the right personal loan for you.

A well-planned personal loan can make many purchases or repairs possible

Although the era of zero-interest loans is probably a thing of the past, there are still considerable differences in the structure of the loans, the repayment and the interest rates. So if you inform yourself in advance and compare the various offers on the market, you will benefit significantly in the end and can obtain loans at better conditions. In the end, this also means that you pay significantly less money for the same item or the same repair, which is a considerable economic advantage.

Every regularly and reliably serviced loan also ensures a better and more stable credit rating, which can make a considerable difference when it comes to later real estate loans, among other things. Therefore, it is important and sensible to take out loans when needed, as long as you are able to service these loans safely and without pressure. So if you need an appropriate personal loan, it is best to compare the various offers and always keep an eye on your own credit rating.